Figure Technology Solutions, Inc.

Data quality: 83%

FGRS

Nasdaq Financial Services Nondepository Credit Institutions

Quick Summary

Key Takeaways

ROE of 10.89% — decent returns on equity

Net margin of 26.41% shows strong profitability

Debt/Equity of 0.40 — conservative balance sheet

Generating 62.57 M in free cash flow

Growth

Revenue Growth (5Y)

N/A

Revenue (1Y)N/A

Earnings (1Y)N/A

FCF Growth (3Y)N/A

Quality

Return on Equity

10.89%

Above sector avg (10.70%)

ROIC7.99%

Net Margin26.41%

Op. Margin23.19%

Safety

Debt / Equity

0.40

Below sector avg (0.50)

Current Ratio2.26

Interest CoverageN/A

Valuation

P/E Ratio

N/A

P/B RatioN/A

EV/EBITDAN/A

Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)

Metric	Stock	Sector Median
P/E	—	12.6
P/B	—	1.4
ROE %	10.9	10.7
Net Margin %	26.4	14.8
Rev Growth 5Y %	—	6.4
D/E	0.4	0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y)	N/A	Revenue Growth (3Y)	N/A
Earnings Growth (1Y)	N/A	Earnings Growth (3Y)	N/A
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	N/A
Profitability
Revenue (TTM)	506.87 M	Net Income (TTM)	133.86 M
ROE	10.89%	ROA	5.78%
Gross Margin	N/A	Operating Margin	23.19%
Net Margin	26.41%	Free Cash Flow (TTM)	62.57 M
ROIC	7.99%	FCF Growth (3Y)	N/A
Safety
Debt / Equity	0.40	Current Ratio	2.26
Interest Coverage	N/A	Asset Turnover	0.22
Working Capital	981.55 M	Tangible Book Value	1.17 B
Dividends
Dividend Yield	N/A	Payout Ratio	N/A
Dividend Growth (3Y)	N/A	Dividend Growth (5Y)	N/A
Consecutive Div Years	N/A
Valuation
P/E Ratio	N/A	Forward P/E	N/A
P/B Ratio	N/A	P/S Ratio	N/A
PEG Ratio	N/A	Forward PEG	N/A
EV/EBITDA	N/A	Fwd EV/EBITDA	N/A
Forward P/S	N/A	Fwd Earnings Yield	N/A
FCF Yield	N/A
Market Cap	N/A	Enterprise Value	N/A
Per Share
EPS (Diluted TTM)	0.44	Revenue / Share	N/A
FCF / Share	N/A	OCF / Share	N/A
EPS CAGR (1Y)	N/A	EPS CAGR (5Y)	N/A
EPS CAGR (10Y)	N/A
Efficiency
CapEx / Revenue	N/A	FCF Conversion	46.74%
SBC-Adj. FCF	204,000	Growth Momentum	N/A

Income Statement

Annual, most recent first

Metric	FY2025
Revenue	506.87 M
Net Income	133.86 M
EPS (Diluted)	0.44
Gross Profit	—
Operating Income	117.53 M
EBITDA	—
R&D Expenses	64.92 M
SG&A Expenses	—
D&A	—
Interest Expense	—
Income Tax	-20.61 M

Balance Sheet

Annual, most recent first

Metric	FY2025
Total Assets	2.32 B
Total Liabilities	1.08 B
Shareholders' Equity	1.23 B
Total Debt	557.24 M
Cash & Equivalents	1.20 B
Current Assets	1.86 B
Current Liabilities	846.01 M