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Finwise Bancorp

Data quality: 83%
FINW
Nasdaq Financial Services Depository Institutions
$16.91
▲ $0.14 (0.81%)
Mkt Cap: 231.21 M
Price
$16.91
Mkt Cap
231.21 M
Day Range
$16.21 — $17.00
52-Week Range
$13.49 — $22.49
Volume
14,571
Open $16.21
50D / 200D Avg
$16.74
0.98% above
50D / 200D Avg
$17.68
4.39% below

Quick Summary

Key Takeaways

Earnings grew 26.28% over the past year
Negative free cash flow of -28.64 M
P/E of 14.37 — trading at a low valuation

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)26.28%
FCF Growth (3Y)N/A

Quality

Return on Equity
8.70%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
14.37
Above sector avg (11.15)
P/B Ratio1.23
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2144 peers)
Metric Stock Sector Median
P/E 14.4 11.1
P/B 1.2 1.2
ROE % 8.7 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

ETFs Holding This Stock

DBSC logo DBSC Deepwater Beachfront Small Cap ETF
0.13% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.03% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 26.28% Earnings Growth (3Y) -4.00%
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) N/A Net Income (TTM) 16.09 M
ROE 8.70% ROA 1.85%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) -28.64 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 187.77 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 14.37 Forward P/E N/A
P/B Ratio 1.23 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -12.39%
Market Cap 231.21 M Enterprise Value 125.58 M
Per Share
EPS (Diluted TTM) 1.13 Revenue / Share N/A
FCF / Share -2.09 OCF / Share -2.08
EPS CAGR (1Y) 21.51% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion -178.01%
SBC-Adj. FCF -31.90 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022
Revenue — — — —
Net Income 16.09 M 12.74 M 17.46 M 25.12 M
EPS (Diluted) 1.13 0.93 1.33 1.87
Gross Profit — — — —
Operating Income — — — —
EBITDA — — — —
R&D Expenses — — — —
SG&A Expenses — — — —
D&A 900,000.0 3.20 M 3.81 M 2.11 M
Interest Expense 72.18 M 58.91 M 9.98 M 1.43 M
Income Tax 5.67 M 4.25 M 6.35 M 10.92 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022
Total Assets 977.14 M 745.98 M 586.22 M 400.78 M
Total Liabilities 783.94 M 572.26 M 431.17 M 260.32 M
Shareholders' Equity 193.20 M 173.72 M 155.06 M 140.46 M
Total Debt — — — —
Cash & Equivalents 163.40 M 109.16 M 116.98 M 100.57 M
Current Assets — — — —
Current Liabilities — — — —