Atrás

Watch Compare

FINANCIAL INSTITUTIONS INC

Calidad de datos: 83%

También listada como FIISP NASDAQ

FIISO

NASDAQ Financial Services Depository Institutions

$122.70

$0.00 (0.00%)

Cap. Mercado: 2.49 B

6 months return

—

Momentum

Neutral

ROE

12.24%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

ROE of 12.24% — decent returns on equity

Debt/Equity of 0.27 — conservative balance sheet

Generating 13.25 M in free cash flow

P/E of 33.30 — premium valuation

Dividend yield of 6.91% — meaningful income

Payout ratio of 234.90% — may be unsustainable

Price History

Crecimiento

Revenue Growth (5Y)

N/A

Revenue (1Y)N/A

Earnings (1Y)N/A

FCF Growth (3Y)29.51%

Calidad

Return on Equity

12.24%

Above sector avg (9.23%)

ROICN/A

Net MarginN/A

Op. MarginN/A

Seguridad

Debt / Equity

0.27

Below sector avg (0.49)

Current RatioN/A

Interest CoverageN/A

Valoración

PE (TTM)

33.30

Above sector avg (11.11)

P/B Ratio4.01

EV/EBITDAN/A

Dividend Yield6.91%

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2698 pares)

Métrica	Acción	Mediana del Sector
P/E	33.3	11.1
P/B	4.0	1.2
ROE %	12.2	9.2
Net Margin %	—	9.4
Rev Growth 5Y %	—	5.8
D/E	0.3	0.5

Precio Objetivo de Analistas

Consenso de analistas: objetivo medio vs precio actual y calificación.

No hay cobertura de analistas disponible

Estimaciones de Ganancias

Pronósticos de EPS e ingresos por período. Anual = años fiscales; trimestral = próximos trimestres.

No hay estimaciones futuras disponibles

Historial de Dividendos

12 yr streak

Rendimiento

6.91%

Ratio de pago

234.90%

Crecimiento (3 años)

0.00%

Crecimiento (5 años)

0.00%

Pagos recientes por acción (más reciente primero).

Ex-dividendo	Pago	Monto / acción
Mar 13, 2026	—	$2.12
Dec 15, 2025	—	$2.12
Sep 15, 2025	—	$2.12
Jun 13, 2025	—	$2.12
Mar 14, 2025	—	$2.12
Dec 13, 2024	—	$2.12
Sep 13, 2024	—	$2.12
Jun 14, 2024	—	$2.12
Mar 14, 2024	—	$2.12
Dec 13, 2023	—	$2.12
Sep 13, 2023	—	$2.12
Jun 14, 2023	—	$2.12

All Fundamental Metrics

Growth
Revenue Growth (1Y)	N/A	Revenue Growth (3Y)	N/A
Earnings Growth (1Y)	N/A	Earnings Growth (3Y)	22.04%
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	-0.92%
Profitability
Revenue (TTM)	N/A	Net Income (TTM)	74.87 M
ROE	12.24%	ROA	1.20%
Gross Margin	N/A	Operating Margin	N/A
Net Margin	N/A	Free Cash Flow (TTM)	13.25 M
ROIC	N/A	FCF Growth (3Y)	29.51%
Safety
Debt / Equity	0.27	Current Ratio	N/A
Interest Coverage	N/A	Asset Turnover	N/A
Working Capital	N/A	Tangible Book Value	561.30 M
Dividends
Dividend Yield	6.91%	Payout Ratio	234.90%
Dividend Growth (3Y)	0.00%	Dividend Growth (5Y)	0.00%
Consecutive Div Years	12 yrs
Valuation
P/E Ratio	33.30	Forward P/E	N/A
P/B Ratio	4.01	P/S Ratio	N/A
PEG Ratio	N/A	Forward PEG	N/A
EV/EBITDA	N/A	Fwd EV/EBITDA	N/A
Forward P/S	N/A	Fwd Earnings Yield	N/A
FCF Yield	0.53%
Market Cap	2.49 B	Enterprise Value	2.48 B
Per Share
EPS (Diluted TTM)	3.61	Revenue / Share	N/A
FCF / Share	0.65	OCF / Share	0.93
EPS CAGR (1Y)	N/A	EPS CAGR (5Y)	-6.78%
EPS CAGR (10Y)	6.20%
Efficiency
CapEx / Revenue	N/A	FCF Conversion	17.70%
SBC-Adj. FCF	10.54 M	Growth Momentum	N/A

Income Statement

Annual, most recent first

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	—	—	—	—	—
Net Income	74.87 M	-41.65 M	50.26 M	56.57 M	77.70 M
EPS (Diluted)	3.61	-2.75	3.15	3.56	4.78
Gross Profit	—	—	—	—	—
Operating Income	—	—	—	—	—
EBITDA	—	—	—	—	—
R&D Expenses	—	—	—	—	—
SG&A Expenses	—	—	—	—	—
D&A	7.88 M	7.68 M	8.09 M	8.11 M	8.05 M
Interest Expense	199.99 M	163.59 M	120.42 M	28.74 M	12.48 M
Income Tax	16.49 M	-26.50 M	12.79 M	14.40 M	19.53 M

Balance Sheet

Annual, most recent first

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	6.27 B	6.12 B	6.16 B	5.80 B	5.52 B
Total Liabilities	5.65 B	5.55 B	5.71 B	5.39 B	5.02 B
Shareholders' Equity	628.85 M	568.98 M	454.80 M	405.61 M	505.14 M
Total Debt	302.65 M	223.84 M	309.53 M	279.22 M	103.91 M
Cash & Equivalents	108.75 M	87.32 M	—	—	—
Current Assets	—	—	—	—	—
Current Liabilities	—	—	—	—	—