Retour
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56
Fourchette du Jour
36,87 €
38,25 €
Fourchette 52 Semaines
22,22 €
42,26 €
Volume
84 157
Moyenne 50J / 200J
38,76 €
/
34,05 €
Clôture Précédente
36,36 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,0 | 10,3 |
| P/B | 1,8 | 1,1 |
| ROE % | 14,6 | 11,7 |
| Net Margin % | 24,1 | 16,8 |
| Rev Growth 5Y % | 30,6 | 11,7 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
41,00 €
+9.2%
Low: 37,00 €
High: 45,00 €
P/E Prévisionnel
11,0
BPA Prévisionnel
3,42 €
Croissance BPA (est.)
+0,0%
CA Est.
190 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,93 €
3,87 € – 4,05 €
|
220 M | 4 |
| FY2026 |
3,42 €
3,36 € – 3,47 €
|
190 M | 4 |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 9, 2026 |
Beckwith James Eugene
President & CEO
|
sell | 4 000 | 36,74 € | 146 620 € |
| Jan 29, 2026 |
Ramos Kevin Francis
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Deary-Bell Shannon
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Lucas Donna
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Riggs Judson Teichert
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Kashiwagi Warren Paul
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Perry-Smith Robert Truxtun
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Reynoso Randall E
Director
|
grant | 974 | — | — |
| Jan 29, 2026 |
Nickum David Frank
Director
|
grant | 974 | — | — |
| Dec 12, 2025 |
Rizzo Michael Anthony
EVP & Chief Banking Officer
|
sell | 641 | 37,28 € | 23 896 € |
| Nov 19, 2025 |
Ramirez-Medina Lydia Ann
EVP & Chief Operating Officer
|
sell | 600 | 33,07 € | 19 842 € |
| Aug 15, 2025 |
Ramirez-Medina Lydia Ann
EVP & Chief Operating Officer
|
sell | 825 | 30,94 € | 25 529 € |
| Jul 9, 2025 |
Wetton Shelley Ronan
SVP & Chief Marketing Officer
|
other | 352 | — | — |
| Jun 10, 2025 |
Beckwith James Eugene
President & CEO
|
sell | 6 429 | 27,74 € | 178 366 € |
| Jun 5, 2025 |
Ramirez-Medina Lydia Ann
EVP & Chief Operating Officer
|
sell | 600 | 27,43 € | 16 457 € |
| May 1, 2025 |
Luck Heather Christina
EVP & Chief Financial Officer
|
grant | 3 629 | — | — |
| May 1, 2025 |
Lucas Donna
Director
|
grant | 68 | — | — |
| May 1, 2025 |
Kurtze Don Justin
EVP & SF Bay Area President
|
grant | 3 629 | — | — |
| May 1, 2025 |
Ramos Kevin Francis
Director
|
grant | 68 | — | — |
| May 1, 2025 |
Rizzo Michael Anthony
EVP & Chief Banking Officer
|
grant | 3 629 | — | — |
Points Clés
Revenue grew 30,60% annually over 5 years — strong growth
Earnings grew 34,89% over the past year
ROE of 14,63% — decent returns on equity
Net margin of 24,11% shows strong profitability
Debt/Equity of 0,22 — conservative balance sheet
Generating 71,42M in free cash flow
Croissance
Revenue Growth (5Y)
30,60%
Revenue (1Y)20,39%
Earnings (1Y)34,89%
FCF Growth (3Y)36,62%
Qualité
Return on Equity
14,63%
ROIC11,55%
Net Margin24,11%
Op. Margin32,78%
Sécurité
Debt / Equity
0,22
Current Ratio22,99
Interest Coverage0,86
Valorisation
P/E Ratio
13,03
P/B Ratio1,80
EV/EBITDA5,10
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 20,39% | Revenue Growth (3Y) | 18,90% |
| Earnings Growth (1Y) | 34,89% | Earnings Growth (3Y) | 13,61% |
| Revenue Growth (5Y) | 30,60% | Earnings Growth (5Y) | 9,76% |
| Profitability | |||
| Revenue (TTM) | 255,47M | Net Income (TTM) | 61,61M |
| ROE | 14,63% | ROA | 1,30% |
| Gross Margin | 58,22% | Operating Margin | 32,78% |
| Net Margin | 24,11% | Free Cash Flow (TTM) | 71,42M |
| ROIC | 11,55% | FCF Growth (3Y) | 36,62% |
| Safety | |||
| Debt / Equity | 0,22 | Current Ratio | 22,99 |
| Interest Coverage | 0,86 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 13,03 | P/B Ratio | 1,80 |
| P/S Ratio | 3,14 | PEG Ratio | 0,44 |
| EV/EBITDA | 5,10 | Dividend Yield | 0,02% |
| Market Cap | 802,46M | Enterprise Value | 427,37M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 255,47M | 212,20M | 180,70M | 123,79M | 87,82M |
| Net Income | 61,61M | 45,67M | 47,73M | 44,80M | 42,44M |
| EPS (Diluted) | 2,90 | 2,26 | 2,78 | 2,61 | 2,83 |
| Gross Profit | 148,74M | 118,01M | 113,20M | 102,24M | 82,15M |
| Operating Income | 83,73M | 64,72M | 66,62M | 62,86M | 47,15M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,75B | 4,05B | 3,59B | 3,23B | 2,56B |
| Total Liabilities | 4,31B | 3,66B | 3,31B | 2,97B | 2,32B |
| Shareholders' Equity | 445,83M | 396,62M | 285,77M | 252,83M | 235,05M |
| Total Debt | 97,79M | 80,75M | 249,35M | 177,85M | 28,39M |
| Cash & Equivalents | 472,87M | 356,46M | 327,43M | 269,84M | 439,79M |
| Current Assets | 45,88M | 479,03M | 458,10M | 393,28M | 593,93M |
| Current Liabilities | 2,00M | 3,56B | 3,03B | 2,80B | 2,29B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#792 of 1024
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#129 of 326
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026