Atrás
18
Rango del Día
$40.64
$41.36
Rango de 52 Semanas
$31.21
$42.15
Volumen
71,088
Promedio 50D / 200D
$38.10
/
$36.41
Cierre Anterior
$41.03
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (855 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 16.0 | 10.3 |
| P/B | 1.6 | 1.1 |
| ROE % | 9.5 | 11.7 |
| Net Margin % | 26.3 | 16.8 |
| Rev Growth 5Y % | 8.6 | 11.7 |
| D/E | 0.0 | 0.5 |
Precio Objetivo de Analistas
Hold
$38.00
-7.4%
P/E Futuro
14.10
EPS Futuro
$2.91
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
184.30M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$2.97
$2.97 – $2.97
|
189.00M | 1 |
| FY2026 |
$2.91
$2.91 – $2.91
|
184.30M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-06 | N/A | $0.68 | — |
| 2025-10-28 | $0.62 | $0.70 | +12.9% |
| 2025-07-22 | $0.63 | $0.67 | +6.3% |
| 2025-04-22 | $0.64 | $0.64 | 0.0% |
| 2025-03-07 | N/A | $0.71 | — |
| 2024-10-22 | $0.70 | $0.71 | +1.4% |
| 2024-07-23 | $0.59 | $0.71 | +20.3% |
| 2024-04-23 | $0.60 | $0.71 | +18.3% |
Insider Trading Activity
Buy ratio (90d)
100.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Feb 4, 2026 |
DAVIS C WILLIAM
|
grant | 1,032 | $39.76 | $41,032.32 |
| Jan 30, 2026 |
Bonnett Derek A
Chief Risk Officer
|
buy | 501 | $34.93 | $17,499.93 |
| Aug 1, 2025 |
Brown David D
Chief Financial Officer
|
buy | 150 | $36.00 | $5,400.00 |
| Aug 1, 2025 |
Brown David D
Chief Financial Officer
|
grant | 2,786 | $35.77 | $99,655.22 |
| May 29, 2025 |
Price Harriet B
|
other | 1,996 | — | — |
| May 29, 2025 |
DAVIS C WILLIAM
|
other | 1,996 | — | — |
| May 29, 2025 |
DAVIS C WILLIAM
|
sell | 499 | $38.00 | $18,962.00 |
| May 29, 2025 |
Taylor Beth Ann
|
other | 1,996 | — | — |
| May 29, 2025 |
SARVER M ADAM
|
other | 1,996 | — | — |
| May 29, 2025 |
Johnson Richard Scott
|
other | 1,996 | — | — |
| May 29, 2025 |
Elmore Samuel L
|
other | 1,996 | — | — |
| May 28, 2025 |
Price Harriet B
|
grant | 928 | — | — |
| May 28, 2025 |
DAVIS C WILLIAM
|
grant | 928 | — | — |
| May 28, 2025 |
Taylor Beth Ann
|
grant | 928 | — | — |
| May 28, 2025 |
SARVER M ADAM
|
grant | 928 | — | — |
| May 28, 2025 |
Johnson Richard Scott
|
grant | 928 | — | — |
| May 28, 2025 |
Elmore Samuel L
|
grant | 928 | — | — |
| May 28, 2025 |
Bonnett Derek A
Chief Risk Officer
|
grant | 1,888 | — | — |
| May 28, 2025 |
STAFFORD WILLIAM P II
Chief Executive Officer
|
grant | 3,831 | — | — |
| May 28, 2025 |
BELCHER JASON R
SVP-Chief Admin Officer
|
grant | 2,332 | — | — |
Dividend History
7 yr streakYield
0.10%
Payout Ratio
1.24%
Growth (3Y)
43.51%
Growth (5Y)
27.05%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Feb 27, 2026 | $0.31 | 5.62% |
| Jan 02, 2026 | Jan 16, 2026 | $1.00 | 6.02% |
| Nov 14, 2025 | Nov 28, 2025 | $0.31 | 10.07% |
| Aug 08, 2025 | Aug 22, 2025 | $0.31 | 9.40% |
| May 09, 2025 | May 23, 2025 | $0.31 | 8.60% |
| Feb 14, 2025 | Feb 28, 2025 | $2.38 | 7.93% |
| Nov 08, 2024 | Nov 22, 2024 | $0.31 | 2.58% |
| Aug 09, 2024 | Aug 23, 2024 | $0.31 | 2.96% |
| May 09, 2024 | May 24, 2024 | $0.29 | 3.24% |
| Feb 08, 2024 | Feb 23, 2024 | $0.29 | 3.52% |
| Nov 09, 2023 | Nov 24, 2023 | $0.29 | 3.51% |
| Aug 10, 2023 | Aug 25, 2023 | $0.29 | 3.50% |
| May 11, 2023 | May 26, 2023 | $0.29 | 4.94% |
| Feb 09, 2023 | Feb 24, 2023 | $0.29 | 3.56% |
| Nov 03, 2022 | Nov 18, 2022 | $0.29 | 3.09% |
| Aug 04, 2022 | Aug 19, 2022 | $0.29 | 3.52% |
| May 05, 2022 | May 20, 2022 | $0.27 | 3.94% |
| Feb 10, 2022 | Feb 25, 2022 | $0.27 | 3.64% |
| Nov 04, 2021 | Nov 19, 2021 | $0.27 | 3.11% |
| Aug 06, 2021 | Aug 23, 2021 | $0.27 | 3.23% |
Puntos Clave
Revenue grew 8.60% annually over 5 years — modest growth
Net margin of 26.32% shows strong profitability
Debt/Equity of 0.00 — conservative balance sheet
Generating 60.00M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 3.18%
Cash machine — converts 122.97% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
8.60%
Revenue (1Y)5.42%
Earnings (1Y)-5.45%
FCF Growth (3Y)0.80%
Calidad
Return on Equity
9.50%
ROIC9.44%
Net Margin26.32%
Op. Margin34.04%
Seguridad
Debt / Equity
0.00
Current Ratio0.73
Interest Coverage3.52
Valoración
P/E Ratio
16.04
Forward P/E14.10
P/B Ratio1.56
EV/EBITDA4.30
Dividend Yield0.10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.42% | Revenue Growth (3Y) | 5.78% |
| Earnings Growth (1Y) | -5.45% | Earnings Growth (3Y) | 0.80% |
| Revenue Growth (5Y) | 8.60% | Earnings Growth (5Y) | -1.18% |
| Profitability | |||
| Revenue (TTM) | 185.42M | Net Income (TTM) | 48.79M |
| ROE | 9.50% | ROA | 1.50% |
| Gross Margin | 90.30% | Operating Margin | 34.04% |
| Net Margin | 26.32% | Free Cash Flow (TTM) | 60.00M |
| ROIC | 9.44% | FCF Growth (3Y) | 0.80% |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | 0.73 |
| Interest Coverage | 3.52 | ||
| Dividends | |||
| Dividend Yield | 0.10% | Payout Ratio | 1.24% |
| Dividend Growth (3Y) | 43.51% | Dividend Growth (5Y) | 27.05% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 16.04 | Forward P/E | 14.10 |
| P/B Ratio | 1.56 | P/S Ratio | 4.22 |
| PEG Ratio | -2.37 | Forward PEG | N/A |
| EV/EBITDA | 4.30 | Fwd EV/EBITDA | 3.40 |
| Forward P/S | 4.25 | Fwd Earnings Yield | 7.09% |
| FCF Yield | 7.67% | ||
| Market Cap | 782.46M | Enterprise Value | 271.43M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 185.42M | 175.89M | 165.71M | 142.24M | 133.29M |
| Net Income | 48.79M | 51.60M | 48.02M | 46.66M | 51.17M |
| EPS (Diluted) | 2.65 | 2.80 | 2.66 | 2.82 | 2.94 |
| Gross Profit | 167.43M | 152.62M | 148.24M | 134.01M | 138.92M |
| Operating Income | 63.13M | 65.69M | 61.97M | 60.16M | 66.53M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.26B | 3.26B | 3.27B | 3.14B | 3.19B |
| Total Liabilities | 2.76B | 2.73B | 2.77B | 2.71B | 2.77B |
| Shareholders' Equity | 500.55M | 526.39M | 503.29M | 421.99M | 427.78M |
| Total Debt | 1.21M | 906,000.0 | 1.12M | 1.87M | 1.54M |
| Cash & Equivalents | 512.24M | 80.46M | 79.11M | 65.21M | 50.40M |
| Current Assets | 653.65M | 225.93M | 370.95M | 374.84M | 134.60M |
| Current Liabilities | 897.47M | 2.69B | 2.72B | 2.71B | 2.77B |
Puntuaciones de Estrategias
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#998 of 1049
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026