Retour
25
11
Fourchette du Jour
24,98 €
25,76 €
Fourchette 52 Semaines
19,84 €
28,98 €
Volume
265 727
Moyenne 50J / 200J
26,22 €
/
24,41 €
Clôture Précédente
25,28 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,8 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 7,6 | 11,6 |
| Net Margin % | 20,1 | 16,8 |
| Rev Growth 5Y % | 8,0 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
32,33 €
+27.0%
Low: 30,00 €
High: 35,00 €
P/E Prévisionnel
11,9
BPA Prévisionnel
2,13 €
Croissance BPA (est.)
+0,0%
CA Est.
350 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
2,91 €
2,81 € – 3,06 €
|
380 M | 5 |
| FY2026 |
2,13 €
2,07 € – 2,20 €
|
350 M | 5 |
Points Clés
Revenue grew 7,95% annually over 5 years — modest growth
Earnings grew 56,11% over the past year
Net margin of 20,10% shows strong profitability
Debt/Equity of 0,05 — conservative balance sheet
Generating 85,66M in free cash flow
P/E of 12,82 — trading at a low valuation
Croissance
Revenue Growth (5Y)
7,95%
Revenue (1Y)5,92%
Earnings (1Y)56,11%
FCF Growth (3Y)-7,05%
Qualité
Return on Equity
7,57%
ROIC6,05%
Net Margin20,10%
Op. Margin23,15%
Sécurité
Debt / Equity
0,05
Current Ratio1,18
Interest Coverage0,87
Valorisation
P/E Ratio
12,82
P/B Ratio0,94
EV/EBITDA11,00
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,92% | Revenue Growth (3Y) | 5,28% |
| Earnings Growth (1Y) | 56,11% | Earnings Growth (3Y) | 4,57% |
| Revenue Growth (5Y) | 7,95% | Earnings Growth (5Y) | -8,90% |
| Profitability | |||
| Revenue (TTM) | 335,97M | Net Income (TTM) | 67,53M |
| ROE | 7,57% | ROA | 0,97% |
| Gross Margin | 72,43% | Operating Margin | 23,15% |
| Net Margin | 20,10% | Free Cash Flow (TTM) | 85,66M |
| ROIC | 6,05% | FCF Growth (3Y) | -7,05% |
| Safety | |||
| Debt / Equity | 0,05 | Current Ratio | 1,18 |
| Interest Coverage | 0,87 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 12,82 | P/B Ratio | 0,94 |
| P/S Ratio | 2,58 | PEG Ratio | 0,21 |
| EV/EBITDA | 11,00 | Dividend Yield | 0,04% |
| Market Cap | 865,57M | Enterprise Value | 855,34M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 335,97M | 317,19M | 303,13M | 257,05M | 247,45M |
| Net Income | 67,53M | 43,26M | 61,76M | 81,88M | 98,04M |
| EPS (Diluted) | 1,96 | 1,24 | 1,75 | 2,31 | 2,73 |
| Gross Profit | 243,36M | 210,56M | 239,54M | 250,40M | 269,78M |
| Operating Income | 77,79M | 52,26M | 72,92M | 99,44M | 120,51M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,97B | 7,11B | 7,17B | 6,98B | 7,43B |
| Total Liabilities | 6,05B | 6,24B | 6,32B | 6,18B | 6,58B |
| Shareholders' Equity | 921,50M | 863,53M | 853,26M | 797,89M | 854,43M |
| Total Debt | 42,35M | 405,06M | 521,77M | 68,07M | 72,02M |
| Cash & Equivalents | 52,59M | 117,10M | 224,97M | 103,59M | 1,72B |
| Current Assets | 5,41B | 900,98M | 1,38B | 1,75B | 2,82B |
| Current Liabilities | 4,58B | 5,68B | 5,60B | 6,16B | 6,56B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#909 of 1052
#790 of 825
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026