Back
48
Day Range
$10.16
$10.48
52-Week Range
$9.72
$22.68
Volume
3,558,888
50D / 200D Avg
$12.67
/
$16.25
Prev Close
$10.04
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 265.3 | 10.3 |
| P/B | 0.5 | 1.1 |
| ROE % | 0.2 | 11.6 |
| Net Margin % | 0.9 | 16.8 |
| Rev Growth 5Y % | -9.8 | 11.6 |
| D/E | 1.3 | 0.5 |
Analyst Price Target
Hold
$15.00
+44.0%
Forward P/E
5.96
Forward EPS
$1.75
EPS Growth (est.)
+0.0%
Est. Revenue
1.24B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.47
$1.39 – $1.56
|
1.08B | 1 |
| FY2027 |
$1.63
$1.49 – $1.76
|
1.19B | 8 |
| FY2026 |
$1.75
$1.68 – $1.83
|
1.24B | 8 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | $0.54 | $0.52 | -4.2% |
| 2025-11-05 | $0.57 | $0.57 | 0.0% |
| 2025-08-06 | $0.63 | -$0.60 | -195.2% |
| 2025-05-07 | $0.64 | $0.65 | +1.6% |
| 2025-02-26 | $0.67 | $0.66 | -1.5% |
| 2024-11-06 | $0.70 | $0.57 | -18.6% |
| 2024-08-06 | $0.71 | $0.75 | +5.6% |
| 2024-05-08 | $0.71 | $0.73 | +2.8% |
Dividend History
7 yr streakYield
0.19%
Payout Ratio
71.27%
Growth (3Y)
1.72%
Growth (5Y)
7.07%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 18, 2026 | Apr 02, 2026 | $0.48 | 25.54% |
| Dec 03, 2025 | Dec 17, 2025 | $0.70 | 18.15% |
| Sep 17, 2025 | Oct 02, 2025 | $0.70 | 17.47% |
| Jun 18, 2025 | Jul 02, 2025 | $0.70 | 13.61% |
| Mar 19, 2025 | Apr 02, 2025 | $0.70 | 13.89% |
| Dec 04, 2024 | Dec 18, 2024 | $0.70 | 13.57% |
| Sep 11, 2024 | Oct 02, 2024 | $0.70 | 15.29% |
| Jun 12, 2024 | Jul 02, 2024 | $0.70 | 15.14% |
| May 14, 2024 | May 29, 2024 | $0.05 | 14.90% |
| Mar 12, 2024 | Apr 02, 2024 | $0.70 | 16.20% |
| Feb 13, 2024 | Feb 28, 2024 | $0.05 | 11.55% |
| Dec 12, 2023 | Jan 03, 2024 | $0.70 | 14.96% |
| Nov 14, 2023 | Nov 29, 2023 | $0.05 | 11.31% |
| Sep 12, 2023 | Oct 03, 2023 | $0.70 | 14.53% |
| Aug 15, 2023 | Aug 30, 2023 | $0.05 | 10.89% |
| Jun 13, 2023 | Jul 05, 2023 | $0.70 | 14.69% |
| May 16, 2023 | May 31, 2023 | $0.05 | 11.18% |
| Mar 14, 2023 | Apr 03, 2023 | $0.70 | 15.36% |
| Dec 13, 2022 | Jan 03, 2023 | $0.68 | 14.66% |
| Sep 13, 2022 | Oct 04, 2022 | $0.67 | 12.66% |
Key Takeaways
Revenue declined -9.75% annually over 5 years
Earnings declined -98.12% over the past year
ROE of 0.18% is below average
Generating 592.00M in free cash flow
P/E of 265.30 — premium valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 15.25%
Growth
Revenue Growth (5Y)
-9.75%
Revenue (1Y)5.50%
Earnings (1Y)-98.12%
FCF Growth (3Y)-3.14%
Quality
Return on Equity
0.18%
ROIC3.23%
Net Margin0.94%
Op. Margin49.53%
Safety
Debt / Equity
1.31
Current RatioN/A
Interest Coverage1.25
Valuation
P/E Ratio
265.30
Forward P/E5.96
P/B Ratio0.50
EV/EBITDA17.88
Dividend Yield0.19%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.50% | Revenue Growth (3Y) | -2.43% |
| Earnings Growth (1Y) | -98.12% | Earnings Growth (3Y) | -87.43% |
| Revenue Growth (5Y) | -9.75% | Earnings Growth (5Y) | -70.81% |
| Profitability | |||
| Revenue (TTM) | 1.17B | Net Income (TTM) | 11.00M |
| ROE | 0.18% | ROA | 0.08% |
| Gross Margin | 69.60% | Operating Margin | 49.53% |
| Net Margin | 0.94% | Free Cash Flow (TTM) | 592.00M |
| ROIC | 3.23% | FCF Growth (3Y) | -3.14% |
| Safety | |||
| Debt / Equity | 1.31 | Current Ratio | N/A |
| Interest Coverage | 1.25 | ||
| Dividends | |||
| Dividend Yield | 0.19% | Payout Ratio | 71.27% |
| Dividend Growth (3Y) | 1.72% | Dividend Growth (5Y) | 7.07% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 265.30 | Forward P/E | 5.96 |
| P/B Ratio | 0.50 | P/S Ratio | 2.49 |
| PEG Ratio | -3.84 | Forward PEG | N/A |
| EV/EBITDA | 17.88 | Fwd EV/EBITDA | 14.87 |
| Forward P/S | 2.36 | Fwd Earnings Yield | 16.78% |
| FCF Yield | 20.29% | ||
| Market Cap | 2.92B | Enterprise Value | 10.37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.17B | 1.11B | 1.23B | 463.00M | 1.77B |
| Net Income | 11.00M | 585.00M | 696.00M | 92.00M | 1.52B |
| EPS (Diluted) | 0.04 | 2.09 | 2.48 | 0.32 | 7.16 |
| Gross Profit | 815.00M | 664.00M | 779.00M | 112.00M | 1.54B |
| Operating Income | 580.00M | 608.00M | 721.00M | 116.00M | 1.53B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 13.73B | 14.22B | 15.47B | 16.12B | 17.23B |
| Total Liabilities | 7.88B | 7.60B | 8.62B | 9.11B | 9.50B |
| Shareholders' Equity | 5.85B | 6.62B | 6.85B | 7.01B | 7.73B |
| Total Debt | 7.63B | 7.35B | 8.19B | 8.69B | 9.14B |
| Cash & Equivalents | 181.00M | 296.00M | 231.00M | 251.00M | 377.00M |
| Current Assets | 181.00M | 669.00M | 775.00M | 699.00M | 1.10B |
| Current Liabilities | 0.0 | 110.00M | 294.00M | 296.00M | 248.00M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#452 of 1049
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026
