Retour
50
Fourchette du Jour
41,02 €
41,85 €
Fourchette 52 Semaines
32,75 €
45,00 €
Volume
126 997
Moyenne 50J / 200J
41,53 €
/
40,10 €
Clôture Précédente
41,32 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 13,8 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 12,0 | 11,7 |
| Net Margin % | 23,1 | 16,8 |
| Rev Growth 5Y % | 20,7 | 11,7 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
47,00 €
+14.0%
P/E Prévisionnel
10,95
BPA Prévisionnel
3,77 €
Croissance BPA (est.)
+0,0%
CA Est.
395,50M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,97 €
3,87 € – 4,10 €
|
412,91M | 5 |
| FY2026 |
3,77 €
3,69 € – 3,86 €
|
395,50M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-26 | 0,91 € | 0,96 € | +6,1% |
| 2025-10-27 | 0,86 € | 0,92 € | +7,0% |
| 2025-07-28 | 0,83 € | 0,86 € | +3,6% |
| 2025-04-28 | 0,72 € | 0,79 € | +9,7% |
| 2025-01-27 | 0,71 € | 0,78 € | +9,9% |
| 2024-10-28 | 0,70 € | 0,71 € | +1,4% |
| 2024-07-29 | 0,62 € | 0,68 € | +9,7% |
| 2024-04-29 | 0,64 € | 0,64 € | 0,0% |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,38%
Growth (3Y)
8,03%
Growth (5Y)
8,83%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 10, 2026 | Feb 20, 2026 | 0,31 € | 2,73% |
| Nov 10, 2025 | Nov 20, 2025 | 0,29 € | 2,94% |
| Aug 08, 2025 | Aug 20, 2025 | 0,29 € | 2,99% |
| May 09, 2025 | May 20, 2025 | 0,29 € | 2,89% |
| Feb 10, 2025 | Feb 20, 2025 | 0,29 € | 2,75% |
| Nov 08, 2024 | Nov 20, 2024 | 0,27 € | 2,40% |
| Aug 09, 2024 | Aug 20, 2024 | 0,27 € | 2,83% |
| May 09, 2024 | May 20, 2024 | 0,27 € | 3,21% |
| Feb 08, 2024 | Feb 20, 2024 | 0,27 € | 3,23% |
| Nov 09, 2023 | Nov 20, 2023 | 0,25 € | 3,59% |
| Aug 09, 2023 | Aug 20, 2023 | 0,25 € | 3,22% |
| May 09, 2023 | May 20, 2023 | 0,25 € | 3,56% |
| Feb 09, 2023 | Feb 20, 2023 | 0,25 € | 2,42% |
| Nov 09, 2022 | Nov 20, 2022 | 0,23 € | 2,35% |
| Aug 09, 2022 | Aug 20, 2022 | 0,23 € | 2,40% |
| May 09, 2022 | May 20, 2022 | 0,23 € | 2,51% |
| Feb 09, 2022 | Feb 20, 2022 | 0,23 € | 2,17% |
| Nov 09, 2021 | Nov 20, 2021 | 0,21 € | 2,00% |
| Aug 09, 2021 | Aug 20, 2021 | 0,21 € | 2,14% |
| May 07, 2021 | May 20, 2021 | 0,21 € | 1,89% |
Points Clés
Revenue grew 20,67% annually over 5 years — strong growth
Earnings grew 34,39% over the past year
ROE of 12,00% — decent returns on equity
Net margin of 23,11% shows strong profitability
Debt/Equity of 0,16 — conservative balance sheet
Generating 154,00M in free cash flow
Croissance
Revenue Growth (5Y)
20,67%
Revenue (1Y)54,54%
Earnings (1Y)34,39%
FCF Growth (3Y)23,18%
Qualité
Return on Equity
12,00%
ROIC7,81%
Net Margin23,11%
Op. Margin28,74%
Sécurité
Debt / Equity
0,16
Current Ratio0,18
Interest Coverage1,11
Valorisation
P/E Ratio
13,75
Forward P/E10,95
P/B Ratio1,33
EV/EBITDA11,85
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 54,54% | Revenue Growth (3Y) | 24,01% |
| Earnings Growth (1Y) | 34,39% | Earnings Growth (3Y) | 14,52% |
| Revenue Growth (5Y) | 20,67% | Earnings Growth (5Y) | 7,57% |
| Profitability | |||
| Revenue (TTM) | 487,40M | Net Income (TTM) | 112,64M |
| ROE | 12,00% | ROA | 1,34% |
| Gross Margin | 70,17% | Operating Margin | 28,74% |
| Net Margin | 23,11% | Free Cash Flow (TTM) | 154,00M |
| ROIC | 7,81% | FCF Growth (3Y) | 23,18% |
| Safety | |||
| Debt / Equity | 0,16 | Current Ratio | 0,18 |
| Interest Coverage | 1,11 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,38% |
| Dividend Growth (3Y) | 8,03% | Dividend Growth (5Y) | 8,83% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 13,75 | Forward P/E | 10,95 |
| P/B Ratio | 1,33 | P/S Ratio | 3,18 |
| PEG Ratio | 1,57 | Forward PEG | N/A |
| EV/EBITDA | 11,85 | Fwd EV/EBITDA | 11,15 |
| Forward P/S | 3,92 | Fwd Earnings Yield | 9,13% |
| FCF Yield | 9,94% | ||
| Market Cap | 1,55B | Enterprise Value | 1,66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 487,40M | 315,38M | 316,92M | 278,06M | 229,84M |
| Net Income | 112,64M | 83,81M | 85,89M | 81,83M | 84,14M |
| EPS (Diluted) | 3,06 | 2,83 | 2,91 | 2,78 | 3,17 |
| Gross Profit | 342,02M | 212,15M | 248,14M | 253,37M | 226,79M |
| Operating Income | 140,07M | 104,10M | 103,65M | 99,18M | 102,79M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,39B | 6,30B | 6,15B | 6,16B | 5,61B |
| Total Liabilities | 7,23B | 5,58B | 5,49B | 5,60B | 4,94B |
| Shareholders' Equity | 1,16B | 715,07M | 663,56M | 558,39M | 668,46M |
| Total Debt | 182,68M | 210,13M | 193,94M | 203,81M | 152,18M |
| Cash & Equivalents | 71,93M | 69,75M | 79,31M | 75,98M | 47,92M |
| Current Assets | 1,23B | 1,12B | 1,68B | 1,96B | 1,98B |
| Current Liabilities | 7,03B | 5,39B | 5,32B | 5,49B | 4,86B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
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Cash Flow Compounder
Mar 24, 2026