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FirstCash Holdings, Inc

Data quality: 100%
FCFS
NASDAQ Financial Services Financial - Credit Services
$190.43
▼ $5.90 (-3.01%)
Mkt Cap: 8.40B
Day Range
$189.28 $199.00
52-Week Range
$116.09 $199.60
Volume
380,442
50D / 200D Avg
$180.64 / $155.33
Prev Close
$196.33

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 25.4 10.3
P/B 3.7 1.1
ROE % 15.3 11.7
Net Margin % 9.0 16.8
Rev Growth 5Y % 21.2 11.7
D/E 1.2 0.5

Analyst Price Target

Hold
$217.00 +14.0%
Forward P/E
18.36
Forward EPS
$10.37
EPS Growth (est.)
+0.0%
Est. Revenue
4.17B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2030 $18.38
$17.99 – $19.16
2.94B 1
FY2029 $16.42
$16.08 – $17.12
2.74B 1
FY2028 $15.21
$15.05 – $15.36
3.76B 2

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-05 $2.52 $2.64 +4.8%
2025-10-30 $1.94 $2.26 +16.5%
2025-07-24 $1.66 $1.79 +7.8%
2025-04-24 $1.74 $2.07 +19.0%
2025-01-30 $2.02 $2.12 +5.0%
2024-10-24 $1.62 $1.67 +3.1%
2024-07-25 $1.32 $1.37 +3.8%
2024-04-25 $1.52 $1.55 +2.0%

Dividend History

7 yr streak

Yield

0.01%

Payout Ratio

0.21%

Growth (3Y)

8.29%

Growth (5Y)

8.18%

Ex-Date Payment Date Amount Yield
Feb 18, 2026 Feb 27, 2026 $0.42 0.89%
Nov 14, 2025 Nov 26, 2025 $0.42 1.00%
Aug 15, 2025 Aug 29, 2025 $0.42 1.14%
May 15, 2025 May 30, 2025 $0.38 1.20%
Feb 14, 2025 Feb 28, 2025 $0.38 1.27%
Nov 15, 2024 Nov 27, 2024 $0.38 1.38%
Aug 15, 2024 Aug 30, 2024 $0.38 1.20%
May 14, 2024 May 31, 2024 $0.35 1.20%
Feb 13, 2024 Feb 28, 2024 $0.35 1.17%
Nov 14, 2023 Nov 30, 2023 $0.35 1.23%
Aug 14, 2023 Aug 31, 2023 $0.35 1.41%
May 12, 2023 May 31, 2023 $0.33 1.29%
Feb 13, 2023 Feb 28, 2023 $0.33 1.43%
Nov 14, 2022 Nov 30, 2022 $0.33 1.39%
Aug 11, 2022 Aug 26, 2022 $0.33 1.58%
May 13, 2022 May 31, 2022 $0.30 1.62%
Feb 17, 2022 Feb 28, 2022 $0.30 1.59%
Nov 12, 2021 Nov 30, 2021 $0.30 1.49%
Aug 12, 2021 Aug 27, 2021 $0.30 1.38%
May 13, 2021 May 28, 2021 $0.30 1.45%

Key Takeaways

Revenue grew 21.16% annually over 5 years — strong growth
Earnings grew 27.65% over the past year
ROE of 15.26% — decent returns on equity
Generating 469.12M in free cash flow
PEG of 0.79 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 13.12%

Growth

Revenue Growth (5Y)
21.16%
Revenue (1Y)8.04%
Earnings (1Y)27.65%
FCF Growth (3Y)14.79%

Quality

Return on Equity
15.26%
ROIC8.28%
Net Margin9.02%
Op. Margin15.36%

Safety

Debt / Equity
1.24
Current Ratio4.55
Interest Coverage4.64

Valuation

P/E Ratio
25.44
Forward P/E18.36
P/B Ratio3.69
EV/EBITDA19.74
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 8.04% Revenue Growth (3Y) 7.78%
Earnings Growth (1Y) 27.65% Earnings Growth (3Y) 22.74%
Revenue Growth (5Y) 21.16% Earnings Growth (5Y) 27.53%
Profitability
Revenue (TTM) 3.66B Net Income (TTM) 330.38M
ROE 15.26% ROA 6.23%
Gross Margin 51.67% Operating Margin 15.36%
Net Margin 9.02% Free Cash Flow (TTM) 469.12M
ROIC 8.28% FCF Growth (3Y) 14.79%
Safety
Debt / Equity 1.24 Current Ratio 4.55
Interest Coverage 4.64
Dividends
Dividend Yield 0.01% Payout Ratio 0.21%
Dividend Growth (3Y) 8.29% Dividend Growth (5Y) 8.18%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 25.44 Forward P/E 18.36
P/B Ratio 3.69 P/S Ratio 2.30
PEG Ratio 0.79 Forward PEG N/A
EV/EBITDA 19.74 Fwd EV/EBITDA 7.23
Forward P/S 2.01 Fwd Earnings Yield 5.45%
FCF Yield 5.58%
Market Cap 8.40B Enterprise Value 11.10B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3.66B 3.39B 3.15B 2.73B 1.70B
Net Income 330.38M 258.82M 219.30M 253.50M 124.91M
EPS (Diluted) 7.42 5.73 4.80 5.36 3.04
Gross Profit 1.89B 1.63B 1.51B 1.26B 919.15M
Operating Income 562.23M 450.41M 389.61M 283.90M 197.16M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5.30B 4.48B 4.29B 3.90B 3.84B
Total Liabilities 3.02B 2.42B 2.29B 2.03B 2.03B
Shareholders' Equity 2.28B 2.05B 2.00B 1.88B 1.81B
Total Debt 2.82B 2.05B 1.92B 1.67B 1.59B
Cash & Equivalents 125.20M 175.10M 127.02M 117.33M 120.05M
Current Assets 1.86B 1.40B 1.31B 1.13B 1.13B
Current Liabilities 407.81M 339.40M 335.59M 295.53M 392.21M

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#875 of 1049
28
#292 of 327
32

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026