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Day Range
$54.57
$55.79
52-Week Range
$34.50
$62.64
Volume
236,511
50D / 200D Avg
$57.63
/
$51.82
Prev Close
$54.96
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 20.8 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 7.2 | 11.6 |
| Net Margin % | 20.5 | 16.8 |
| Rev Growth 5Y % | 13.7 | 11.6 |
| D/E | 0.1 | 0.5 |
Analyst Price Target
Hold
$63.00
+13.0%
Low: $62.00
High: $64.00
Forward P/E
12.14
Forward EPS
$4.59
EPS Growth (est.)
+0.0%
Est. Revenue
512.49M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.98
$4.87 – $5.07
|
546.73M | 3 |
| FY2026 |
$4.59
$4.57 – $4.60
|
512.49M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | $1.04 | $1.19 | +14.4% |
| 2025-10-22 | $0.85 | $1.01 | +19.1% |
| 2025-07-23 | $0.88 | $0.93 | +5.7% |
| 2025-04-23 | $0.78 | $0.84 | +7.7% |
| 2025-01-29 | $0.72 | $0.76 | +5.6% |
| 2024-10-23 | $0.70 | $0.70 | -0.4% |
| 2024-07-24 | $0.60 | $0.70 | +16.7% |
| 2024-04-24 | $0.63 | $0.61 | -3.2% |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.34%
Growth (3Y)
1.12%
Growth (5Y)
4.80%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 31, 2026 | Apr 24, 2026 | $0.24 | 1.67% |
| Dec 31, 2025 | Jan 25, 2026 | $0.23 | 1.79% |
| Sep 30, 2025 | Oct 25, 2025 | $0.23 | 1.70% |
| Jun 30, 2025 | Jul 25, 2025 | $0.23 | 2.02% |
| Mar 31, 2025 | Apr 25, 2025 | $0.22 | 2.19% |
| Dec 31, 2024 | Jan 25, 2025 | $0.22 | 2.00% |
| Sep 30, 2024 | Oct 25, 2024 | $0.22 | 2.12% |
| Jun 28, 2024 | Jul 25, 2024 | $0.22 | 2.76% |
| Mar 27, 2024 | Apr 25, 2024 | $0.22 | 2.45% |
| Dec 28, 2023 | Jan 25, 2024 | $0.22 | 2.33% |
| Sep 28, 2023 | Oct 25, 2023 | $0.22 | 3.14% |
| Jun 29, 2023 | Jul 25, 2023 | $0.22 | 2.87% |
| Mar 30, 2023 | Apr 25, 2023 | $0.22 | 2.50% |
| Dec 29, 2022 | Jan 25, 2023 | $0.22 | 2.03% |
| Sep 29, 2022 | Oct 25, 2022 | $0.22 | 2.35% |
| Jun 29, 2022 | Jul 25, 2022 | $0.22 | 2.42% |
| Mar 30, 2022 | Apr 25, 2022 | $0.22 | 1.94% |
| Dec 30, 2021 | Jan 25, 2022 | $0.20 | 1.75% |
| Sep 29, 2021 | Oct 25, 2021 | $0.20 | 1.80% |
| Jun 29, 2021 | Jul 25, 2021 | $0.20 | 1.86% |
Key Takeaways
Revenue grew 13.71% annually over 5 years — strong growth
Earnings grew 45.70% over the past year
Net margin of 20.45% shows strong profitability
Debt/Equity of 0.05 — conservative balance sheet
Generating 198.89M in free cash flow
PEG of 0.42 suggests growth is underpriced
Growth
Revenue Growth (5Y)
13.71%
Revenue (1Y)2.32%
Earnings (1Y)45.70%
FCF Growth (3Y)25.15%
Quality
Return on Equity
7.16%
ROIC6.26%
Net Margin20.45%
Op. Margin26.56%
Safety
Debt / Equity
0.05
Current Ratio0.24
Interest Coverage0.91
Valuation
P/E Ratio
20.83
Forward P/E12.14
P/B Ratio1.40
EV/EBITDA15.54
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.32% | Revenue Growth (3Y) | 0.19% |
| Earnings Growth (1Y) | 45.70% | Earnings Growth (3Y) | 3.27% |
| Revenue Growth (5Y) | 13.71% | Earnings Growth (5Y) | 3.80% |
| Profitability | |||
| Revenue (TTM) | 543.12M | Net Income (TTM) | 111.05M |
| ROE | 7.16% | ROA | 0.88% |
| Gross Margin | 70.11% | Operating Margin | 26.56% |
| Net Margin | 20.45% | Free Cash Flow (TTM) | 198.89M |
| ROIC | 6.26% | FCF Growth (3Y) | 25.15% |
| Safety | |||
| Debt / Equity | 0.05 | Current Ratio | 0.24 |
| Interest Coverage | 0.91 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.34% |
| Dividend Growth (3Y) | 1.12% | Dividend Growth (5Y) | 4.80% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 20.83 | Forward P/E | 12.14 |
| P/B Ratio | 1.40 | P/S Ratio | 4.26 |
| PEG Ratio | 0.42 | Forward PEG | N/A |
| EV/EBITDA | 15.54 | Fwd EV/EBITDA | 12.95 |
| Forward P/S | 4.51 | Fwd Earnings Yield | 8.24% |
| FCF Yield | 8.60% | ||
| Market Cap | 2.31B | Enterprise Value | 2.24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 543.12M | 530.81M | 541.11M | 407.66M | 324.90M |
| Net Income | 111.05M | 76.22M | 104.13M | 146.94M | 95.64M |
| EPS (Diluted) | 2.68 | 1.84 | 2.51 | 4.12 | 2.68 |
| Gross Profit | 380.81M | 327.40M | 381.20M | 379.16M | 300.34M |
| Operating Income | 144.23M | 98.12M | 131.96M | 185.22M | 120.32M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.67B | 12.15B | 12.11B | 10.63B | 10.51B |
| Total Liabilities | 11.01B | 10.70B | 10.74B | 9.59B | 9.28B |
| Shareholders' Equity | 1.65B | 1.45B | 1.37B | 1.03B | 1.23B |
| Total Debt | 74.57M | 14.55M | 321.67M | 237.82M | 19.50M |
| Cash & Equivalents | 146.76M | 507.51M | 237.86M | 270.32M | 461.16M |
| Current Assets | 2.23B | 2.44B | 2.46B | 2.61B | 3.12B |
| Current Liabilities | 9.42B | 10.54B | 10.04B | 9.23B | 9.13B |