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FIRST CAPITAL INC

Data quality: 83%
FCAP
Nasdaq Financial Services Depository Institutions
$54.15
▲ $0.58 (1.08%)
Mkt Cap: 177.73 M
Price
$53.09
Mkt Cap
177.73 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
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Quick Summary

Key Takeaways

Earnings grew 37.08% over the past year
ROE of 12.80% — decent returns on equity
Debt/Equity of 0.00 — conservative balance sheet
Generating 19.93 M in free cash flow
P/E of 10.86 — trading at a low valuation
Cash machine — converts 121.78% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)37.08%
FCF Growth (3Y)21.35%

Quality

Return on Equity
12.80%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.00
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
10.86
Below sector avg (11.14)
P/B Ratio1.34
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2607 peers)
Metric Stock Sector Median
P/E 10.9 11.1
P/B 1.3 1.2
ROE % 12.8 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E 0.0 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

No forward estimates available

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42010 N/A $0.35 —
Q32010 N/A $0.33 —
Q22010 N/A $0.35 —
Q12010 N/A $0.36 —

ETFs Holding This Stock

BRUSX BRUSX
0.09% weight
BOSVX BOSVX
0.06% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.05% weight
GSMRX GSMRX
0.02% weight
GISMX GISMX
0.02% weight
GMSMX GMSMX
0.02% weight
FLQS FLQS
0.02% weight
VVICX VVICX
0.00% weight
IRCIX IRCIX
0.00% weight
IIRSX IIRSX
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 37.08% Earnings Growth (3Y) 13.12%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 9.41%
Profitability
Revenue (TTM) N/A Net Income (TTM) 16.37 M
ROE 12.80% ROA 1.32%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 19.93 M
ROIC N/A FCF Growth (3Y) 21.35%
Safety
Debt / Equity 0.00 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 125.97 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 10.86 Forward P/E N/A
P/B Ratio 1.34 P/S Ratio N/A
PEG Ratio 1.15 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 11.22%
Market Cap 177.73 M Enterprise Value 177.73 M
Per Share
EPS (Diluted TTM) 4.89 Revenue / Share N/A
FCF / Share 5.95 OCF / Share 6.36
EPS CAGR (1Y) 36.97% EPS CAGR (5Y) 9.43%
EPS CAGR (10Y) 10.14%
Efficiency
CapEx / Revenue N/A FCF Conversion 121.78%
SBC-Adj. FCF 19.81 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 16.37 M 11.94 M 12.79 M 11.90 M 11.42 M
EPS (Diluted) 4.89 3.57 3.82 3.55 3.41
Gross Profit — — — — —
Operating Income — 14.17 M 15.05 M 14.24 M 13.68 M
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 1.09 M 1.10 M 1.03 M 1.07 M 1.14 M
Interest Expense 42.15 M 35.79 M 9.02 M 1.59 M 1.13 M
Income Tax 3.53 M 2.22 M 2.25 M 2.32 M 2.24 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.27 B 1.19 B 1.16 B 1.15 B 1.16 B
Total Liabilities 1.13 B 1.07 B 1.05 B 1.07 B 1.04 B
Shareholders' Equity 137.80 M 114.60 M 105.23 M 85.16 M 113.83 M
Total Debt 0.0 0.0 — — —
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —