Retour
61
53
Fourchette du Jour
134,00 €
136,65 €
Fourchette 52 Semaines
107,49 €
144,50 €
Volume
906 887
Moyenne 50J / 200J
136,74 €
/
131,54 €
Clôture Précédente
135,41 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,8 | 10,3 |
| P/B | 2,0 | 1,1 |
| ROE % | 21,7 | 11,6 |
| Net Margin % | 13,6 | 16,8 |
| Rev Growth 5Y % | 6,9 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
152,67 €
+13.8%
Low: 135,00 €
High: 165,00 €
P/E Prévisionnel
9,97
BPA Prévisionnel
13,45 €
Croissance BPA (est.)
+0,0%
CA Est.
29,80B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
15,68 €
15,19 € – 16,17 €
|
30,14B | 2 |
| FY2027 |
14,54 €
13,81 € – 15,36 €
|
31,03B | 13 |
| FY2026 |
13,45 €
12,82 € – 14,51 €
|
29,80B | 14 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | 3,22 € | 4,06 € | +26,1% |
| 2025-10-27 | 3,09 € | 3,78 € | +22,3% |
| 2025-07-28 | 2,83 € | 3,41 € | +20,5% |
| 2025-04-24 | 2,15 € | 2,20 € | +2,3% |
| 2025-01-30 | 2,68 € | 2,94 € | +9,7% |
| 2024-10-24 | 2,54 € | 2,53 € | -0,4% |
| 2024-07-25 | 2,24 € | 2,50 € | +11,6% |
| 2024-04-25 | 2,45 € | 2,34 € | -4,5% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,16%
Growth (3Y)
10,99%
Growth (5Y)
10,69%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Apr 02, 2026 | 0,60 € | 1,58% |
| Dec 01, 2025 | Jan 05, 2026 | 0,60 € | 1,59% |
| Sep 02, 2025 | Oct 02, 2025 | 0,52 € | 1,58% |
| Jun 02, 2025 | Jul 02, 2025 | 0,52 € | 1,56% |
| Mar 03, 2025 | Apr 02, 2025 | 0,52 € | 1,65% |
| Dec 02, 2024 | Jan 03, 2025 | 0,52 € | 1,59% |
| Sep 03, 2024 | Oct 02, 2024 | 0,47 € | 1,62% |
| Jun 03, 2024 | Jul 02, 2024 | 0,47 € | 1,81% |
| Mar 01, 2024 | Apr 02, 2024 | 0,47 € | 1,90% |
| Nov 30, 2023 | Jan 03, 2024 | 0,47 € | 2,23% |
| Aug 31, 2023 | Oct 03, 2023 | 0,43 € | 2,37% |
| May 31, 2023 | Jul 05, 2023 | 0,43 € | 2,42% |
| Mar 03, 2023 | Apr 04, 2023 | 0,43 € | 2,09% |
| Nov 30, 2022 | Jan 04, 2023 | 0,43 € | 2,07% |
| Aug 31, 2022 | Oct 04, 2022 | 0,39 € | 2,39% |
| May 31, 2022 | Jul 05, 2022 | 0,39 € | 2,08% |
| Feb 28, 2022 | Apr 04, 2022 | 0,39 € | 2,12% |
| Nov 30, 2021 | Jan 04, 2022 | 0,39 € | 2,17% |
| Aug 31, 2021 | Oct 04, 2021 | 0,35 € | 2,05% |
| May 28, 2021 | Jul 02, 2021 | 0,35 € | 2,07% |
Points Clés
Revenue grew 6,89% annually over 5 years — modest growth
Earnings grew 23,30% over the past year
ROE of 21,66% indicates high profitability
Debt/Equity of 0,23 — conservative balance sheet
Generating 5,75B in free cash flow
P/E of 9,75 — trading at a low valuation
Croissance
Revenue Growth (5Y)
6,89%
Revenue (1Y)7,10%
Earnings (1Y)23,30%
FCF Growth (3Y)19,85%
Qualité
Return on Equity
21,66%
ROIC15,29%
Net Margin13,57%
Op. Margin16,84%
Sécurité
Debt / Equity
0,23
Current Ratio17,65
Interest Coverage23,92
Valorisation
P/E Ratio
9,75
Forward P/E9,97
P/B Ratio1,97
EV/EBITDA8,75
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,10% | Revenue Growth (3Y) | 7,77% |
| Earnings Growth (1Y) | 23,30% | Earnings Growth (3Y) | 23,77% |
| Revenue Growth (5Y) | 6,89% | Earnings Growth (5Y) | 12,78% |
| Profitability | |||
| Revenue (TTM) | 28,26B | Net Income (TTM) | 3,84B |
| ROE | 21,66% | ROA | 4,46% |
| Gross Margin | 46,08% | Operating Margin | 16,84% |
| Net Margin | 13,57% | Free Cash Flow (TTM) | 5,75B |
| ROIC | 15,29% | FCF Growth (3Y) | 19,85% |
| Safety | |||
| Debt / Equity | 0,23 | Current Ratio | 17,65 |
| Interest Coverage | 23,92 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,16% |
| Dividend Growth (3Y) | 10,99% | Dividend Growth (5Y) | 10,69% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,75 | Forward P/E | 9,97 |
| P/B Ratio | 1,97 | P/S Ratio | 1,32 |
| PEG Ratio | 0,36 | Forward PEG | N/A |
| EV/EBITDA | 8,75 | Fwd EV/EBITDA | 8,79 |
| Forward P/S | 1,25 | Fwd Earnings Yield | 10,03% |
| FCF Yield | 15,38% | ||
| Market Cap | 37,40B | Enterprise Value | 41,64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 28,26B | 26,38B | 24,33B | 21,85B | 21,65B |
| Net Income | 3,84B | 3,11B | 2,50B | 1,82B | 2,37B |
| EPS (Diluted) | 13,32 | 10,35 | 7,97 | 5,44 | 6,62 |
| Gross Profit | 13,02B | 3,97B | 3,17B | 2,05B | 2,47B |
| Operating Income | 4,76B | 3,85B | 3,09B | 2,26B | 2,91B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 86,00B | 80,92B | 70,10B | 73,02B | 76,58B |
| Total Liabilities | 67,02B | 64,47B | 54,77B | 59,39B | 58,74B |
| Shareholders' Equity | 18,98B | 16,45B | 15,33B | 13,63B | 17,84B |
| Total Debt | 4,37B | 4,37B | 4,36B | 4,36B | 4,94B |
| Cash & Equivalents | 133,00M | 183,00M | 126,00M | 229,00M | 205,00M |
| Current Assets | 10,80B | 10,25B | 11,55B | 52,23B | 0,0 |
| Current Liabilities | 612,00M | 614,00M | 35,21B | 2,11B | 0,0 |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#203 of 1049
#8 of 203
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