Retour
35
36
Fourchette du Jour
25,56 €
26,81 €
Fourchette 52 Semaines
12,85 €
27,30 €
Volume
730 524
Moyenne 50J / 200J
24,01 €
/
18,67 €
Clôture Précédente
26,22 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,7 | 10,3 |
| P/B | 1,5 | 1,1 |
| ROE % | 12,0 | 11,7 |
| Net Margin % | 8,6 | 16,9 |
| Rev Growth 5Y % | 15,0 | 11,6 |
| D/E | 0,8 | 0,5 |
Objectif de Cours des Analystes
Hold
27,25 €
+6.4%
Low: 23,00 €
High: 34,00 €
P/E Prévisionnel
14,28
BPA Prévisionnel
1,79 €
Croissance BPA (est.)
+0,0%
CA Est.
1,57B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2030 |
2,84 €
2,80 € – 2,91 €
|
2,19B | 1 |
| FY2029 |
2,62 €
2,58 € – 2,68 €
|
2,08B | 1 |
| FY2028 |
2,30 €
2,26 € – 2,35 €
|
1,77B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | 0,41 € | 0,55 € | +33,5% |
| 2025-11-13 | 0,29 € | 0,34 € | +17,2% |
| 2025-07-30 | 0,23 € | 0,33 € | +43,5% |
| 2025-04-28 | 0,32 € | 0,34 € | +6,3% |
| 2025-02-05 | 0,35 € | 0,42 € | +20,0% |
| 2024-11-13 | 0,26 € | 0,26 € | 0,0% |
| 2024-07-31 | 0,22 € | 0,23 € | +4,5% |
| 2024-05-01 | 0,26 € | 0,29 € | +11,5% |
Dividend History
Yield
0,00%
Payout Ratio
0,00%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 04, 2000 | Feb 22, 2000 | 0,01 € | 1,18% |
| Nov 29, 1999 | Dec 15, 1999 | 0,01 € | 1,32% |
| Aug 06, 1999 | Aug 24, 1999 | 0,01 € | 1,08% |
| May 07, 1999 | May 25, 1999 | 0,01 € | 0,69% |
| Feb 05, 1999 | Feb 23, 1999 | 0,01 € | 0,45% |
| Nov 20, 1998 | Dec 07, 1998 | 0,01 € | 0,29% |
| Aug 07, 1998 | Aug 25, 1998 | 0,01 € | 0,14% |
Points Clés
Revenue grew 14,96% annually over 5 years — strong growth
Earnings grew 31,91% over the past year
ROE of 11,98% — decent returns on equity
Generating 110,42M in free cash flow
P/E of 13,72 — trading at a low valuation
PEG of 0,77 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
14,96%
Revenue (1Y)9,70%
Earnings (1Y)31,91%
FCF Growth (3Y)34,12%
Qualité
Return on Equity
11,98%
ROIC6,25%
Net Margin8,60%
Op. Margin11,71%
Sécurité
Debt / Equity
0,75
Current Ratio5,61
Interest Coverage6,48
Valorisation
P/E Ratio
13,72
Forward P/E14,46
P/B Ratio1,47
EV/EBITDA12,05
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,70% | Revenue Growth (3Y) | 10,21% |
| Earnings Growth (1Y) | 31,91% | Earnings Growth (3Y) | 68,81% |
| Revenue Growth (5Y) | 14,96% | Earnings Growth (5Y) | 88,88% |
| Profitability | |||
| Revenue (TTM) | 1,27B | Net Income (TTM) | 109,61M |
| ROE | 11,98% | ROA | 5,62% |
| Gross Margin | 58,55% | Operating Margin | 11,71% |
| Net Margin | 8,60% | Free Cash Flow (TTM) | 110,42M |
| ROIC | 6,25% | FCF Growth (3Y) | 34,12% |
| Safety | |||
| Debt / Equity | 0,75 | Current Ratio | 5,61 |
| Interest Coverage | 6,48 | ||
| Dividends | |||
| Dividend Yield | 0,00% | Payout Ratio | 0,00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 13,72 | Forward P/E | 14,46 |
| P/B Ratio | 1,47 | P/S Ratio | 1,18 |
| PEG Ratio | 0,77 | Forward PEG | N/A |
| EV/EBITDA | 12,05 | Fwd EV/EBITDA | 6,98 |
| Forward P/S | 0,96 | Fwd Earnings Yield | 6,92% |
| FCF Yield | 7,34% | ||
| Market Cap | 1,50B | Enterprise Value | 1,80B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,27B | 1,16B | 1,05B | 886,23M | 729,55M |
| Net Income | 109,61M | 83,10M | 38,46M | 50,16M | 8,61M |
| EPS (Diluted) | 1,42 | 1,10 | 0,53 | 0,70 | 0,15 |
| Gross Profit | 746,07M | 682,27M | 609,84M | 528,15M | 449,49M |
| Operating Income | 149,17M | 112,53M | 92,15M | 74,92M | 31,17M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,95B | 1,49B | 1,47B | 1,35B | 1,27B |
| Total Liabilities | 925,72M | 688,67M | 721,94M | 655,65M | 594,67M |
| Shareholders' Equity | 1,03B | 804,57M | 745,77M | 692,23M | 672,24M |
| Total Debt | 764,04M | 566,94M | 610,48M | 545,99M | 477,78M |
| Cash & Equivalents | 469,52M | 170,51M | 220,60M | 206,03M | 253,67M |
| Current Assets | 1,13B | 729,00M | 719,72M | 644,16M | 610,86M |
| Current Liabilities | 200,57M | 269,38M | 191,97M | 152,87M | 155,09M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#748 of 1052
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#274 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026