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Gouverneur Bancorp, Inc./MD/

جودة البيانات: 83%
GOVB
OTC Financial Services Depository Institutions
KWD 17.93
▲ KWD 0.43 (2.46%)
القيمة السوقية: 18.60 M
السعر
KWD 17.50
القيمة السوقية
18.60 M
نطاق اليوم
نطاق 52 أسبوعًا
حجم التداول
فتح —
متوسط 50 يوم / 200 يوم
متوسط 50 يوم / 200 يوم

Quick Summary

النقاط الرئيسية

Earnings grew 35.99% over the past year
ROE of 2.69% is below average
Generating 823,000.0 in free cash flow
Cash machine — converts 95.70% of earnings into free cash flow
20 consecutive years of dividends — reliable payer

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)35.99%
FCF Growth (3Y)-65.57%

الجودة

Return on Equity
2.69%
أقل من متوسط القطاع (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM|NTM)
21.63 | 94.37
أعلى من متوسط القطاع (11.11)
P/B Ratio0.57
EV/EBITDAN/A
Dividend Yield0.97%

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (2698 نظير)
المقياس السهم وسيط القطاع
P/E 21.6 11.1
P/B 0.6 1.2
ROE % 2.7 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

تقديرات الأرباح

لا تتوفر تقديرات مستقبلية

مفاجآت الأرباح

آخر 3 أرباع
الربع EPS المقدر EPS الفعلي المفاجأة
Q42010 N/A KWD 0.43
Q22010 N/A KWD 0.34
Q12010 N/A KWD 0.34

Dividend History

20 yr streak

Yield

0.97%

Payout Ratio

20.00%

Growth (3Y)

-17.25%

Growth (5Y)

-20.75%

Ex-Date Payment Date Amount Yield
Nov 03, 2025 KWD 0.09 N/A
May 05, 2025 KWD 0.08 N/A
Nov 04, 2024 KWD 0.08 N/A
Mar 14, 2023 KWD 0.19 N/A
Sep 14, 2022 KWD 0.11 N/A
Mar 14, 2022 KWD 0.19 N/A
Sep 14, 2021 KWD 0.22 N/A
Mar 12, 2021 KWD 0.22 N/A
Sep 14, 2020 KWD 0.22 N/A
Mar 13, 2020 KWD 0.32 N/A
Sep 13, 2019 KWD 0.32 N/A
Mar 14, 2019 KWD 0.32 N/A
Sep 13, 2018 KWD 0.32 N/A
Mar 14, 2018 KWD 0.32 N/A
Sep 14, 2017 KWD 0.32 N/A
Mar 13, 2017 KWD 0.32 N/A
Sep 13, 2016 KWD 0.32 N/A
Mar 11, 2016 KWD 0.32 N/A
Sep 11, 2015 KWD 0.32 N/A
Mar 11, 2015 KWD 0.32 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 35.99% Earnings Growth (3Y) 52.06%
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) N/A Net Income (TTM) 860,000.0
ROE 2.69% ROA 0.43%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 823,000.0
ROIC N/A FCF Growth (3Y) -65.57%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 27.18 M
Dividends
Dividend Yield 0.97% Payout Ratio 20.00%
Dividend Growth (3Y) -17.25% Dividend Growth (5Y) -20.75%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 21.63 Forward P/E 94.37
P/B Ratio 0.57 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield 1.06%
FCF Yield 4.42%
Market Cap 18.60 M Enterprise Value 13.89 M
Per Share
EPS (Diluted TTM) 0.85 Revenue / Share N/A
FCF / Share 0.77 OCF / Share 0.89
EPS CAGR (1Y) 41.18% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 95.70%
SBC-Adj. FCF 789,000 Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023
Revenue
Net Income 733,000.0 539,000.0 317,000.0
EPS (Diluted) 0.72 0.51 0.16
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 7.15 M 7.15 M 570,000.0
Income Tax 60,000.0 -63,000.0 -84,000.0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023
Total Assets 198.53 M 197.26 M 205.89 M
Total Liabilities 166.42 M 164.50 M 180.78 M
Shareholders' Equity 32.11 M 32.77 M 25.11 M
Total Debt
Cash & Equivalents 4.66 M 6.37 M 10.41 M
Current Assets
Current Liabilities