رجوع
مُدرج أيضًا باسم
FNBKY
OTC
نطاق اليوم
KWD 20.45
KWD 25.00
نطاق 52 أسبوعًا
KWD 14.48
KWD 25.00
حجم التداول
12
متوسط 50 يوم / 200 يوم
KWD 22.89
/
KWD 21.64
الإغلاق السابق
KWD 20.45
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 19.3 | 10.3 |
| P/B | 4.9 | 1.1 |
| ROE % | 26.2 | 11.7 |
| Net Margin % | 49.1 | 16.9 |
| Rev Growth 5Y % | 8.4 | 11.6 |
| D/E | 0.7 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 16.300
-20.3%
مكرر الربحية المستقبلي
19.2
ربحية السهم المستقبلية
KWD 1.064
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
1.4 B
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2029 |
KWD 1.527
KWD 1.485 – KWD 1.578
|
1.8 B | 1 |
| FY2028 |
KWD 1.313
KWD 1.277 – KWD 1.357
|
1.7 B | 1 |
| FY2027 |
KWD 1.178
KWD 1.146 – KWD 1.218
|
1.5 B | 1 |
النقاط الرئيسية
Revenue grew 8.36% annually over 5 years — modest growth
ROE of 26.18% indicates high profitability
Net margin of 49.13% shows strong profitability
Generating 136.29M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 28.32%
Capital efficient — spends only 1.42% of revenue on capex
النمو
Revenue Growth (5Y)
8.36%
Revenue (1Y)-19.96%
Earnings (1Y)-0.84%
FCF Growth (3Y)-27.00%
الجودة
Return on Equity
26.18%
ROIC16.65%
Net Margin49.13%
Op. Margin71.03%
الأمان
Debt / Equity
0.65
Current Ratio39.02
Interest Coverage0.00
التقييم
P/E Ratio
19.33
P/B Ratio4.90
EV/EBITDA13.14
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -19.96% | Revenue Growth (3Y) | -6.28% |
| Earnings Growth (1Y) | -0.84% | Earnings Growth (3Y) | 3.05% |
| Revenue Growth (5Y) | 8.36% | Earnings Growth (5Y) | 14.17% |
| Profitability | |||
| Revenue (TTM) | 1.32B | Net Income (TTM) | 646.80M |
| ROE | 26.18% | ROA | 1.73% |
| Gross Margin | 99.64% | Operating Margin | 71.03% |
| Net Margin | 49.13% | Free Cash Flow (TTM) | 136.29M |
| ROIC | 16.65% | FCF Growth (3Y) | -27.00% |
| Safety | |||
| Debt / Equity | 0.65 | Current Ratio | 39.02 |
| Interest Coverage | 0.00 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 19.33 | P/B Ratio | 4.90 |
| P/S Ratio | 9.50 | PEG Ratio | -20.66 |
| EV/EBITDA | 13.14 | Dividend Yield | 0.04% |
| Market Cap | 12.51B | Enterprise Value | 12.29B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.32B | 1.64B | 1.50B | 1.11B | 955.09M |
| Net Income | 646.80M | 652.29M | 609.10M | 428.51M | 380.71M |
| EPS (Diluted) | 1.06 | 1.07 | 1.00 | 0.70 | 0.62 |
| Gross Profit | 1.31B | 1.52B | 1.40B | 1.09B | 947.64M |
| Operating Income | 935.15M | 941.67M | 872.24M | 604.36M | 494.40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 37.28B | 34.69B | 33.32B | 36.27B | 33.87B |
| Total Liabilities | 34.73B | 32.30B | 31.12B | 34.36B | 32.14B |
| Shareholders' Equity | 2.55B | 2.39B | 2.19B | 1.91B | 1.73B |
| Total Debt | 1.66B | 868.40M | 870.65M | 561.28M | 562.60M |
| Cash & Equivalents | 1.87B | 2.26B | 2.55B | 1.79B | 1.77B |
| Current Assets | 1.87B | 2.78B | 2.92B | 2.19B | 2.22B |
| Current Liabilities | 48.03M | 30.49B | 29.39B | 32.34B | 29.84B |