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FIRST COMMUNITY CORP /SC/

Data quality: 83%
FCCO
NASDAQ Financial Services Depository Institutions
$30.96
▼ $0.37 (-1.18%)
Mkt Cap: 294.47 M
Price
$31.38
Mkt Cap
294.47 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Earnings grew 37.62% over the past year
ROE of 12.11% — decent returns on equity
Generating 17.58 M in free cash flow
Cash machine — converts 91.53% of earnings into free cash flow
Dividend yield of 2.01% — meaningful income
20 consecutive years of dividends — reliable payer

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)37.62%
FCF Growth (3Y)25.53%

Quality

Return on Equity
12.11%
Above sector avg (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
15.33 | 9.78 | 9.91
Above sector avg (11.11)
P/B Ratio1.82
EV/EBITDAN/A
Dividend Yield2.01%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 15.3 11.1
P/B 1.8 1.2
ROE % 12.1 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

Analyst Price Target

3 analysts
Buy
Current
$30.96
+14.1%
Target
$35.33
$34.00
$36.00
$36.00
Forecast
Forward P/E 9.78
Forward EPS $3.17
EPS Growth (est.) +8.6%
Est. Revenue 107.89 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $3.17
$2.98 – $3.30
 107.89 M 3
FY2026 $2.92
$2.78 – $3.00
 101.57 M 3

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 $0.68 $0.66 -2.3%
Q32025 $0.65 $0.71 +8.6%
Q22025 $0.56 $0.68 +20.8%
Q12025 $0.45 $0.51 +12.5%

ETFs Holding This Stock

BRUSX BRUSX
0.25% weight
GISMX GISMX
0.04% weight
GMSMX GMSMX
0.04% weight
GSMRX GSMRX
0.04% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.02% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.02% weight
AVSCX AVSCX
0.02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight
BOSVX BOSVX
0.00% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight

Dividend History

20 yr streak

Yield

2.01%

Payout Ratio

25.51%

Growth (3Y)

6.04%

Growth (5Y)

5.25%

Ex-Date Payment Date Amount Yield
Feb 10, 2026 — $0.16 N/A
Nov 04, 2025 — $0.16 N/A
Aug 05, 2025 — $0.16 N/A
May 06, 2025 — $0.15 N/A
Feb 04, 2025 — $0.15 N/A
Oct 29, 2024 — $0.15 N/A
Jul 30, 2024 — $0.15 N/A
Apr 29, 2024 — $0.14 N/A
Feb 05, 2024 — $0.14 N/A
Oct 30, 2023 — $0.14 N/A
Jul 31, 2023 — $0.14 N/A
May 01, 2023 — $0.14 N/A
Jan 30, 2023 — $0.14 N/A
Oct 31, 2022 — $0.13 N/A
Aug 01, 2022 — $0.13 N/A
May 02, 2022 — $0.13 N/A
Jan 31, 2022 — $0.13 N/A
Nov 01, 2021 — $0.12 N/A
Aug 02, 2021 — $0.12 N/A
May 03, 2021 — $0.12 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 37.62% Earnings Growth (3Y) 27.34%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 5.56%
Profitability
Revenue (TTM) N/A Net Income (TTM) 19.21 M
ROE 12.11% ROA 0.93%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 17.58 M
ROIC N/A FCF Growth (3Y) 25.53%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 146.60 M
Dividends
Dividend Yield 2.01% Payout Ratio 25.51%
Dividend Growth (3Y) 6.04% Dividend Growth (5Y) 5.25%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 15.33 Forward P/E 9.78
P/B Ratio 1.82 P/S Ratio N/A
PEG Ratio 2.76 Forward PEG 1.14
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 2.73 Fwd Earnings Yield 10.22%
FCF Yield 5.97%
Market Cap 294.47 M Enterprise Value 294.47 M
Per Share
EPS (Diluted TTM) 2.47 Revenue / Share N/A
FCF / Share 1.87 OCF / Share 1.99
EPS CAGR (1Y) 36.46% EPS CAGR (5Y) 4.77%
EPS CAGR (10Y) 10.82%
Efficiency
CapEx / Revenue N/A FCF Conversion 91.53%
SBC-Adj. FCF 16.94 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 19.21 M 13.96 M 11.84 M 14.61 M 15.47 M
EPS (Diluted) 2.47 1.81 1.55 1.92 2.05
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 35.03 M 37.38 M 23.81 M 3.17 M 2.24 M
Income Tax 5.65 M 3.82 M 3.20 M 3.80 M 4.18 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.06 B 1.96 B 1.83 B 1.67 B 1.58 B
Total Liabilities 1.89 B 1.81 B 1.70 B 1.55 B 1.44 B
Shareholders' Equity 167.56 M 144.49 M 131.06 M 118.36 M 141.00 M
Total Debt — — — — —
Cash & Equivalents — — — — 69.02 M
Current Assets — — — — —
Current Liabilities — — — — —

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Dividend Dividend Growth
#146 of 176
24

Recent Activity

Entered Dividend Growth
Apr 12, 2026