Farmers & Merchants Bancshares, Inc.
Datakwaliteit: 83%
FMFG
OTC
Financial Services
Depository Institutions
€ 18,01
▲
€ 0,03
(0,17%)
6 months return
—
Momentum
Neutral
1Y earnings growth
34,78%
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)34,78%
FCF Growth (3Y)1,23%
Kwaliteit
Return on Equity
9,34%
Boven sectorgemiddelde (9,19%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
0,19
Onder sectorgemiddelde (0,49)
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
10,09
Onder sectorgemiddelde (11,13)
P/B Ratio0,92
EV/EBITDAN/A
Dividend Yield3,78%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Earnings grew 34,78% over the past year
Debt/Equity of 0,19 — conservative balance sheet
Generating 6,05 M in free cash flow
P/E of 10,09 — trading at a low valuation
Cash machine — converts 104,93% of earnings into free cash flow
Dividend yield of 3,78% — meaningful income
Price History
Financiële Trends
Koersdoel Analisten
Geen analistendekking beschikbaar
Growth
Rev 5Y: N/A · Earnings 1Y: 34,78%
Growth
Rev 5Y: N/A · Earnings 1Y: 34,78%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 34,78% | Earnings Growth (3Y) | -5,22% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -8,29% |
Profitability
ROE: 9,34% · Net Margin: N/A
Profitability
ROE: 9,34% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 5,77 M |
| ROE | 9,34% | ROA | 0,67% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 6,05 M |
| ROIC | N/A | FCF Growth (3Y) | 1,23% |
Safety
D/E: 0,19 · Current: N/A
Safety
D/E: 0,19 · Current: N/A| Debt / Equity | 0,19 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 56,19 M |
Dividends
Yield: 3,78% · Payout: 37,57%
Dividends
Yield: 3,78% · Payout: 37,57%| Dividend Yield | 3,78% | Payout Ratio | 37,57% |
| Dividend Growth (3Y) | 2,58% | Dividend Growth (5Y) | 5,51% |
| Consecutive Div Years | 20 yrs | ||
Valuation
P/E: 10,09 · EV/EBITDA: N/A
Valuation
P/E: 10,09 · EV/EBITDA: N/A| P/E Ratio | 10,09 | Forward P/E | N/A |
| P/B Ratio | 0,92 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10,40% | ||
| Market Cap | 58,18 M | Enterprise Value | 70,20 M |
Per Share
EPS: 1,81 · FCF/Share: 1,87
Per Share
EPS: 1,81 · FCF/Share: 1,87| EPS (Diluted TTM) | 1,81 | Revenue / Share | N/A |
| FCF / Share | 1,87 | OCF / Share | 1,87 |
| EPS CAGR (1Y) | 32,12% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 104,93% · CapEx/Rev: N/A
Efficiency
FCF Conv: 104,93% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 104,93% |
| SBC-Adj. FCF | 5,88 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 5,77 M | 4,28 M | 6,42 M | 8,09 M | 8,15 M |
| EPS (Diluted) | 1,81 | 1,37 | 2,08 | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 578.000,0 | 559.000,0 | 466.559,0 | 445.939,0 | 434.434,0 |
| Interest Expense | 24,39 M | 20,84 M | 9,91 M | 2,15 M | 2,81 M |
| Income Tax | 1,61 M | 1,23 M | 2,02 M | 2,49 M | 2,43 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 871,96 M | 844,64 M | 799,94 M | 718,21 M | 716,68 M |
| Total Liabilities | 807,30 M | 788,37 M | 747,76 M | 670,44 M | 660,06 M |
| Shareholders' Equity | 64,66 M | 56,27 M | 52,18 M | 47,77 M | 56,62 M |
| Total Debt | 12,04 M | 11,33 M | 13,21 M | 15,10 M | 16,98 M |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers)
Vergeleken met vergelijkbare bedrijven in Financial Services
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers) Vergeleken met vergelijkbare bedrijven in Financial Services| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,1 | 11,1 |
| P/B | 0,9 | 1,2 |
| ROE % | 9,3 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | 0,2 | 0,5 |
Dividendgeschiedenis
Dividendgeschiedenis
Rendement
3,78%
Uitkeringsratio
37,57%
Groei (3 jr)
2,58%
Groei (5 jr)
5,51%
Recente betalingen per aandeel (nieuwste eerst).
| Ex-dividend | Betaling | Bedrag / aandeel |
|---|---|---|
| Dec 05, 2025 | — | € 0,34 |
| Jul 11, 2025 | — | € 0,34 |
| Dec 03, 2024 | — | € 0,34 |
| Jun 03, 2024 | — | € 0,33 |
| Nov 30, 2023 | — | € 0,33 |
| Jun 01, 2023 | — | € 0,33 |
| Dec 01, 2022 | — | € 0,32 |
| Jun 02, 2022 | — | € 0,31 |
| Dec 02, 2021 | — | € 0,29 |
| Jun 03, 2021 | — | € 0,28 |
| Dec 03, 2020 | — | € 0,26 |
| Jun 04, 2020 | — | € 0,26 |
Strategiescores
1 strategy matched
Strategiescores
1 strategy matched
#96 of 172
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Apr 12, 2026
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