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Day Range
$30.97
$31.70
52-Week Range
$20.97
$35.47
Volume
71,626
50D / 200D Avg
$32.37
/
$28.97
Prev Close
$31.40
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 8.4 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 12.5 | 11.7 |
| Net Margin % | 19.8 | 16.9 |
| Rev Growth 5Y % | 15.6 | 11.6 |
| D/E | 0.5 | 0.5 |
Analyst Price Target
Hold
$36.00
+15.2%
Forward P/E
7.98
Forward EPS
$3.92
EPS Growth (est.)
+0.0%
Est. Revenue
258.84M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.15
$4.14 – $4.16
|
271.09M | 1 |
| FY2026 |
$3.92
$3.90 – $3.93
|
258.84M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-09 | N/A | $0.98 | — |
| 2025-10-23 | $0.94 | $0.99 | +5.3% |
| 2025-07-24 | $0.88 | $0.85 | -3.4% |
| 2025-04-28 | $0.74 | $0.81 | +9.5% |
| 2025-01-30 | $0.74 | $0.54 | -27.0% |
| 2024-10-24 | $0.76 | $0.84 | +10.5% |
| 2024-07-25 | $2.01 | $1.62 | -19.4% |
| 2024-04-25 | $0.59 | $0.11 | -81.4% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.35%
Growth (3Y)
2.25%
Growth (5Y)
3.58%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 02, 2026 | $0.32 | 4.13% |
| Dec 15, 2025 | Jan 02, 2026 | $0.31 | 3.83% |
| Sep 15, 2025 | Oct 02, 2025 | $0.31 | 4.63% |
| Jun 13, 2025 | Jul 02, 2025 | $0.31 | 4.89% |
| Mar 14, 2025 | Apr 02, 2025 | $0.31 | 4.64% |
| Dec 13, 2024 | Jan 02, 2025 | $0.30 | 4.16% |
| Sep 13, 2024 | Oct 02, 2024 | $0.30 | 4.69% |
| Jun 14, 2024 | Jul 02, 2024 | $0.30 | 7.02% |
| Mar 14, 2024 | Apr 02, 2024 | $0.30 | 6.57% |
| Dec 13, 2023 | Jan 02, 2024 | $0.30 | 5.80% |
| Sep 13, 2023 | Oct 02, 2023 | $0.30 | 6.99% |
| Jun 14, 2023 | Jul 03, 2023 | $0.30 | 7.07% |
| Mar 15, 2023 | Apr 03, 2023 | $0.30 | 5.57% |
| Dec 15, 2022 | Jan 03, 2023 | $0.29 | 4.85% |
| Sep 15, 2022 | Oct 03, 2022 | $0.29 | 4.57% |
| Jun 16, 2022 | Jul 05, 2022 | $0.29 | 4.35% |
| Mar 17, 2022 | Apr 04, 2022 | $0.29 | 3.44% |
| Dec 16, 2021 | Jan 03, 2022 | $0.27 | 3.38% |
| Sep 16, 2021 | Oct 04, 2021 | $0.27 | 3.69% |
| Jun 17, 2021 | Jul 02, 2021 | $0.27 | 3.38% |
Key Takeaways
Revenue grew 15.55% annually over 5 years — strong growth
ROE of 12.50% — decent returns on equity
Net margin of 19.81% shows strong profitability
Generating 13.60M in free cash flow
P/E of 8.40 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 27.52%
Growth
Revenue Growth (5Y)
15.55%
Revenue (1Y)43.07%
Earnings (1Y)N/A
FCF Growth (3Y)31.20%
Quality
Return on Equity
12.50%
ROIC7.11%
Net Margin19.81%
Op. Margin24.17%
Safety
Debt / Equity
0.53
Current Ratio1.00
Interest Coverage0.69
Valuation
P/E Ratio
8.40
Forward P/E7.99
P/B Ratio1.00
EV/EBITDA9.35
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 43.07% | Revenue Growth (3Y) | 6.60% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 22.04% |
| Revenue Growth (5Y) | 15.55% | Earnings Growth (5Y) | -0.92% |
| Profitability | |||
| Revenue (TTM) | 377.94M | Net Income (TTM) | 74.87M |
| ROE | 12.50% | ROA | 1.19% |
| Gross Margin | 61.73% | Operating Margin | 24.17% |
| Net Margin | 19.81% | Free Cash Flow (TTM) | 13.60M |
| ROIC | 7.11% | FCF Growth (3Y) | 31.20% |
| Safety | |||
| Debt / Equity | 0.53 | Current Ratio | 1.00 |
| Interest Coverage | 0.69 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.35% |
| Dividend Growth (3Y) | 2.25% | Dividend Growth (5Y) | 3.58% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 8.40 | Forward P/E | 7.99 |
| P/B Ratio | 1.00 | P/S Ratio | 1.66 |
| PEG Ratio | -0.04 | Forward PEG | N/A |
| EV/EBITDA | 9.35 | Fwd EV/EBITDA | 15.70 |
| Forward P/S | 2.43 | Fwd Earnings Yield | 12.52% |
| FCF Yield | 2.16% | ||
| Market Cap | 629.08M | Enterprise Value | 854.56M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 377.94M | 264.17M | 332.59M | 241.09M | 212.03M |
| Net Income | 74.87M | -41.65M | 50.26M | 56.57M | 77.70M |
| EPS (Diluted) | 3.61 | -2.75 | 3.15 | 3.56 | 4.78 |
| Gross Profit | 233.32M | 88.04M | 197.29M | 198.25M | 207.89M |
| Operating Income | 91.35M | -68.15M | 63.05M | 70.97M | 97.22M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6.27B | 6.12B | 6.16B | 5.80B | 5.52B |
| Total Liabilities | 5.65B | 5.55B | 5.71B | 5.39B | 5.02B |
| Shareholders' Equity | 628.85M | 568.98M | 454.80M | 405.61M | 505.14M |
| Total Debt | 334.23M | 256.61M | 343.32M | 312.45M | 103.91M |
| Cash & Equivalents | 108.75M | 87.32M | 124.44M | 130.47M | 79.11M |
| Current Assets | 108.75M | 111.08M | 1.04B | 1.10B | 1.31B |
| Current Liabilities | 109.00M | 5.23B | 5.42B | 5.14B | 4.86B |