CEO: Kevin J. Helmick
Employees: 682
IPO: Jan 04, 1999
Prix
13,39 €
Variation
▲ 0,23 €
1,75%
Cap. Boursière
504,36M
Fourchette du Jour
13,16 €
13,49 €
Fourchette 52 Semaines
11,58 €
15,50 €
Volume
333 120
Moyenne 50J / 200J
13,08 €
13,70 €
Clôture Précédente
13,16 €
Quick Summary
Points Clés
Revenue grew 15,14% annually over 5 years — strong growth
Earnings grew 18,80% over the past year
ROE of 12,24% — decent returns on equity
Net margin of 20,08% shows strong profitability
Generating 52,18M in free cash flow
P/E of 9,24 — trading at a low valuation
Croissance
Revenue Growth (5Y)
15,14%
Au-dessus de la moyenne du secteur (11,99%)
Revenue (1Y)0,88%
Earnings (1Y)18,80%
FCF Growth (3Y)-5,99%
Qualité
Return on Equity
12,24%
Au-dessus de la moyenne du secteur (11,68%)
ROIC5,72%
Net Margin20,08%
Op. Margin23,93%
Sécurité
Debt / Equity
0,76
Au-dessus de la moyenne du secteur (0,59)
Current Ratio0,33
Interest Coverage0,71
Valorisation
P/E Ratio
9,24
En dessous de la moyenne du secteur (10,35)
Forward P/EN/A
P/B Ratio1,04
EV/EBITDA13,09
Dividend Yield5,08%
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (861 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,2 | 10,4 |
| P/B | 1,0 | 1,1 |
| ROE % | 12,2 | 11,7 |
| Net Margin % | 20,1 | 16,8 |
| Rev Growth 5Y % | 15,1 | 12,0 |
| D/E | 0,8 | 0,6 |
Dividend History
Yield
5,08%
Payout Ratio
0,47%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,88% | Revenue Growth (3Y) | 3,21% |
| Earnings Growth (1Y) | 18,80% | Earnings Growth (3Y) | 4,56% |
| Revenue Growth (5Y) | 15,14% | Earnings Growth (5Y) | 1,30% |
| Profitability | |||
| Revenue (TTM) | 271,83M | Net Income (TTM) | 54,59M |
| ROE | 12,24% | ROA | 1,04% |
| Gross Margin | 63,79% | Operating Margin | 23,93% |
| Net Margin | 20,08% | Free Cash Flow (TTM) | 52,18M |
| ROIC | 5,72% | FCF Growth (3Y) | -5,99% |
| Safety | |||
| Debt / Equity | 0,76 | Current Ratio | 0,33 |
| Interest Coverage | 0,71 | ||
| Dividends | |||
| Dividend Yield | 5,08% | Payout Ratio | 0,47% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 9,24 | Forward P/E | N/A |
| P/B Ratio | 1,04 | P/S Ratio | 1,86 |
| PEG Ratio | 0,49 | Forward PEG | N/A |
| EV/EBITDA | 13,09 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10,35% | ||
| Market Cap | 504,36M | Enterprise Value | 851,61M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 271,83M | 269,45M | 255,20M | 177,91M | 154,65M |
| Net Income | 54,59M | 45,95M | 49,93M | 60,60M | 51,84M |
| EPS (Diluted) | 1,45 | 1,22 | 1,33 | 1,79 | 1,77 |
| Gross Profit | 173,41M | 162,12M | 170,49M | 158,87M | 141,29M |
| Operating Income | 65,05M | 55,43M | 58,70M | 72,84M | 62,11M |
| EBITDA | 65,05M | 61,83M | 66,03M | 77,73M | 65,65M |
| R&D Expenses | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
| SG&A Expenses | 79,36M | 5,82M | 59,17M | 46,96M | 41,25M |
| D&A | 0,0 | 6,40M | 7,33M | 4,90M | 3,54M |
| Interest Expense | 91,35M | 99,36M | 75,55M | 17,92M | 8,47M |
| Income Tax | 10,46M | 9,48M | 8,77M | 12,24M | 10,27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,25B | 5,12B | 5,08B | 4,08B | 4,14B |
| Total Liabilities | 4,76B | 4,71B | 4,67B | 3,79B | 3,67B |
| Shareholders' Equity | 485,73M | 406,03M | 404,42M | 292,30M | 472,43M |
| Total Debt | 367,73M | 391,15M | 443,66M | 183,21M | 87,76M |
| Cash & Equivalents | 20,49M | 20,43M | 28,90M | 21,40M | 29,15M |
| Current Assets | 92,36M | 651,92M | 1,33B | 1,29B | 1,46B |
| Current Liabilities | 282,38M | 4,57B | 4,53B | 3,66B | 3,55B |