Terug
Dagbereik
€ 17,01
€ 17,44
52-Weeksbereik
€ 13,54
€ 19,08
Volume
572.316
50D / 200D Gem.
€ 17,71
/
€ 16,90
Vorige Slotkoers
€ 17,11
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,5 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,3 | 11,6 |
| Net Margin % | 20,9 | 16,8 |
| Rev Growth 5Y % | 16,2 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 20,50
+19.2%
Low: € 20,00
High: € 21,00
Forward K/W
9,7
Forward WPA
€ 1,76
WPA Groei (sch.)
+0,0%
Omzet Sch.
560 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 1,96
€ 1,92 – € 1,99
|
590 M | 5 |
| FY2026 |
€ 1,76
€ 1,75 – € 1,77
|
560 M | 5 |
Belangrijkste Punten
Revenue grew 16,16% annually over 5 years — strong growth
ROE of 10,29% — decent returns on equity
Net margin of 20,88% shows strong profitability
Debt/Equity of 0,29 — conservative balance sheet
Generating 171,36M in free cash flow
P/E of 11,54 — trading at a low valuation
Groei
Revenue Growth (5Y)
16,16%
Revenue (1Y)4,25%
Earnings (1Y)6,82%
FCF Growth (3Y)15,38%
Kwaliteit
Return on Equity
10,29%
ROIC7,41%
Net Margin20,88%
Op. Margin27,19%
Veiligheid
Debt / Equity
0,29
Current Ratio0,37
Interest Coverage0,96
Waardering
P/E Ratio
11,54
P/B Ratio1,13
EV/EBITDA10,62
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,25% | Revenue Growth (3Y) | 7,89% |
| Earnings Growth (1Y) | 6,82% | Earnings Growth (3Y) | -1,53% |
| Revenue Growth (5Y) | 16,16% | Earnings Growth (5Y) | 2,45% |
| Profitability | |||
| Revenue (TTM) | 729,44M | Net Income (TTM) | 152,30M |
| ROE | 10,29% | ROA | 1,23% |
| Gross Margin | 67,60% | Operating Margin | 27,19% |
| Net Margin | 20,88% | Free Cash Flow (TTM) | 171,36M |
| ROIC | 7,41% | FCF Growth (3Y) | 15,38% |
| Safety | |||
| Debt / Equity | 0,29 | Current Ratio | 0,37 |
| Interest Coverage | 0,96 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 11,54 | P/B Ratio | 1,13 |
| P/S Ratio | 2,41 | PEG Ratio | 1,99 |
| EV/EBITDA | 10,62 | Dividend Yield | 0,03% |
| Market Cap | 1,76B | Enterprise Value | 2,11B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 729,44M | 699,69M | 626,61M | 428,66M | 400,60M |
| Net Income | 152,30M | 142,57M | 157,06M | 128,18M | 138,26M |
| EPS (Diluted) | 1,47 | 1,39 | 1,54 | 1,37 | 1,44 |
| Gross Profit | 493,12M | 448,95M | 467,47M | 389,82M | 386,67M |
| Operating Income | 198,36M | 178,21M | 197,56M | 160,19M | 172,82M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,37B | 11,58B | 11,46B | 9,81B | 9,55B |
| Total Liabilities | 10,81B | 10,18B | 10,15B | 8,75B | 8,44B |
| Shareholders' Equity | 1,55B | 1,41B | 1,31B | 1,05B | 1,11B |
| Total Debt | 452,34M | 343,12M | 784,59M | 553,92M | 320,58M |
| Cash & Equivalents | 103,28M | 133,41M | 146,99M | 154,24M | 395,37M |
| Current Assets | 103,28M | 1,28B | 1,17B | 916,91M | 1,44B |
| Current Liabilities | 281,15M | 9,76B | 9,79B | 8,38B | 8,12B |