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EZCORP, Inc.

Data quality: 100%
EZPW
NASDAQ Financial Services Financial - Credit Services
$26.22
▲ $0.30 (1.16%)
Mkt Cap: 1.54B
Day Range
$25.94 $26.52
52-Week Range
$12.85 $27.30
Volume
507,590
50D / 200D Avg
$24.01 / $18.67
Prev Close
$25.92

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 14.1 10.3
P/B 1.5 1.1
ROE % 12.0 11.6
Net Margin % 8.6 16.8
Rev Growth 5Y % 15.0 11.6
D/E 0.8 0.5

Analyst Price Target

Hold
$27.25 +3.9%
Low: $23.00 High: $34.00
Forward P/E
14.5
Forward EPS
$1.79
EPS Growth (est.)
+0.0%
Est. Revenue
1.6 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2030 $2.84
$2.80 – $2.91
 2.2 B 1
FY2029 $2.62
$2.58 – $2.68
 2.1 B 1
FY2028 $2.30
$2.26 – $2.35
 1.8 B 1

Key Takeaways

Revenue grew 14.96% annually over 5 years — strong growth
Earnings grew 31.91% over the past year
ROE of 11.98% — decent returns on equity
Generating 110.42M in free cash flow
P/E of 14.05 — trading at a low valuation
PEG of 0.77 suggests growth is underpriced

Growth

Revenue Growth (5Y)
14.96%
Revenue (1Y)9.70%
Earnings (1Y)31.91%
FCF Growth (3Y)34.12%

Quality

Return on Equity
11.98%
ROIC6.25%
Net Margin8.60%
Op. Margin11.71%

Safety

Debt / Equity
0.75
Current Ratio5.61
Interest Coverage6.48

Valuation

P/E Ratio
14.05
P/B Ratio1.50
EV/EBITDA12.30
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.70% Revenue Growth (3Y) 10.21%
Earnings Growth (1Y) 31.91% Earnings Growth (3Y) 68.81%
Revenue Growth (5Y) 14.96% Earnings Growth (5Y) 88.88%
Profitability
Revenue (TTM) 1.27B Net Income (TTM) 109.61M
ROE 11.98% ROA 5.62%
Gross Margin 58.55% Operating Margin 11.71%
Net Margin 8.60% Free Cash Flow (TTM) 110.42M
ROIC 6.25% FCF Growth (3Y) 34.12%
Safety
Debt / Equity 0.75 Current Ratio 5.61
Interest Coverage 6.48 Dividend Yield 0.00%
Valuation
P/E Ratio 14.05 P/B Ratio 1.50
P/S Ratio 1.21 PEG Ratio 0.77
EV/EBITDA 12.30 Dividend Yield 0.00%
Market Cap 1.54B Enterprise Value 1.83B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.27B 1.16B 1.05B 886.23M 729.55M
Net Income 109.61M 83.10M 38.46M 50.16M 8.61M
EPS (Diluted) 1.42 1.10 0.53 0.70 0.15
Gross Profit 746.07M 682.27M 609.84M 528.15M 449.49M
Operating Income 149.17M 112.53M 92.15M 74.92M 31.17M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.95B 1.49B 1.47B 1.35B 1.27B
Total Liabilities 925.72M 688.67M 721.94M 655.65M 594.67M
Shareholders' Equity 1.03B 804.57M 745.77M 692.23M 672.24M
Total Debt 764.04M 566.94M 610.48M 545.99M 477.78M
Cash & Equivalents 469.52M 170.51M 220.60M 206.03M 253.67M
Current Assets 1.13B 729.00M 719.72M 644.16M 610.86M
Current Liabilities 200.57M 269.38M 191.97M 152.87M 155.09M

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#748 of 1052
35
Growth + Value Growth at a Reasonable Price (Peter Lynch)
#274 of 332
36

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026