Retour
10
17
Fourchette du Jour
104,89 €
107,70 €
Fourchette 52 Semaines
68,27 €
123,82 €
Volume
1 187 198
Moyenne 50J / 200J
113,53 €
/
106,94 €
Clôture Précédente
103,53 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,9 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 15,9 | 11,7 |
| Net Margin % | 28,3 | 16,8 |
| Rev Growth 5Y % | 25,5 | 11,7 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
128,00 €
+21.9%
Low: 116,00 €
High: 150,00 €
P/E Prévisionnel
10,2
BPA Prévisionnel
10,26 €
Croissance BPA (est.)
+0,0%
CA Est.
3,1 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
10,90 €
10,61 € – 11,15 €
|
3,5 B | 1 |
| FY2027 |
11,00 €
10,65 € – 11,38 €
|
3,3 B | 12 |
| FY2026 |
10,26 €
9,91 € – 10,89 €
|
3,1 B | 12 |
Points Clés
Revenue grew 25,52% annually over 5 years — strong growth
ROE of 15,94% — decent returns on equity
Net margin of 28,27% shows strong profitability
Debt/Equity of 0,36 — conservative balance sheet
Generating 1,50B in free cash flow
P/E of 10,90 — trading at a low valuation
Croissance
Revenue Growth (5Y)
25,52%
Revenue (1Y)4,63%
Earnings (1Y)13,69%
FCF Growth (3Y)2,66%
Qualité
Return on Equity
15,94%
ROIC10,91%
Net Margin28,27%
Op. Margin37,44%
Sécurité
Debt / Equity
0,36
Current Ratio0,32
Interest Coverage1,01
Valorisation
P/E Ratio
10,90
P/B Ratio1,62
EV/EBITDA9,66
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,63% | Revenue Growth (3Y) | 9,00% |
| Earnings Growth (1Y) | 13,69% | Earnings Growth (3Y) | 6,83% |
| Revenue Growth (5Y) | 25,52% | Earnings Growth (5Y) | 11,00% |
| Profitability | |||
| Revenue (TTM) | 4,69B | Net Income (TTM) | 1,33B |
| ROE | 15,94% | ROA | 1,65% |
| Gross Margin | 60,10% | Operating Margin | 37,44% |
| Net Margin | 28,27% | Free Cash Flow (TTM) | 1,50B |
| ROIC | 10,91% | FCF Growth (3Y) | 2,66% |
| Safety | |||
| Debt / Equity | 0,36 | Current Ratio | 0,32 |
| Interest Coverage | 1,01 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 10,90 | P/B Ratio | 1,62 |
| P/S Ratio | 3,08 | PEG Ratio | 0,81 |
| EV/EBITDA | 9,66 | Dividend Yield | 0,02% |
| Market Cap | 14,45B | Enterprise Value | 16,96B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,69B | 4,48B | 3,95B | 2,59B | 1,89B |
| Net Income | 1,33B | 1,17B | 1,16B | 1,13B | 872,98M |
| EPS (Diluted) | 9,52 | 8,33 | 8,18 | 7,92 | 6,10 |
| Gross Profit | 2,82B | 2,39B | 2,44B | 2,25B | 1,84B |
| Operating Income | 1,76B | 1,48B | 1,46B | 1,41B | 1,06B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 80,43B | 75,98B | 69,61B | 64,11B | 60,87B |
| Total Liabilities | 71,54B | 68,25B | 62,66B | 58,13B | 55,03B |
| Shareholders' Equity | 8,90B | 7,72B | 6,95B | 5,98B | 5,84B |
| Total Debt | 3,17B | 3,75B | 4,76B | 564,33M | 806,86M |
| Cash & Equivalents | 656,13M | 5,30B | 4,63B | 3,62B | 4,65B |
| Current Assets | 971,79M | 5,48B | 10,81B | 9,66B | 14,61B |
| Current Liabilities | 3,00B | 63,26B | 60,69B | 57,98B | 54,63B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#529 of 658
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#323 of 326
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026