Retour
Fourchette du Jour
1 848,87 €
1 893,91 €
Fourchette 52 Semaines
1 473,62 €
2 232,21 €
Volume
115 808
Moyenne 50J / 200J
2 013,31 €
/
1 949,08 €
Clôture Précédente
1 856,53 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,3 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 9,9 | 11,7 |
| Net Margin % | 15,2 | 16,8 |
| Rev Growth 5Y % | 66,2 | 11,7 |
| D/E | 1,6 | 0,5 |
Objectif de Cours des Analystes
Hold
2 220,17 €
+19.5%
Low: 2 100,00 €
High: 2 346,00 €
P/E Prévisionnel
10,5
BPA Prévisionnel
177,71 €
Croissance BPA (est.)
+0,0%
CA Est.
8,9 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
222,67 €
215,65 € – 229,42 €
|
10 B | 7 |
| FY2027 |
200,97 €
185,06 € – 214,01 €
|
9,3 B | 8 |
| FY2026 |
177,71 €
165,20 € – 187,83 €
|
8,9 B | 9 |
Points Clés
Revenue grew 66,22% annually over 5 years — strong growth
Earnings declined -20,56% over the past year
Net margin of 15,22% shows strong profitability
Generating 2,07B in free cash flow
P/E of 10,33 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 69,19%
Croissance
Revenue Growth (5Y)
66,22%
Revenue (1Y)-2,97%
Earnings (1Y)-20,56%
FCF Growth (3Y)29,65%
Qualité
Return on Equity
9,92%
ROIC3,83%
Net Margin15,22%
Op. Margin20,49%
Sécurité
Debt / Equity
1,62
Current Ratio1,03
Interest Coverage0,60
Valorisation
P/E Ratio
10,33
P/B Ratio1,02
EV/EBITDA12,85
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2,97% | Revenue Growth (3Y) | 7,10% |
| Earnings Growth (1Y) | -20,56% | Earnings Growth (3Y) | -56,14% |
| Revenue Growth (5Y) | 66,22% | Earnings Growth (5Y) | 41,71% |
| Profitability | |||
| Revenue (TTM) | 14,50B | Net Income (TTM) | 2,21B |
| ROE | 9,92% | ROA | 0,96% |
| Gross Margin | 61,44% | Operating Margin | 20,49% |
| Net Margin | 15,22% | Free Cash Flow (TTM) | 2,07B |
| ROIC | 3,83% | FCF Growth (3Y) | 29,65% |
| Safety | |||
| Debt / Equity | 1,62 | Current Ratio | 1,03 |
| Interest Coverage | 0,60 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 10,33 | P/B Ratio | 1,02 |
| P/S Ratio | 1,57 | PEG Ratio | -0,96 |
| EV/EBITDA | 12,85 | Dividend Yield | 0,01% |
| Market Cap | 22,79B | Enterprise Value | 38,19B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 14,50B | 14,94B | 12,64B | 5,10B | 1,90B |
| Net Income | 2,21B | 2,78B | 11,47B | 1,10B | 547,00M |
| EPS (Diluted) | 165,76 | 189,41 | 784,55 | 67,40 | 53,88 |
| Gross Profit | 8,91B | 9,30B | 7,58B | 3,98B | 1,88B |
| Operating Income | 2,97B | 3,59B | 12,08B | 1,36B | 701,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 229,70B | 223,72B | 213,76B | 109,30B | 58,31B |
| Total Liabilities | 207,46B | 201,49B | 192,50B | 99,64B | 53,57B |
| Shareholders' Equity | 22,24B | 22,23B | 21,26B | 9,66B | 4,74B |
| Total Debt | 36,01B | 37,41B | 38,05B | 7,00B | 1,78B |
| Cash & Equivalents | 20,60B | 22,18B | 34,52B | 5,54B | 9,45B |
| Current Assets | 168,00B | 59,58B | 57,66B | 17,41B | 19,90B |
| Current Liabilities | 162,95B | 155,73B | 146,87B | 91,93B | 52,00B |