Retour
56
Fourchette du Jour
14,98 €
15,37 €
Fourchette 52 Semaines
10,65 €
17,79 €
Volume
148 750
Moyenne 50J / 200J
15,77 €
/
14,32 €
Clôture Précédente
15,10 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 27,0 | 10,4 |
| P/B | 0,7 | 1,1 |
| ROE % | 2,6 | 11,6 |
| Net Margin % | 4,2 | 16,8 |
| Rev Growth 5Y % | 11,6 | 11,6 |
| D/E | 0,8 | 0,5 |
Objectif de Cours des Analystes
Hold
16,75 €
+11.4%
Low: 16,50 €
High: 17,00 €
P/E Prévisionnel
9,70
BPA Prévisionnel
1,55 €
Croissance BPA (est.)
+0,0%
CA Est.
254,02M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,75 €
1,74 € – 1,76 €
|
270,89M | 1 |
| FY2026 |
1,55 €
1,54 € – 1,56 €
|
254,02M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-06 | N/A | 0,12 € | — |
| 2025-10-29 | 0,31 € | 0,35 € | +12,9% |
| 2025-07-24 | 0,29 € | 0,32 € | +10,3% |
| 2025-04-29 | 0,22 € | 0,23 € | +4,5% |
| 2025-01-28 | 0,21 € | 0,14 € | -33,3% |
| 2024-10-24 | 0,19 € | 0,30 € | +57,9% |
| 2024-07-29 | 0,18 € | 0,18 € | 0,0% |
| 2024-04-23 | 0,14 € | 0,12 € | -14,3% |
Dividend History
7 yr streakYield
0,06%
Payout Ratio
1,60%
Growth (3Y)
0,00%
Growth (5Y)
0,93%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Mar 27, 2026 | 0,22 € | 5,88% |
| Dec 05, 2025 | Dec 19, 2025 | 0,22 € | 5,33% |
| Sep 05, 2025 | Sep 26, 2025 | 0,22 € | 6,50% |
| Jun 13, 2025 | Jun 20, 2025 | 0,22 € | 7,57% |
| Mar 14, 2025 | Mar 28, 2025 | 0,22 € | 6,72% |
| Dec 06, 2024 | Dec 20, 2024 | 0,22 € | 5,12% |
| Sep 06, 2024 | Sep 27, 2024 | 0,22 € | 6,54% |
| Jun 10, 2024 | Jun 21, 2024 | 0,22 € | 7,35% |
| Mar 08, 2024 | Mar 22, 2024 | 0,22 € | 6,94% |
| Dec 07, 2023 | Dec 22, 2023 | 0,22 € | 5,82% |
| Sep 07, 2023 | Sep 29, 2023 | 0,22 € | 6,53% |
| Jun 01, 2023 | Jun 23, 2023 | 0,22 € | 7,44% |
| Mar 09, 2023 | Mar 31, 2023 | 0,22 € | 5,12% |
| Dec 08, 2022 | Dec 23, 2022 | 0,22 € | 4,42% |
| Sep 01, 2022 | Sep 30, 2022 | 0,22 € | 4,26% |
| Jun 02, 2022 | Jun 24, 2022 | 0,22 € | 3,73% |
| Mar 10, 2022 | Mar 25, 2022 | 0,22 € | 3,70% |
| Dec 09, 2021 | Dec 31, 2021 | 0,21 € | 3,53% |
| Sep 02, 2021 | Sep 24, 2021 | 0,21 € | 3,71% |
| Jun 03, 2021 | Jun 25, 2021 | 0,21 € | 3,59% |
Points Clés
Revenue grew 11,59% annually over 5 years — strong growth
ROE of 2,64% is below average
Generating 55,80M in free cash flow
Cash machine — converts 295,55% of earnings into free cash flow
Capital efficient — spends only 1,15% of revenue on capex
ROIC of 1,99% — low return on invested capital
Croissance
Revenue Growth (5Y)
11,59%
Revenue (1Y)11,06%
Earnings (1Y)N/A
FCF Growth (3Y)38,48%
Qualité
Return on Equity
2,64%
ROIC1,99%
Net Margin4,17%
Op. Margin7,62%
Sécurité
Debt / Equity
0,84
Current Ratio3,45
Interest Coverage0,14
Valorisation
P/E Ratio
26,97
Forward P/E9,70
P/B Ratio0,72
EV/EBITDA28,26
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 11,06% | Revenue Growth (3Y) | 3,38% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | -18,84% |
| Revenue Growth (5Y) | 11,59% | Earnings Growth (5Y) | -30,69% |
| Profitability | |||
| Revenue (TTM) | 453,22M | Net Income (TTM) | 18,88M |
| ROE | 2,64% | ROA | 0,22% |
| Gross Margin | 41,86% | Operating Margin | 7,62% |
| Net Margin | 4,17% | Free Cash Flow (TTM) | 55,80M |
| ROIC | 1,99% | FCF Growth (3Y) | 38,48% |
| Safety | |||
| Debt / Equity | 0,84 | Current Ratio | 3,45 |
| Interest Coverage | 0,14 | ||
| Dividends | |||
| Dividend Yield | 0,06% | Payout Ratio | 1,60% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,93% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 26,97 | Forward P/E | 9,70 |
| P/B Ratio | 0,72 | P/S Ratio | 1,12 |
| PEG Ratio | -0,18 | Forward PEG | N/A |
| EV/EBITDA | 28,26 | Fwd EV/EBITDA | 23,11 |
| Forward P/S | 2,00 | Fwd Earnings Yield | 10,31% |
| FCF Yield | 10,96% | ||
| Market Cap | 509,27M | Enterprise Value | 975,53M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 453,22M | 408,09M | 424,07M | 326,64M | 292,25M |
| Net Income | 18,88M | -31,33M | 28,66M | 76,95M | 81,79M |
| EPS (Diluted) | 0,54 | -1,05 | 0,96 | 2,50 | 2,59 |
| Gross Profit | 189,73M | 115,17M | 191,22M | 248,54M | 256,60M |
| Operating Income | 34,52M | -48,27M | 39,83M | 104,85M | 109,28M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,69B | 9,04B | 8,54B | 8,42B | 8,05B |
| Total Liabilities | 7,99B | 8,31B | 7,87B | 7,75B | 7,37B |
| Shareholders' Equity | 707,98M | 724,54M | 669,84M | 677,16M | 679,63M |
| Total Debt | 592,34M | 962,50M | 882,10M | 1,10B | 869,70M |
| Cash & Equivalents | 126,08M | 109,41M | 124,21M | 85,41M | 81,72M |
| Current Assets | 185,51M | 1,62B | 862,54M | 693,58M | 897,66M |
| Current Liabilities | 53,84M | 7,18B | 6,82B | 6,49B | 6,39B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#278 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026