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First Bancorp, Inc /ME/

Data quality: 83%
FNLC
NASDAQ Financial Services Depository Institutions
$29.34
▼ $0.55 (-1.84%)
Mkt Cap: 333.94 M
Price
$29.63
Mkt Cap
333.94 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
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Quick Summary

Key Takeaways

Earnings grew 27.17% over the past year
ROE of 12.74% — decent returns on equity
Generating 34.59 M in free cash flow
P/E of 9.71 — trading at a low valuation
Cash machine — converts 100.58% of earnings into free cash flow
Dividend yield of 4.99% — meaningful income

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)27.17%
FCF Growth (3Y)0.45%

Quality

Return on Equity
12.74%
Above sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.56
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
9.71
Below sector avg (11.12)
P/B Ratio1.22
EV/EBITDAN/A
Dividend Yield4.99%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 9.7 11.1
P/B 1.2 1.2
ROE % 12.7 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E 0.6 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

No forward estimates available

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q12015 $0.34 $0.39 +16.1%
Q42014 $0.35 $0.32 -8.1%
Q32014 $0.35 $0.38 +8.3%
Q22014 $0.33 $0.35 +5.4%

ETFs Holding This Stock

ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0.40% weight
BRUSX BRUSX
0.12% weight
GMAPX GMAPX
0.04% weight
GCSIX GCSIX
0.04% weight
GDSRX GDSRX
0.04% weight
GCSSX GCSSX
0.04% weight
GCSAX GCSAX
0.04% weight
GCSCX GCSCX
0.04% weight
GDSTX GDSTX
0.04% weight
GCSUX GCSUX
0.04% weight

Dividend History

20 yr streak

Yield

4.99%

Payout Ratio

48.21%

Growth (3Y)

3.42%

Growth (5Y)

3.66%

Ex-Date Payment Date Amount Yield
Apr 07, 2026 — $0.37 N/A
Jan 06, 2026 — $0.37 N/A
Oct 06, 2025 — $0.37 N/A
Jul 08, 2025 — $0.37 N/A
Apr 08, 2025 — $0.36 N/A
Jan 06, 2025 — $0.36 N/A
Oct 08, 2024 — $0.36 N/A
Jul 09, 2024 — $0.36 N/A
Apr 08, 2024 — $0.35 N/A
Jan 05, 2024 — $0.35 N/A
Oct 06, 2023 — $0.35 N/A
Jul 07, 2023 — $0.35 N/A
Apr 06, 2023 — $0.34 N/A
Jan 06, 2023 — $0.34 N/A
Oct 04, 2022 — $0.34 N/A
Jul 08, 2022 — $0.34 N/A
Apr 08, 2022 — $0.32 N/A
Jan 07, 2022 — $0.32 N/A
Oct 08, 2021 — $0.32 N/A
Jul 07, 2021 — $0.32 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 27.17% Earnings Growth (3Y) 7.94%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -1.32%
Profitability
Revenue (TTM) N/A Net Income (TTM) 34.39 M
ROE 12.74% ROA 1.08%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 34.59 M
ROIC N/A FCF Growth (3Y) 0.45%
Safety
Debt / Equity 0.56 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 243.92 M
Dividends
Dividend Yield 4.99% Payout Ratio 48.21%
Dividend Growth (3Y) 3.42% Dividend Growth (5Y) 3.66%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 9.71 Forward P/E N/A
P/B Ratio 1.22 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 10.36%
Market Cap 333.94 M Enterprise Value 486.91 M
Per Share
EPS (Diluted TTM) 3.07 Revenue / Share N/A
FCF / Share 3.07 OCF / Share 3.36
EPS CAGR (1Y) 26.34% EPS CAGR (5Y) -1.79%
EPS CAGR (10Y) 7.07%
Efficiency
CapEx / Revenue N/A FCF Conversion 100.58%
SBC-Adj. FCF 33.60 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 34.39 M 27.05 M 29.52 M 38.99 M 36.27 M
EPS (Diluted) 3.07 2.43 2.66 3.53 3.30
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 77.38 M 63.91 M 62.97 M 16.87 M 10.78 M
Income Tax 7.55 M 5.54 M 6.18 M 8.40 M 7.64 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.17 B 3.16 B 2.95 B 2.74 B 2.53 B
Total Liabilities 2.88 B 2.90 B 2.70 B 2.51 B 2.28 B
Shareholders' Equity 283.14 M 252.49 M 243.08 M 228.92 M 245.66 M
Total Debt 187.82 M 146.28 M 69.65 M 103.48 M 136.34 M
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#40 of 240
57

Recent Activity

Entered High Yield Value
Apr 12, 2026