Gouverneur Bancorp, Inc./MD/
جودة البيانات: 83%
GOVB
OTC
Financial Services
Depository Institutions
KWD 17.93
▲
KWD 0.43
(2.46%)
القيمة السوقية: 18.60 M
السعر
KWD 17.50
القيمة السوقية
18.60 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Earnings grew 35.99% over the past year
ROE of 2.69% is below average
Generating 823,000.0 in free cash flow
Cash machine — converts 95.70% of earnings into free cash flow
20 consecutive years of dividends — reliable payer
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)35.99%
FCF Growth (3Y)-65.57%
الجودة
Return on Equity
2.69%
أقل من متوسط القطاع (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM|NTM)
21.63 | 94.37
أعلى من متوسط القطاع (11.11)
P/B Ratio0.57
EV/EBITDAN/A
Dividend Yield0.97%
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 21.6 | 11.1 |
| P/B | 0.6 | 1.2 |
| ROE % | 2.7 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
تقديرات الأرباح
لا تتوفر تقديرات مستقبلية
No quarterly estimates available
مفاجآت الأرباح
آخر 3 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42010 | N/A | KWD 0.43 | — |
| Q22010 | N/A | KWD 0.34 | — |
| Q12010 | N/A | KWD 0.34 | — |
Dividend History
Yield
0.97%
Payout Ratio
20.00%
Growth (3Y)
-17.25%
Growth (5Y)
-20.75%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Nov 03, 2025 | — | KWD 0.09 | N/A |
| May 05, 2025 | — | KWD 0.08 | N/A |
| Nov 04, 2024 | — | KWD 0.08 | N/A |
| Mar 14, 2023 | — | KWD 0.19 | N/A |
| Sep 14, 2022 | — | KWD 0.11 | N/A |
| Mar 14, 2022 | — | KWD 0.19 | N/A |
| Sep 14, 2021 | — | KWD 0.22 | N/A |
| Mar 12, 2021 | — | KWD 0.22 | N/A |
| Sep 14, 2020 | — | KWD 0.22 | N/A |
| Mar 13, 2020 | — | KWD 0.32 | N/A |
| Sep 13, 2019 | — | KWD 0.32 | N/A |
| Mar 14, 2019 | — | KWD 0.32 | N/A |
| Sep 13, 2018 | — | KWD 0.32 | N/A |
| Mar 14, 2018 | — | KWD 0.32 | N/A |
| Sep 14, 2017 | — | KWD 0.32 | N/A |
| Mar 13, 2017 | — | KWD 0.32 | N/A |
| Sep 13, 2016 | — | KWD 0.32 | N/A |
| Mar 11, 2016 | — | KWD 0.32 | N/A |
| Sep 11, 2015 | — | KWD 0.32 | N/A |
| Mar 11, 2015 | — | KWD 0.32 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 35.99% | Earnings Growth (3Y) | 52.06% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 860,000.0 |
| ROE | 2.69% | ROA | 0.43% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 823,000.0 |
| ROIC | N/A | FCF Growth (3Y) | -65.57% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 27.18 M |
| Dividends | |||
| Dividend Yield | 0.97% | Payout Ratio | 20.00% |
| Dividend Growth (3Y) | -17.25% | Dividend Growth (5Y) | -20.75% |
| Consecutive Div Years | 20 yrs | ||
| Valuation | |||
| P/E Ratio | 21.63 | Forward P/E | 94.37 |
| P/B Ratio | 0.57 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | 1.06% |
| FCF Yield | 4.42% | ||
| Market Cap | 18.60 M | Enterprise Value | 13.89 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.85 | Revenue / Share | N/A |
| FCF / Share | 0.77 | OCF / Share | 0.89 |
| EPS CAGR (1Y) | 41.18% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 95.70% |
| SBC-Adj. FCF | 789,000 | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | — | — | — |
| Net Income | 733,000.0 | 539,000.0 | 317,000.0 |
| EPS (Diluted) | 0.72 | 0.51 | 0.16 |
| Gross Profit | — | — | — |
| Operating Income | — | — | — |
| EBITDA | — | — | — |
| R&D Expenses | — | — | — |
| SG&A Expenses | — | — | — |
| D&A | — | — | — |
| Interest Expense | 7.15 M | 7.15 M | 570,000.0 |
| Income Tax | 60,000.0 | -63,000.0 | -84,000.0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Total Assets | 198.53 M | 197.26 M | 205.89 M |
| Total Liabilities | 166.42 M | 164.50 M | 180.78 M |
| Shareholders' Equity | 32.11 M | 32.77 M | 25.11 M |
| Total Debt | — | — | — |
| Cash & Equivalents | 4.66 M | 6.37 M | 10.41 M |
| Current Assets | — | — | — |
| Current Liabilities | — | — | — |
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