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44
Fourchette du Jour
17,29 €
17,68 €
Fourchette 52 Semaines
16,70 €
22,09 €
Volume
266 253
Moyenne 50J / 200J
18,80 €
/
20,01 €
Clôture Précédente
17,67 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,0 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 11,8 | 11,7 |
| Net Margin % | 51,8 | 16,8 |
| Rev Growth 5Y % | 2,1 | 11,7 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,95 €
1,91 € – 1,98 €
|
190 M | 3 |
| FY2026 |
2,00 €
1,95 € – 2,04 €
|
170 M | 4 |
Points Clés
Revenue grew 2,12% annually over 5 years — modest growth
ROE of 11,79% — decent returns on equity
Net margin of 51,75% shows strong profitability
Debt/Equity of 0,31 — conservative balance sheet
Negative free cash flow of -147,01M
P/E of 8,00 — trading at a low valuation
Croissance
Revenue Growth (5Y)
2,12%
Revenue (1Y)40,09%
Earnings (1Y)5,25%
FCF Growth (3Y)N/A
Qualité
Return on Equity
11,79%
ROIC9,35%
Net Margin51,75%
Op. Margin76,11%
Sécurité
Debt / Equity
0,31
Current Ratio25,62
Interest Coverage4,20
Valorisation
P/E Ratio
8,00
P/B Ratio0,89
EV/EBITDA6,76
Dividend Yield0,11%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 40,09% | Revenue Growth (3Y) | 21,09% |
| Earnings Growth (1Y) | 5,25% | Earnings Growth (3Y) | 3,36% |
| Revenue Growth (5Y) | 2,12% | Earnings Growth (5Y) | -8,21% |
| Profitability | |||
| Revenue (TTM) | 159,25M | Net Income (TTM) | 82,40M |
| ROE | 11,79% | ROA | 5,78% |
| Gross Margin | 72,61% | Operating Margin | 76,11% |
| Net Margin | 51,75% | Free Cash Flow (TTM) | -147,01M |
| ROIC | 9,35% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,31 | Current Ratio | 25,62 |
| Interest Coverage | 4,20 | Dividend Yield | 0,11% |
| Valuation | |||
| P/E Ratio | 8,00 | P/B Ratio | 0,89 |
| P/S Ratio | 4,14 | PEG Ratio | -2,49 |
| EV/EBITDA | 6,76 | Dividend Yield | 0,11% |
| Market Cap | 659,27M | Enterprise Value | 819,83M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 159,25M | 113,68M | 108,60M | 71,62M | 146,41M |
| Net Income | 82,40M | 78,29M | 77,13M | 35,82M | 116,10M |
| EPS (Diluted) | 2,32 | 2,40 | 2,93 | 1,46 | 4,75 |
| Gross Profit | 115,62M | 91,39M | 88,00M | 55,06M | 129,47M |
| Operating Income | 121,20M | 82,21M | 79,83M | 47,64M | 118,67M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,43B | 1,16B | 1,09B | 935,96M | 897,19M |
| Total Liabilities | 684,64M | 508,45M | 501,42M | 455,62M | 409,42M |
| Shareholders' Equity | 741,90M | 655,67M | 589,47M | 480,34M | 487,76M |
| Total Debt | 230,56M | 474,89M | 466,51M | 410,10M | 366,04M |
| Cash & Equivalents | 70,00M | 57,16M | 119,13M | 62,35M | 169,42M |
| Current Assets | 91,41M | 72,28M | 132,99M | 75,63M | 178,06M |
| Current Liabilities | 3,57M | 33,56M | 34,91M | 4,75M | 4,67M |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#175 of 708
Activité Récente
Entré
Defensive Investing (Benjamin Graham)
Mar 24, 2026