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Fourchette du Jour
16,06 €
16,59 €
Fourchette 52 Semaines
12,70 €
19,07 €
Volume
286 693
Moyenne 50J / 200J
17,27 €
/
16,42 €
Clôture Précédente
16,26 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | -5,5 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | -20,7 | 11,6 |
| Net Margin % | -145,9 | 16,8 |
| Rev Growth 5Y % | -19,6 | 11,6 |
| D/E | 0,6 | 0,5 |
Objectif de Cours des Analystes
Hold
21,00 €
+29.4%
Low: 18,00 €
High: 23,00 €
P/E Prévisionnel
7,93
BPA Prévisionnel
2,05 €
Croissance BPA (est.)
+0,0%
CA Est.
307,46M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
2,19 €
2,13 € – 2,22 €
|
323,24M | 5 |
| FY2026 |
2,05 €
2,03 € – 2,06 €
|
307,46M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-13 | N/A | 0,53 € | — |
| 2025-10-22 | 0,46 € | 0,30 € | -34,8% |
| 2025-07-23 | 0,44 € | 0,47 € | +6,8% |
| 2025-04-23 | 0,40 € | 0,54 € | +35,0% |
| 2025-03-14 | N/A | -0,25 € | — |
| 2024-10-23 | 0,37 € | 0,41 € | +10,8% |
| 2024-07-24 | 0,31 € | 0,32 € | +3,2% |
| 2024-04-24 | 0,31 € | 0,32 € | +3,2% |
Insider Trading Activity
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 18, 2026 |
Kerber Lynn
EVP & CCBO
|
other | 450 | 15,71 € | 7 069,50 € |
| Mar 18, 2026 |
Stewart John R
EVP - Chief Financial Officer
|
other | 643 | 15,71 € | 10 101,53 € |
| Mar 18, 2026 |
SECOR MARK E
Executive Vice President
|
other | 250 | 15,71 € | 3 927,50 € |
| Mar 17, 2026 |
Kerber Lynn
EVP & CCBO
|
grant | 4 128 | — | — |
| Mar 17, 2026 |
Stewart John R
EVP - Chief Financial Officer
|
grant | 6 714 | — | — |
| Feb 27, 2026 |
Blackhurst Eric P.
Director
|
grant | 2 662 | 16,90 € | 44 987,80 € |
| Feb 27, 2026 |
MAGNESEN LARRY S
Director
|
grant | 2 662 | 16,90 € | 44 987,80 € |
| Feb 27, 2026 |
WALKER BRIAN C
Director
|
grant | 2 662 | 16,90 € | 44 987,80 € |
| Feb 27, 2026 |
Ahern Kevin
Director
|
grant | 2 681 | 16,74 € | 44 879,94 € |
| Feb 27, 2026 |
Samuels Michele Annette
Director
|
grant | 2 662 | 16,90 € | 44 987,80 € |
| Feb 27, 2026 |
Maass Brian W
Director
|
grant | 2 662 | 16,90 € | 44 987,80 € |
| Nov 24, 2025 |
MAGNESEN LARRY S
Director
|
buy | 4 000 | 16,41 € | 65 640,00 € |
| Aug 22, 2025 |
Blackhurst Eric P.
Director
|
buy | 1 724 | 14,50 € | 24 998,00 € |
| Aug 22, 2025 |
Stewart John R
EVP - Chief Financial Officer
|
buy | 1 724 | 14,50 € | 24 998,00 € |
| Aug 15, 2025 |
Prame Thomas M
Chief Executive Officer
|
other | 4 182 | 15,95 € | 66 702,90 € |
| Aug 15, 2025 |
Kerber Lynn
EVP & SCCO
|
other | 4 383 | 15,95 € | 69 908,85 € |
| Jun 9, 2025 |
Reed Steven William
Director
|
grant | 331 | 15,11 € | 5 001,41 € |
| Jun 9, 2025 |
Freigang Julie Scheck
Director
|
grant | 331 | 15,08 € | 4 991,48 € |
| Jun 9, 2025 |
Williams Vanessa Peterson
Director
|
grant | 331 | 15,08 € | 4 991,48 € |
| Jun 9, 2025 |
Burnell Lawrence E
Director
|
grant | 331 | 15,11 € | 5 001,41 € |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
-0,14%
Growth (3Y)
1,06%
Growth (5Y)
5,92%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 02, 2026 | Apr 17, 2026 | 0,16 € | 3,94% |
| Jan 02, 2026 | Jan 16, 2026 | 0,16 € | 3,87% |
| Oct 03, 2025 | Oct 17, 2025 | 0,16 € | 4,03% |
| Jul 03, 2025 | Jul 18, 2025 | 0,16 € | 3,90% |
| Apr 04, 2025 | Apr 18, 2025 | 0,16 € | 4,82% |
| Jan 03, 2025 | Jan 17, 2025 | 0,16 € | 4,06% |
| Oct 04, 2024 | Oct 18, 2024 | 0,16 € | 4,32% |
| Jul 05, 2024 | Jul 19, 2024 | 0,16 € | 5,38% |
| Apr 04, 2024 | Apr 19, 2024 | 0,16 € | 5,38% |
| Jan 04, 2024 | Jan 19, 2024 | 0,16 € | 4,63% |
| Oct 05, 2023 | Oct 20, 2023 | 0,16 € | 6,24% |
| Jul 06, 2023 | Jul 21, 2023 | 0,16 € | 6,46% |
| Apr 05, 2023 | Apr 21, 2023 | 0,16 € | 6,06% |
| Jan 05, 2023 | Jan 20, 2023 | 0,16 € | 4,13% |
| Oct 06, 2022 | Oct 21, 2022 | 0,16 € | 3,30% |
| Jul 07, 2022 | Jul 22, 2022 | 0,16 € | 3,50% |
| Apr 07, 2022 | Apr 22, 2022 | 0,15 € | 3,18% |
| Jan 06, 2022 | Jan 21, 2022 | 0,15 € | 2,58% |
| Oct 07, 2021 | Oct 22, 2021 | 0,15 € | 2,87% |
| Jul 01, 2021 | Jul 16, 2021 | 0,13 € | 2,84% |
Points Clés
Revenue declined -19,57% annually over 5 years
Earnings declined -524,75% over the past year
Generating 41,65M in free cash flow
PEG of 0,01 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 51,40%
Capital efficient — spends only 3,89% of revenue on capex
Croissance
Revenue Growth (5Y)
-19,57%
Revenue (1Y)-70,97%
Earnings (1Y)-524,75%
FCF Growth (3Y)-28,37%
Qualité
Return on Equity
-20,73%
ROIC-13,69%
Net Margin-145,86%
Op. Margin-193,40%
Sécurité
Debt / Equity
0,59
Current Ratio1,14
Interest Coverage-1,50
Valorisation
P/E Ratio
-5,52
Forward P/E7,93
P/B Ratio1,21
EV/EBITDAN/A
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -70,97% | Revenue Growth (3Y) | -43,16% |
| Earnings Growth (1Y) | -524,75% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -19,57% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 103,17M | Net Income (TTM) | -150,48M |
| ROE | -20,73% | ROA | -2,34% |
| Gross Margin | -29,46% | Operating Margin | -193,40% |
| Net Margin | -145,86% | Free Cash Flow (TTM) | 41,65M |
| ROIC | -13,69% | FCF Growth (3Y) | -28,37% |
| Safety | |||
| Debt / Equity | 0,59 | Current Ratio | 1,14 |
| Interest Coverage | -1,50 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | -0,14% |
| Dividend Growth (3Y) | 1,06% | Dividend Growth (5Y) | 5,92% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -5,52 | Forward P/E | 7,93 |
| P/B Ratio | 1,21 | P/S Ratio | 8,06 |
| PEG Ratio | 0,01 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | 111,99 |
| Forward P/S | 2,70 | Fwd Earnings Yield | 12,61% |
| FCF Yield | 5,01% | ||
| Market Cap | 831,40M | Enterprise Value | 1,17B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 103,17M | 355,38M | 319,32M | 278,07M | 246,57M |
| Net Income | -150,48M | 35,43M | 27,98M | 93,41M | 87,09M |
| EPS (Diluted) | -3,15 | 0,80 | 0,64 | 2,14 | 1,98 |
| Gross Profit | -30,39M | 182,11M | 180,30M | 243,37M | 230,35M |
| Operating Income | -199,53M | 27,35M | 39,00M | 105,58M | 102,45M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,44B | 7,80B | 7,94B | 7,87B | 7,41B |
| Total Liabilities | 5,75B | 7,04B | 7,22B | 7,20B | 6,69B |
| Shareholders' Equity | 688,25M | 763,58M | 718,81M | 677,38M | 723,21M |
| Total Debt | 404,49M | 1,35B | 1,04B | 1,01B | 828,27M |
| Cash & Equivalents | 66,81M | 294,17M | 526,52M | 126,32M | 598,29M |
| Current Assets | 100,43M | 567,59M | 1,11B | 1,16B | 1,79B |
| Current Liabilities | 88,47M | 5,70B | 5,82B | 6,14B | 5,94B |