Terug
Dagbereik
€ 24,45
€ 24,70
52-Weeksbereik
€ 23,74
€ 25,29
Volume
21.837
50D / 200D Gem.
€ 24,95
/
€ 24,95
Vorige Slotkoers
€ 24,47
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,1 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 9,9 | 11,7 |
| Net Margin % | 15,5 | 16,9 |
| Rev Growth 5Y % | 65,4 | 11,6 |
| D/E | 1,6 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 222,67
€ 222,67 – € 222,67
|
10,03B | 1 |
| FY2027 |
€ 200,97
€ 200,97 – € 200,97
|
9,32B | 1 |
| FY2026 |
€ 177,71
€ 177,71 – € 177,71
|
8,86B | 1 |
No quarterly estimates available
Earnings Surprises
Last 1 quarter
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-23 | € 43,99 | € 46,91 | +6,6% |
Dividend History
Yield
0,50%
Payout Ratio
0,07%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue grew 65,39% annually over 5 years — strong growth
Earnings declined -20,56% over the past year
Net margin of 15,52% shows strong profitability
Generating 1,36B in free cash flow
P/E of 10,08 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 67,70%
Groei
Revenue Growth (5Y)
65,39%
Revenue (1Y)-2,31%
Earnings (1Y)-20,56%
FCF Growth (3Y)5,11%
Kwaliteit
Return on Equity
9,92%
ROIC3,80%
Net Margin15,52%
Op. Margin20,90%
Veiligheid
Debt / Equity
1,63
Current Ratio0,32
Interest Coverage0,60
Waardering
P/E Ratio
10,08
Forward P/E0,14
P/B Ratio1,00
EV/EBITDA12,78
Dividend Yield0,50%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2,31% | Revenue Growth (3Y) | -32,65% |
| Earnings Growth (1Y) | -20,56% | Earnings Growth (3Y) | -56,14% |
| Revenue Growth (5Y) | 65,39% | Earnings Growth (5Y) | 41,68% |
| Profitability | |||
| Revenue (TTM) | 14,22B | Net Income (TTM) | 2,21B |
| ROE | 9,92% | ROA | 0,96% |
| Gross Margin | 61,47% | Operating Margin | 20,90% |
| Net Margin | 15,52% | Free Cash Flow (TTM) | 1,36B |
| ROIC | 3,80% | FCF Growth (3Y) | 5,11% |
| Safety | |||
| Debt / Equity | 1,63 | Current Ratio | 0,32 |
| Interest Coverage | 0,60 | ||
| Dividends | |||
| Dividend Yield | 0,50% | Payout Ratio | 0,07% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10,08 | Forward P/E | 0,14 |
| P/B Ratio | 1,00 | P/S Ratio | 1,56 |
| PEG Ratio | -0,01 | Forward PEG | N/A |
| EV/EBITDA | 12,78 | Fwd EV/EBITDA | 13,02 |
| Forward P/S | 2,51 | Fwd Earnings Yield | 714,29% |
| FCF Yield | 6,12% | ||
| Market Cap | 22,23B | Enterprise Value | 37,97B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 14,22B | 14,55B | 31,34B | 5,53B | 1,90B |
| Net Income | 2,21B | 2,78B | 11,47B | 1,10B | 547,46M |
| EPS (Diluted) | 165,28 | 189,37 | 784,55 | 67,40 | 53,88 |
| Gross Profit | 8,74B | 8,91B | 26,28B | 4,42B | 1,88B |
| Operating Income | 2,97B | 3,59B | 12,08B | 1,36B | 701,66M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 229,70B | 223,72B | 213,76B | 109,30B | 58,31B |
| Total Liabilities | 207,46B | 201,49B | 192,50B | 99,64B | 53,57B |
| Shareholders' Equity | 22,24B | 22,23B | 21,26B | 9,66B | 4,74B |
| Total Debt | 36,34B | 37,41B | 38,05B | 7,00B | 1,85B |
| Cash & Equivalents | 20,60B | 22,18B | 34,52B | 5,54B | 337,81M |
| Current Assets | 53,30B | 56,83B | 55,29B | 14,87B | 9,59B |
| Current Liabilities | 165,76B | 159,40B | 146,87B | 91,93B | 684,68M |