FRANKLIN FINANCIAL SERVICES CORP /PA/
Datakwaliteit: 83%
FRAF
NASDAQ
Financial Services
Depository Institutions
€ 56,60
▼
€ 0,35
(-0,61%)
Marktkapitalisatie: 254,36 M
Prijs
€ 56,63
Marktkapitalisatie
254,36 M
Dagbereik
—
52-Weeksbereik
—
Volume
—
Openen —
50D / 200D Gem.
—
50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Earnings grew 91,24% over the past year
ROE of 13,11% — decent returns on equity
Generating 25,44 M in free cash flow
P/E of 11,98 — trading at a low valuation
Cash machine — converts 119,86% of earnings into free cash flow
Dividend yield of 2,33% — meaningful income
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)91,24%
FCF Growth (3Y)-2,14%
Kwaliteit
Return on Equity
13,11%
Boven sectorgemiddelde (9,23%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM|NTM|2027)
11,98 | 8,97 | 8,97
Boven sectorgemiddelde (11,11)
P/B Ratio1,53
EV/EBITDAN/A
Dividend Yield2,33%
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 12,0 | 11,1 |
| P/B | 1,5 | 1,2 |
| ROE % | 13,1 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
1 analist
Buy
Huidig
€ 56,60
Koersdoel
€ 59,00
€ 59,00
€ 59,00
€ 59,00
Vooruitzicht
Forward K/W
8,97
Forward WPA
€ 6,31
WPA Groei (sch.)
+12,5%
Omzet Sch.
103,10 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 6,31
€ 6,31 – € 6,31
|
103,10 M | 1 |
| FY2026 |
€ 5,61
€ 5,61 – € 5,61
|
96,40 M | 1 |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 |
€ 1,40
€ 1,40 – € 1,40
|
24,00 M | 1 |
| 2026 Q1 |
€ 1,34
€ 1,34 – € 1,34
|
23,30 M | 1 |
Dividend History
Yield
2,33%
Payout Ratio
27,85%
Growth (3Y)
0,78%
Growth (5Y)
1,77%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 06, 2026 | — | € 0,33 | N/A |
| Nov 07, 2025 | — | € 0,33 | N/A |
| Aug 01, 2025 | — | € 0,33 | N/A |
| May 02, 2025 | — | € 0,33 | N/A |
| Feb 07, 2025 | — | € 0,32 | N/A |
| Nov 01, 2024 | — | € 0,32 | N/A |
| Aug 02, 2024 | — | € 0,32 | N/A |
| May 01, 2024 | — | € 0,32 | N/A |
| Jan 31, 2024 | — | € 0,32 | N/A |
| Nov 02, 2023 | — | € 0,32 | N/A |
| Aug 03, 2023 | — | € 0,32 | N/A |
| May 04, 2023 | — | € 0,32 | N/A |
| Feb 02, 2023 | — | € 0,32 | N/A |
| Nov 01, 2022 | — | € 0,32 | N/A |
| Aug 04, 2022 | — | € 0,32 | N/A |
| May 05, 2022 | — | € 0,32 | N/A |
| Feb 03, 2022 | — | € 0,32 | N/A |
| Nov 04, 2021 | — | € 0,32 | N/A |
| Aug 05, 2021 | — | € 0,32 | N/A |
| May 06, 2021 | — | € 0,31 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 91,24% | Earnings Growth (3Y) | 24,94% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 1,99% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 21,23 M |
| ROE | 13,11% | ROA | 0,93% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 25,44 M |
| ROIC | N/A | FCF Growth (3Y) | -2,14% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 157,33 M |
| Dividends | |||
| Dividend Yield | 2,33% | Payout Ratio | 27,85% |
| Dividend Growth (3Y) | 0,78% | Dividend Growth (5Y) | 1,77% |
| Consecutive Div Years | 20 yrs | ||
| Valuation | |||
| P/E Ratio | 11,98 | Forward P/E | 8,97 |
| P/B Ratio | 1,53 | P/S Ratio | N/A |
| PEG Ratio | 6,02 | Forward PEG | 0,72 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2,47 | Fwd Earnings Yield | 11,15% |
| FCF Yield | 10,00% | ||
| Market Cap | 254,36 M | Enterprise Value | 66,21 M |
| Per Share | |||
| EPS (Diluted TTM) | 4,74 | Revenue / Share | N/A |
| FCF / Share | 5,66 | OCF / Share | 5,66 |
| EPS CAGR (1Y) | 88,84% | EPS CAGR (5Y) | 1,76% |
| EPS CAGR (10Y) | 10,82% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 119,86% |
| SBC-Adj. FCF | 24,64 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 21,23 M | 11,10 M | 13,60 M | 14,94 M | 19,62 M |
| EPS (Diluted) | 4,74 | 2,51 | 3,10 | 3,36 | 4,42 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2,15 M | 2,09 M | 2,02 M | 1,44 M | 1,20 M |
| Interest Expense | 69,65 M | 57,51 M | 23,13 M | 4,86 M | 2,90 M |
| Income Tax | 5,04 M | 2,22 M | 2,16 M | 2,56 M | 3,40 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,24 B | 2,20 B | 1,84 B | 1,70 B | 1,77 B |
| Total Liabilities | 2,06 B | 2,05 B | 1,70 B | 1,59 B | 1,62 B |
| Shareholders' Equity | 175,24 M | 144,72 M | 132,14 M | 114,20 M | 157,07 M |
| Total Debt | — | — | — | — | 0,0 |
| Cash & Equivalents | 127,72 M | 203,61 M | 23,14 M | 64,90 M | 175,15 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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