FIRST BUSINESS FINANCIAL SERVICES, INC.
Qualité des données : 83%
FBIZ
NASDAQ
Financial Services
Depository Institutions
58,60 €
▼
0,69 €
(-1,16%)
Cap. Boursière: 488,99 M
Prix
58,61 €
Cap. Boursière
488,99 M
Fourchette du Jour
—
Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
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Quick Summary
Points Clés
ROE of 14,31% — decent returns on equity
Generating 61,10 M in free cash flow
P/E of 9,72 — trading at a low valuation
Cash machine — converts 121,43% of earnings into free cash flow
Dividend yield of 2,06% — meaningful income
20 consecutive years of dividends — reliable payer
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)13,73%
FCF Growth (3Y)25,74%
Qualité
Return on Equity
14,31%
Au-dessus de la moyenne du secteur (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM|NTM|2027)
9,72 | 8,80 | 8,80
En dessous de la moyenne du secteur (11,13)
P/B Ratio1,36
EV/EBITDAN/A
Dividend Yield2,06%
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2698 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2698 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,7 | 11,1 |
| P/B | 1,4 | 1,2 |
| ROE % | 14,3 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
5 analystes
Strong Buy
Actuel
58,60 €
Objectif
66,60 €
63,00 €
67,00 €
70,00 €
Prévisions
P/E Prévisionnel
8,80
BPA Prévisionnel
6,66 €
Croissance BPA (est.)
+10,3%
CA Est.
196,80 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
6,66 €
6,40 € – 6,90 €
|
196,80 M | 5 |
| FY2026 |
6,04 €
5,70 € – 6,30 €
|
181,48 M | 5 |
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| 2026 Q2 |
1,46 €
1,39 € – 1,55 €
|
44,75 M | 5 |
| 2026 Q1 |
1,42 €
1,32 € – 1,55 €
|
43,40 M | 5 |
Surprises de Résultats
Derniers 4 trimestres
| Trimestre | BPA Est. | BPA Réel | Surprise |
|---|---|---|---|
| Q42025 | 1,39 € | 1,58 € | +13,5% |
| Q32025 | 1,39 € | 1,70 € | +22,7% |
| Q22025 | 1,33 € | 1,35 € | +1,5% |
| Q12025 | 1,27 € | 1,32 € | +3,9% |
Dividend History
Yield
2,06%
Payout Ratio
20,37%
Growth (3Y)
13,56%
Growth (5Y)
11,94%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | — | 0,34 € | N/A |
| Nov 19, 2025 | — | 0,29 € | N/A |
| Aug 11, 2025 | — | 0,29 € | N/A |
| May 09, 2025 | — | 0,29 € | N/A |
| Feb 14, 2025 | — | 0,29 € | N/A |
| Nov 07, 2024 | — | 0,25 € | N/A |
| Aug 08, 2024 | — | 0,25 € | N/A |
| May 08, 2024 | — | 0,25 € | N/A |
| Feb 07, 2024 | — | 0,25 € | N/A |
| Nov 03, 2023 | — | 0,23 € | N/A |
| Aug 04, 2023 | — | 0,23 € | N/A |
| May 05, 2023 | — | 0,23 € | N/A |
| Feb 03, 2023 | — | 0,23 € | N/A |
| Nov 04, 2022 | — | 0,20 € | N/A |
| Aug 05, 2022 | — | 0,20 € | N/A |
| May 06, 2022 | — | 0,20 € | N/A |
| Feb 04, 2022 | — | 0,20 € | N/A |
| Nov 05, 2021 | — | 0,18 € | N/A |
| Aug 06, 2021 | — | 0,18 € | N/A |
| May 07, 2021 | — | 0,18 € | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 13,73% | Earnings Growth (3Y) | 10,98% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 8,92% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 50,32 M |
| ROE | 14,31% | ROA | 1,25% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 61,10 M |
| ROIC | N/A | FCF Growth (3Y) | 25,74% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 358,32 M |
| Dividends | |||
| Dividend Yield | 2,06% | Payout Ratio | 20,37% |
| Dividend Growth (3Y) | 13,56% | Dividend Growth (5Y) | 11,94% |
| Consecutive Div Years | 20 yrs | ||
| Valuation | |||
| P/E Ratio | 9,72 | Forward P/E | 8,80 |
| P/B Ratio | 1,36 | P/S Ratio | N/A |
| PEG Ratio | 1,09 | Forward PEG | 0,86 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2,48 | Fwd Earnings Yield | 11,36% |
| FCF Yield | 12,50% | ||
| Market Cap | 488,99 M | Enterprise Value | 444,64 M |
| Per Share | |||
| EPS (Diluted TTM) | 5,94 | Revenue / Share | N/A |
| FCF / Share | 7,32 | OCF / Share | 7,40 |
| EPS CAGR (1Y) | 14,23% | EPS CAGR (5Y) | 9,25% |
| EPS CAGR (10Y) | 14,84% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 121,43% |
| SBC-Adj. FCF | 58,29 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 50,32 M | 44,25 M | 40,86 M | 35,76 M | 16,98 M |
| EPS (Diluted) | 5,94 | 5,20 | 4,75 | 4,17 | 1,97 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 136,69 M | 124,21 M | 22,95 M | 11,33 M | 17,11 M |
| Income Tax | 10,13 M | 6,91 M | 11,39 M | 11,28 M | 1,33 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 4,08 B | 3,85 B | 2,98 B | 2,65 B | 2,57 B |
| Total Liabilities | 3,71 B | 3,52 B | 2,72 B | 2,42 B | 2,36 B |
| Shareholders' Equity | 371,59 M | 328,59 M | 260,64 M | 232,42 M | 206,16 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 39,49 M | 157,70 M | 102,68 M | 57,11 M | 56,91 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
Dividend Growth
#153 of 176
Activité Récente
Entré
Dividend Growth
Apr 12, 2026
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