F&M BANK CORP
Qualité des données : 83%
FMBM
OTC
Financial Services
Depository Institutions
30,75 €
▲
0,15 €
(0,49%)
Cap. Boursière: 108,72 M
Prix
30,56 €
Cap. Boursière
108,72 M
Fourchette du Jour
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Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
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Quick Summary
Points Clés
Earnings grew 54,14% over the past year
ROE of 19,95% — decent returns on equity
Debt/Equity of 0,07 — conservative balance sheet
Generating 29,98 M in free cash flow
P/E of 5,56 — trading at a low valuation
Cash machine — converts 153,19% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)54,14%
FCF Growth (3Y)N/A
Qualité
Return on Equity
19,95%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
0,07
En dessous de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM)
5,56
En dessous de la moyenne du secteur (11,15)
P/B Ratio1,07
EV/EBITDAN/A
Dividend YieldN/A
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 5,6 | 11,1 |
| P/B | 1,1 | 1,2 |
| ROE % | 20,0 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | 0,1 | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 54,14% | Earnings Growth (3Y) | 101,30% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 1,12% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 19,57 M |
| ROE | 19,95% | ROA | 1,47% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 29,98 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,07 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 98,41 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 5,56 | Forward P/E | N/A |
| P/B Ratio | 1,07 | P/S Ratio | N/A |
| PEG Ratio | 4,96 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 27,58% | ||
| Market Cap | 108,72 M | Enterprise Value | 115,72 M |
| Per Share | |||
| EPS (Diluted TTM) | 5,51 | Revenue / Share | N/A |
| FCF / Share | 8,43 | OCF / Share | 8,74 |
| EPS CAGR (1Y) | 52,66% | EPS CAGR (5Y) | 0,32% |
| EPS CAGR (10Y) | 2,32% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 153,19% |
| SBC-Adj. FCF | 29,41 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 11,23 M | 7,29 M | 2,77 M | 8,32 M | 10,74 M |
| EPS (Diluted) | 3,16 | 2,07 | 0,80 | 2,41 | 3,12 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1,30 M | 1,40 M | 1,30 M | 1,10 M | 1,17 M |
| Interest Expense | 26,22 M | 33,93 M | 24,67 M | 7,25 M | 4,30 M |
| Income Tax | 1,75 M | 638 000,0 | -746 000,0 | 480 000,0 | 1,32 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,37 B | 1,30 B | 1,29 B | 1,25 B | 1,22 B |
| Total Liabilities | 1,27 B | 1,22 B | 1,22 B | 1,18 B | 1,12 B |
| Shareholders' Equity | 104,79 M | 86,14 M | 78,32 M | 70,79 M | 100,46 M |
| Total Debt | 9,92 M | 6,98 M | 66,93 M | 76,89 M | 10,00 M |
| Cash & Equivalents | — | — | 23,72 M | 34,95 M | 88,12 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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