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Fourchette du Jour
30,82 €
31,72 €
Fourchette 52 Semaines
20,97 €
35,47 €
Volume
102 277
Moyenne 50J / 200J
32,37 €
/
28,97 €
Clôture Précédente
31,30 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,4 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 12,5 | 11,6 |
| Net Margin % | 19,8 | 16,8 |
| Rev Growth 5Y % | 15,6 | 11,6 |
| D/E | 0,5 | 0,5 |
Objectif de Cours des Analystes
Hold
36,00 €
+14.6%
P/E Prévisionnel
8,0
BPA Prévisionnel
3,92 €
Croissance BPA (est.)
+0,0%
CA Est.
260 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,15 €
4,14 € – 4,16 €
|
270 M | 1 |
| FY2026 |
3,92 €
3,90 € – 3,93 €
|
260 M | 1 |
Points Clés
Revenue grew 15,55% annually over 5 years — strong growth
ROE of 12,50% — decent returns on equity
Net margin of 19,81% shows strong profitability
Generating 13,60M in free cash flow
P/E of 8,44 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 27,52%
Croissance
Revenue Growth (5Y)
15,55%
Revenue (1Y)43,07%
Earnings (1Y)N/A
FCF Growth (3Y)31,20%
Qualité
Return on Equity
12,50%
ROIC7,11%
Net Margin19,81%
Op. Margin24,17%
Sécurité
Debt / Equity
0,53
Current Ratio1,00
Interest Coverage0,69
Valorisation
P/E Ratio
8,44
P/B Ratio1,01
EV/EBITDA9,39
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 43,07% | Revenue Growth (3Y) | 6,60% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 22,04% |
| Revenue Growth (5Y) | 15,55% | Earnings Growth (5Y) | -0,92% |
| Profitability | |||
| Revenue (TTM) | 377,94M | Net Income (TTM) | 74,87M |
| ROE | 12,50% | ROA | 1,19% |
| Gross Margin | 61,73% | Operating Margin | 24,17% |
| Net Margin | 19,81% | Free Cash Flow (TTM) | 13,60M |
| ROIC | 7,11% | FCF Growth (3Y) | 31,20% |
| Safety | |||
| Debt / Equity | 0,53 | Current Ratio | 1,00 |
| Interest Coverage | 0,69 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 8,44 | P/B Ratio | 1,01 |
| P/S Ratio | 1,67 | PEG Ratio | -0,04 |
| EV/EBITDA | 9,39 | Dividend Yield | 0,04% |
| Market Cap | 632,10M | Enterprise Value | 857,58M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 377,94M | 264,17M | 332,59M | 241,09M | 212,03M |
| Net Income | 74,87M | -41,65M | 50,26M | 56,57M | 77,70M |
| EPS (Diluted) | 3,61 | -2,75 | 3,15 | 3,56 | 4,78 |
| Gross Profit | 233,32M | 88,04M | 197,29M | 198,25M | 207,89M |
| Operating Income | 91,35M | -68,15M | 63,05M | 70,97M | 97,22M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,27B | 6,12B | 6,16B | 5,80B | 5,52B |
| Total Liabilities | 5,65B | 5,55B | 5,71B | 5,39B | 5,02B |
| Shareholders' Equity | 628,85M | 568,98M | 454,80M | 405,61M | 505,14M |
| Total Debt | 334,23M | 256,61M | 343,32M | 312,45M | 103,91M |
| Cash & Equivalents | 108,75M | 87,32M | 124,44M | 130,47M | 79,11M |
| Current Assets | 108,75M | 111,08M | 1,04B | 1,10B | 1,31B |
| Current Liabilities | 109,00M | 5,23B | 5,42B | 5,14B | 4,86B |