Terug
Dagbereik
€ 24,93
€ 25,06
52-Weeksbereik
€ 24,46
€ 25,24
Volume
768
50D / 200D Gem.
€ 25,02
/
€ 24,94
Vorige Slotkoers
€ 24,97
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 26,9 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 4,8 | 11,6 |
| Net Margin % | 22,1 | 16,8 |
| Rev Growth 5Y % | 13,5 | 11,6 |
| D/E | 1,2 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,61
€ 1,49 – € 1,79
|
140 M | 1 |
| FY2027 |
€ 1,57
€ 1,45 – € 1,75
|
150 M | 1 |
| FY2026 |
€ 1,67
€ 1,54 – € 1,85
|
160 M | 1 |
Belangrijkste Punten
Revenue grew 13,54% annually over 5 years — strong growth
Earnings declined -53,14% over the past year
ROE of 4,77% is below average
Net margin of 22,09% shows strong profitability
Generating 46,77M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 34,40%
Groei
Revenue Growth (5Y)
13,54%
Revenue (1Y)-20,86%
Earnings (1Y)-53,14%
FCF Growth (3Y)-13,02%
Kwaliteit
Return on Equity
4,77%
ROIC5,65%
Net Margin22,09%
Op. Margin76,15%
Veiligheid
Debt / Equity
1,24
Current RatioN/A
Interest Coverage2,07
Waardering
P/E Ratio
26,90
P/B Ratio1,31
EV/EBITDA14,89
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -20,86% | Revenue Growth (3Y) | -7,90% |
| Earnings Growth (1Y) | -53,14% | Earnings Growth (3Y) | -35,84% |
| Revenue Growth (5Y) | 13,54% | Earnings Growth (5Y) | -19,85% |
| Profitability | |||
| Revenue (TTM) | 156,19M | Net Income (TTM) | 34,51M |
| ROE | 4,77% | ROA | 2,13% |
| Gross Margin | 78,02% | Operating Margin | 76,15% |
| Net Margin | 22,09% | Free Cash Flow (TTM) | 46,77M |
| ROIC | 5,65% | FCF Growth (3Y) | -13,02% |
| Safety | |||
| Debt / Equity | 1,24 | Current Ratio | N/A |
| Interest Coverage | 2,07 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 26,90 | P/B Ratio | 1,31 |
| P/S Ratio | 5,94 | PEG Ratio | -0,50 |
| EV/EBITDA | 14,89 | Dividend Yield | 0,07% |
| Market Cap | 928,29M | Enterprise Value | 1,77B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 156,19M | 197,36M | 184,13M | 116,72M | 93,99M |
| Net Income | 34,51M | 73,65M | 83,84M | 15,54M | 83,63M |
| EPS (Diluted) | 0,93 | 1,99 | 2,33 | 0,50 | 2,94 |
| Gross Profit | 121,85M | 197,36M | 184,13M | 116,72M | 93,99M |
| Operating Income | 118,93M | 153,35M | 142,59M | 91,76M | 69,64M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,62B | 1,66B | 1,63B | 1,30B | 1,32B |
| Total Liabilities | 916,10M | 915,64M | 884,79M | 690,34M | 665,52M |
| Shareholders' Equity | 706,04M | 740,64M | 742,59M | 612,54M | 652,29M |
| Total Debt | 873,76M | 875,84M | 844,78M | 654,46M | 631,04M |
| Cash & Equivalents | 31,50M | 10,13M | 7,78M | 6,40M | 10,07M |
| Current Assets | 106,86M | 56,41M | 43,85M | 35,17M | 47,28M |
| Current Liabilities | 0,0 | 39,05M | 39,34M | 34,83M | 32,90M |