Retour
21
Fourchette du Jour
29,16 €
29,55 €
Fourchette 52 Semaines
28,12 €
38,74 €
Volume
621 785
Moyenne 50J / 200J
31,88 €
/
33,41 €
Clôture Précédente
29,39 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 16,7 | 10,3 |
| P/B | 2,2 | 1,1 |
| ROE % | 14,4 | 11,7 |
| Net Margin % | 30,7 | 16,8 |
| Rev Growth 5Y % | 13,1 | 11,7 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Hold
39,00 €
+32.1%
P/E Prévisionnel
14,83
BPA Prévisionnel
1,98 €
Croissance BPA (est.)
+0,0%
CA Est.
692,64M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
2,10 €
2,08 € – 2,12 €
|
738,40M | 3 |
| FY2026 |
1,98 €
1,96 € – 2,00 €
|
692,64M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-22 | 0,48 € | 0,51 € | +5,8% |
| 2025-10-23 | 0,43 € | 0,36 € | -15,9% |
| 2025-07-17 | 0,45 € | 0,47 € | +4,4% |
| 2025-04-17 | 0,43 € | 0,43 € | +0,6% |
| 2025-01-23 | 0,40 € | 0,43 € | +7,5% |
| 2024-10-17 | 0,39 € | 0,39 € | 0,0% |
| 2024-07-18 | 0,36 € | 0,37 € | +2,8% |
| 2024-04-18 | 0,35 € | 0,37 € | +5,7% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,42%
Growth (3Y)
4,35%
Growth (5Y)
8,02%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 01, 2026 | 0,19 € | 2,57% |
| Dec 15, 2025 | Jan 02, 2026 | 0,19 € | 2,39% |
| Sep 15, 2025 | Oct 01, 2025 | 0,19 € | 2,09% |
| Jun 16, 2025 | Jul 01, 2025 | 0,19 € | 2,05% |
| Mar 14, 2025 | Apr 01, 2025 | 0,18 € | 2,01% |
| Dec 13, 2024 | Jan 02, 2025 | 0,18 € | 1,78% |
| Sep 12, 2024 | Oct 01, 2024 | 0,18 € | 2,01% |
| Jun 14, 2024 | Jul 01, 2024 | 0,18 € | 2,59% |
| Mar 14, 2024 | Apr 01, 2024 | 0,18 € | 2,39% |
| Dec 14, 2023 | Jan 02, 2024 | 0,18 € | 2,33% |
| Sep 13, 2023 | Oct 02, 2023 | 0,18 € | 2,57% |
| Jun 14, 2023 | Jul 03, 2023 | 0,18 € | 2,33% |
| Mar 10, 2023 | Apr 03, 2023 | 0,17 € | 2,07% |
| Dec 14, 2022 | Jan 03, 2023 | 0,17 € | 1,88% |
| Sep 14, 2022 | Oct 03, 2022 | 0,17 € | 1,51% |
| Jun 15, 2022 | Jul 01, 2022 | 0,17 € | 1,61% |
| Mar 15, 2022 | Apr 01, 2022 | 0,15 € | 1,32% |
| Dec 15, 2021 | Jan 03, 2022 | 0,15 € | 1,15% |
| Sep 15, 2021 | Oct 01, 2021 | 0,15 € | 1,27% |
| Jun 15, 2021 | Jul 01, 2021 | 0,15 € | 1,05% |
Points Clés
Revenue grew 13,05% annually over 5 years — strong growth
ROE of 14,39% — decent returns on equity
Net margin of 30,71% shows strong profitability
Debt/Equity of 0,01 — conservative balance sheet
Generating 307,14M in free cash flow
Cash machine — converts 121,12% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
13,05%
Revenue (1Y)11,71%
Earnings (1Y)13,46%
FCF Growth (3Y)7,14%
Qualité
Return on Equity
14,39%
ROIC11,98%
Net Margin30,71%
Op. Margin37,49%
Sécurité
Debt / Equity
0,01
Current Ratio0,68
Interest Coverage1,54
Valorisation
P/E Ratio
16,68
Forward P/E14,83
P/B Ratio2,21
EV/EBITDA10,25
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 11,71% | Revenue Growth (3Y) | 15,20% |
| Earnings Growth (1Y) | 13,46% | Earnings Growth (3Y) | 12,89% |
| Revenue Growth (5Y) | 13,05% | Earnings Growth (5Y) | 2,74% |
| Profitability | |||
| Revenue (TTM) | 825,80M | Net Income (TTM) | 253,59M |
| ROE | 14,39% | ROA | 1,64% |
| Gross Margin | 71,82% | Operating Margin | 37,49% |
| Net Margin | 30,71% | Free Cash Flow (TTM) | 307,14M |
| ROIC | 11,98% | FCF Growth (3Y) | 7,14% |
| Safety | |||
| Debt / Equity | 0,01 | Current Ratio | 0,68 |
| Interest Coverage | 1,54 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,42% |
| Dividend Growth (3Y) | 4,35% | Dividend Growth (5Y) | 8,02% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 16,68 | Forward P/E | 14,83 |
| P/B Ratio | 2,21 | P/S Ratio | 5,12 |
| PEG Ratio | 1,20 | Forward PEG | N/A |
| EV/EBITDA | 10,25 | Fwd EV/EBITDA | 10,04 |
| Forward P/S | 6,11 | Fwd Earnings Yield | 6,74% |
| FCF Yield | 7,26% | ||
| Market Cap | 4,23B | Enterprise Value | 3,17B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 825,80M | 739,21M | 622,31M | 551,27M | 505,62M |
| Net Income | 253,59M | 223,51M | 198,98M | 234,48M | 227,56M |
| EPS (Diluted) | 1,77 | 1,56 | 1,39 | 1,64 | 1,59 |
| Gross Profit | 593,11M | 523,22M | 467,42M | 502,40M | 500,72M |
| Operating Income | 309,61M | 271,85M | 243,30M | 280,87M | 271,97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,45B | 13,98B | 13,11B | 12,97B | 13,10B |
| Total Liabilities | 13,53B | 12,37B | 11,61B | 11,71B | 11,34B |
| Shareholders' Equity | 1,92B | 1,61B | 1,50B | 1,27B | 1,76B |
| Total Debt | 21,68M | 197,02M | 404,08M | 642,51M | 671,15M |
| Cash & Equivalents | 1,08B | 763,41M | 536,59M | 330,68M | 528,59M |
| Current Assets | 9,16B | 1,05B | 5,27B | 5,81B | 7,10B |
| Current Liabilities | 13,53B | 12,18B | 11,52B | 11,63B | 11,22B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#962 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026