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Fourchette du Jour
25,82 €
26,73 €
Fourchette 52 Semaines
19,92 €
38,98 €
Volume
94 279
Moyenne 50J / 200J
28,65 €
/
30,93 €
Clôture Précédente
25,58 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,8 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 14,5 | 11,7 |
| Net Margin % | 12,3 | 16,8 |
| Rev Growth 5Y % | 50,6 | 11,7 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
45,00 €
+71.7%
P/E Prévisionnel
113,0
BPA Prévisionnel
0,23 €
Croissance BPA (est.)
+0,0%
CA Est.
580 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
1,95 €
1,90 € – 2,00 €
|
850 M | 1 |
| FY2027 |
0,93 €
0,91 € – 0,96 €
|
720 M | 2 |
| FY2026 |
0,23 €
0,23 € – 0,24 €
|
580 M | 2 |
Insider Trading Activity
Buy ratio (90d)
0.0%
16 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Feb 17, 2026 |
Ostergaard Torben
CEO Spinnaker
|
sell | 6 105 | 28,57 € | 174 391 € |
| Feb 15, 2026 |
McCathron Richard
Chief Executive Officer
|
other | 11 586 | 28,59 € | 331 266 € |
| Feb 15, 2026 |
Zeltser Guy
Chief Financial Officer
|
other | 4 483 | 28,59 € | 128 177 € |
| Feb 15, 2026 |
Ostergaard Torben
CEO Spinnaker
|
other | 2 408 | 28,59 € | 68 849 € |
| Dec 22, 2025 |
Stienstra Michael
GM & Chief Insurance, HHIP
|
sell | 3 900 | 31,12 € | 121 366 € |
| Nov 18, 2025 |
Zeltser Guy
Chief Financial Officer
|
sell | 1 819 | 32,12 € | 58 494 € |
| Nov 15, 2025 |
Zeltser Guy
Chief Financial Officer
|
other | 4 182 | 31,11 € | 130 117 € |
| Nov 14, 2025 |
Zeltser Guy
Chief Financial Officer
|
buy | 665 | 7,23 € | 4 808 € |
| Oct 1, 2025 |
Hay Laura J
|
grant | 2 502 | — | — |
| Sep 10, 2025 |
Ostergaard Torben
CEO Spinnaker
|
other | 1 358 | 36,97 € | 50 205 € |
| Jun 12, 2025 |
Ostergaard Torben
CEO Spinnaker
|
sell | 2 444 | 29,95 € | 73 198 € |
| Jun 3, 2025 |
Schaaf Mark
|
grant | 10 539 | 24,35 € | — |
| Jun 3, 2025 |
Feder Eric
|
grant | 10 539 | 24,35 € | — |
| May 15, 2025 |
Zeltser Guy
Chief Financial Officier
|
other | 3 972 | 22,10 € | 87 781 € |
| May 14, 2025 |
Zeltser Guy
Chief Financial Officier
|
grant | 2 276 | 8,50 € | 19 346 € |
| Apr 1, 2025 |
Wand Assaf
Executive Chairman BoD
|
sell | 12 250 | 25,04 € | 306 701 € |
Points Clés
Revenue grew 50,56% annually over 5 years — strong growth
ROE of 14,46% — decent returns on equity
Debt/Equity of 0,12 — conservative balance sheet
Generating 9,10M in free cash flow
P/E of 11,80 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 24,63%
Croissance
Revenue Growth (5Y)
50,56%
Revenue (1Y)25,93%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Qualité
Return on Equity
14,46%
ROIC9,72%
Net Margin12,31%
Op. Margin13,51%
Sécurité
Debt / Equity
0,12
Current Ratio0,35
Interest Coverage0,00
Valorisation
P/E Ratio
11,80
P/B Ratio1,56
EV/EBITDA7,63
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 25,93% | Revenue Growth (3Y) | 49,49% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 50,56% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 468,60M | Net Income (TTM) | 57,70M |
| ROE | 14,46% | ROA | 3,03% |
| Gross Margin | 50,94% | Operating Margin | 13,51% |
| Net Margin | 12,31% | Free Cash Flow (TTM) | 9,10M |
| ROIC | 9,72% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,12 | Current Ratio | 0,35 |
| Interest Coverage | 0,00 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,80 | P/B Ratio | 1,56 |
| P/S Ratio | 1,45 | PEG Ratio | -0,06 |
| EV/EBITDA | 7,63 | Dividend Yield | 0,00% |
| Market Cap | 680,70M | Enterprise Value | 483,00M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 468,60M | 372,10M | 209,70M | 119,70M | 91,20M |
| Net Income | 57,70M | -40,50M | -273,10M | -333,40M | -371,40M |
| EPS (Diluted) | 2,22 | -1,64 | -11,58 | -14,35 | -23,77 |
| Gross Profit | 238,70M | 74,30M | -83,40M | -59,40M | -14,70M |
| Operating Income | 63,30M | -27,40M | -262,50M | -325,20M | -367,20M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,91B | 1,54B | 1,52B | 1,57B | 1,64B |
| Total Liabilities | 1,47B | 1,18B | 1,14B | 975,40M | 781,00M |
| Shareholders' Equity | 436,10M | 362,10M | 377,90M | 589,90M | 859,60M |
| Total Debt | 52,40M | 10,00M | 14,80M | 28,90M | 0,0 |
| Cash & Equivalents | 250,10M | 197,60M | 142,10M | 194,50M | 775,60M |
| Current Assets | 468,40M | 364,60M | 0,0 | 0,0 | 1,15B |
| Current Liabilities | 1,35B | 267,90M | 0,0 | 0,0 | 182,60M |