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F&M BANK CORP

Qualité des données : 83%
FMBM
OTC Financial Services Depository Institutions
30,75 €
▲ 0,15 € (0,49%)
Cap. Boursière: 108,72 M
Prix
30,56 €
Cap. Boursière
108,72 M
Fourchette du Jour
Fourchette 52 Semaines
Volume
Ouverture —
Moyenne 50J / 200J
Moyenne 50J / 200J

Quick Summary

Points Clés

Earnings grew 54,14% over the past year
ROE of 19,95% — decent returns on equity
Debt/Equity of 0,07 — conservative balance sheet
Generating 29,98 M in free cash flow
P/E of 5,56 — trading at a low valuation
Cash machine — converts 153,19% of earnings into free cash flow

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)54,14%
FCF Growth (3Y)N/A

Qualité

Return on Equity
19,95%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
0,07
En dessous de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
5,56
En dessous de la moyenne du secteur (11,15)
P/B Ratio1,07
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2180 pairs)
Métrique Action Médiane du Secteur
P/E 5,6 11,1
P/B 1,1 1,2
ROE % 20,0 9,2
Net Margin % 9,4
Rev Growth 5Y % 5,8
D/E 0,1 0,5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 54,14% Earnings Growth (3Y) 101,30%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 1,12%
Profitability
Revenue (TTM) N/A Net Income (TTM) 19,57 M
ROE 19,95% ROA 1,47%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 29,98 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity 0,07 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 98,41 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 5,56 Forward P/E N/A
P/B Ratio 1,07 P/S Ratio N/A
PEG Ratio 4,96 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 27,58%
Market Cap 108,72 M Enterprise Value 115,72 M
Per Share
EPS (Diluted TTM) 5,51 Revenue / Share N/A
FCF / Share 8,43 OCF / Share 8,74
EPS CAGR (1Y) 52,66% EPS CAGR (5Y) 0,32%
EPS CAGR (10Y) 2,32%
Efficiency
CapEx / Revenue N/A FCF Conversion 153,19%
SBC-Adj. FCF 29,41 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 11,23 M 7,29 M 2,77 M 8,32 M 10,74 M
EPS (Diluted) 3,16 2,07 0,80 2,41 3,12
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1,30 M 1,40 M 1,30 M 1,10 M 1,17 M
Interest Expense 26,22 M 33,93 M 24,67 M 7,25 M 4,30 M
Income Tax 1,75 M 638 000,0 -746 000,0 480 000,0 1,32 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,37 B 1,30 B 1,29 B 1,25 B 1,22 B
Total Liabilities 1,27 B 1,22 B 1,22 B 1,18 B 1,12 B
Shareholders' Equity 104,79 M 86,14 M 78,32 M 70,79 M 100,46 M
Total Debt 9,92 M 6,98 M 66,93 M 76,89 M 10,00 M
Cash & Equivalents 23,72 M 34,95 M 88,12 M
Current Assets
Current Liabilities