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First Guaranty Bancshares, Inc.

Data quality: 83%
Also listed as FGBIP NASDAQ
FGBI
NASDAQ Financial Services Depository Institutions
$9.50
▼ $0.28 (-2.86%)
Mkt Cap: 154.78 M
Price
$9.80
Mkt Cap
154.78 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Earnings declined -550.05% over the past year
Negative free cash flow of -9.98 M
14 consecutive years of dividends — reliable payer

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-550.05%
FCF Growth (3Y)N/A

Quality

Return on Equity
-23.14%
Below sector avg (9.21%)
ROIC-0.94%
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest Coverage-0.53

Valuation

PE (TTM|NTM|2027)
-2.76 | 15.05 | 15.08
Below sector avg (11.11)
P/B Ratio0.70
EV/EBITDAN/A
Dividend Yield0.41%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E -2.8 11.1
P/B 0.7 1.2
ROE % -23.1 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

Analyst Price Target

1 analyst
Hold
Current
$9.50
-5.3%
Target
$9.00
$9.00
$9.00
$9.00
Forecast
Forward P/E 15.05
Forward EPS $0.65
EPS Growth (est.) +62.5%
Est. Revenue 0.0

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $0.65
$0.65 – $0.65
 0.0 1
FY2026 $0.40
$0.40 – $0.40
 0.0 1

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 -$0.29 $0.13 +145.0%
Q32025 -$0.32 -$2.30 -619.9%
Q22025 -$0.20 -$0.50 -150.0%
Q12025 $0.17 -$0.54 -417.5%

ETFs Holding This Stock

BRSIX BRSIX
0.13% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.02% weight
BOSVX BOSVX
0.02% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight

Dividend History

14 yr streak

Yield

0.41%

Payout Ratio

N/A

Growth (3Y)

-60.31%

Growth (5Y)

-41.46%

Ex-Date Payment Date Amount Yield
Mar 27, 2026 — $0.01 N/A
Dec 26, 2025 — $0.01 N/A
Sep 23, 2025 — $0.01 N/A
Jun 23, 2025 — $0.01 N/A
Mar 27, 2025 — $0.01 N/A
Dec 27, 2024 — $0.01 N/A
Sep 20, 2024 — $0.08 N/A
Jun 25, 2024 — $0.16 N/A
Mar 21, 2024 — $0.16 N/A
Dec 21, 2023 — $0.16 N/A
Sep 21, 2023 — $0.16 N/A
Jun 22, 2023 — $0.16 N/A
Mar 23, 2023 — $0.16 N/A
Dec 22, 2022 — $0.16 N/A
Sep 22, 2022 — $0.16 N/A
Jun 23, 2022 — $0.16 N/A
Mar 18, 2022 — $0.16 N/A
Dec 22, 2021 — $0.16 N/A
Sep 17, 2021 — $0.15 N/A
Jun 18, 2021 — $0.15 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -550.05% Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) N/A Net Income (TTM) -56.02 M
ROE -23.14% ROA -1.44%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) -9.98 M
ROIC -0.94% FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage -0.53 Asset Turnover N/A
Working Capital N/A Tangible Book Value 218.23 M
Dividends
Dividend Yield 0.41% Payout Ratio N/A
Dividend Growth (3Y) -60.31% Dividend Growth (5Y) -41.46%
Consecutive Div Years 14 yrs
Valuation
P/E Ratio -2.76 Forward P/E 15.05
P/B Ratio 0.70 P/S Ratio N/A
PEG Ratio N/A Forward PEG 0.24
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield 6.64%
FCF Yield -6.45%
Market Cap 154.78 M Enterprise Value 154.78 M
Per Share
EPS (Diluted TTM) N/A Revenue / Share N/A
FCF / Share -0.63 OCF / Share -0.52
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 17.81%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income -56.02 M 12.45 M 9.22 M 28.88 M 27.30 M
EPS (Diluted) — — — — —
Gross Profit — — — — —
Operating Income -46.20 M — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 86.94 M 88.44 M 98.30 M 36.53 M 22.30 M
Income Tax -12.54 M 3.56 M 2.68 M 7.51 M 7.16 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 4.08 B 3.97 B 3.55 B 3.15 B 2.88 B
Total Liabilities 3.85 B 3.72 B 3.30 B 2.92 B 2.65 B
Shareholders' Equity 226.22 M 255.05 M 249.63 M 234.99 M 223.89 M
Total Debt 186.12 M 201.91 M 275.40 M 183.34 M 49.64 M
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —