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FIRST UNITED CORP/MD/

Calidad de datos: 100%
FUNC
Nasdaq Financial Services Depository Institutions
$38.80
▲ $0.61 (1.60%)
Cap. Mercado: 252.25 M
Precio
$38.80
Cap. Mercado
252.25 M
Rango del Día
$38.18 — $39.03
Rango de 52 Semanas
$26.30 — $41.95
Volumen
4,104
Apertura $38.18
Promedio 50D / 200D
$36.94
5.04% above
Promedio 50D / 200D
$36.22
7.13% above

Quick Summary

Puntos Clave

Revenue grew 3.50% annually over 5 years — modest growth
Earnings grew 19.18% over the past year
ROE of 12.56% — decent returns on equity
Net margin of 133.05% shows strong profitability
Generating 15.41 M in free cash flow
P/E of 10.29 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)
3.50%
Below sector avg (6.38%)
Revenue (1Y)4.01%
Earnings (1Y)19.18%
FCF Growth (3Y)-16.54%

Calidad

Return on Equity
12.56%
Above sector avg (10.70%)
ROICN/A
Net Margin133.05%
Op. MarginN/A

Seguridad

Debt / Equity
0.58
Above sector avg (0.50)
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
10.29
Below sector avg (12.63)
P/B Ratio1.27
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (1096 pares)
Métrica Acción Mediana del Sector
P/E 10.3 12.6
P/B 1.3 1.4
ROE % 12.6 10.7
Net Margin % 133.1 14.8
Rev Growth 5Y % 3.5 6.4
D/E 0.6 0.5

ETFs Holding This Stock

ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0.89% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.07% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.03% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) 4.01% Revenue Growth (3Y) 5.14%
Earnings Growth (1Y) 19.18% Earnings Growth (3Y) 27.59%
Revenue Growth (5Y) 3.50% Earnings Growth (5Y) 5.53%
Profitability
Revenue (TTM) 18.43 M Net Income (TTM) 24.52 M
ROE 12.56% ROA 1.22%
Gross Margin N/A Operating Margin N/A
Net Margin 133.05% Free Cash Flow (TTM) 15.41 M
ROIC N/A FCF Growth (3Y) -16.54%
Safety
Debt / Equity 0.58 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.01
Working Capital N/A Tangible Book Value 199.10 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 10.29 Forward P/E N/A
P/B Ratio 1.27 P/S Ratio 13.69
PEG Ratio 1.86 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.11%
Market Cap 252.25 M Enterprise Value 273.22 M
Per Share
EPS (Diluted TTM) 3.77 Revenue / Share 2.83
FCF / Share 2.37 OCF / Share 2.98
EPS CAGR (1Y) 19.68% EPS CAGR (5Y) 6.32%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 21.54% FCF Conversion 62.84%
SBC-Adj. FCF 14.38 M Growth Momentum 0.51

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 18.43 M 17.72 M 16.67 M 16.16 M 16.06 M
Net Income 24.52 M 20.57 M 15.06 M 25.05 M 19.77 M
EPS (Diluted) 3.77 3.15 2.25 3.76 2.95
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 68.11 M 59.98 M 24.29 M 4.79 M 5.71 M
Income Tax 8.02 M 6.66 M 4.42 M 8.13 M 6.54 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.09 B 1.97 B 1.91 B 1.85 B 1.73 B
Total Liabilities 1.88 B 1.79 B 1.74 B 1.70 B 1.59 B
Shareholders' Equity 203.63 M 179.30 M 161.87 M 151.79 M 141.90 M
Total Debt 113.59 M 186.34 M 156.35 M 95.49 M 88.63 M
Cash & Equivalents 131.61 M 78.33 M 49.75 M 74.32 M 115.72 M
Current Assets — — — — —
Current Liabilities — — — — —