Skip to main content
Back
Watch Compare

Hanover Bancorp, Inc. /MD

Data quality: 83%
HNVR
Nasdaq Financial Services Depository Institutions
$22.56
▲ $0.31 (1.38%)
Mkt Cap: 162.24 M
Price
$22.56
Mkt Cap
162.24 M
Day Range
$22.20 — $22.58
52-Week Range
$18.60 — $24.36
Volume
22,130
Open $22.24
50D / 200D Avg
$21.97
2.67% above
50D / 200D Avg
$22.23
1.50% above

Quick Summary

Key Takeaways

Earnings declined -39.35% over the past year
ROE of 3.74% is below average
Debt/Equity of 0.50 — conservative balance sheet
Generating 12.18 M in free cash flow
Cash machine — converts 162.69% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-39.35%
FCF Growth (3Y)80.04%

Quality

Return on Equity
3.74%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.50
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
21.67
Above sector avg (11.15)
P/B Ratio0.80
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 21.7 11.1
P/B 0.8 1.2
ROE % 3.7 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E 0.5 0.5

ETFs Holding This Stock

BRSIX BRSIX
0.31% weight
WMMCX WMMCX
0.17% weight
WEIMX WEIMX
0.17% weight
WMMAX WMMAX
0.17% weight
WEMMX WEMMX
0.17% weight
DGRS logo DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund
0.04% weight
GACIX GACIX
0.03% weight
BOSVX BOSVX
0.03% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.00% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -39.35% Earnings Growth (3Y) 41.06%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -8.86%
Profitability
Revenue (TTM) N/A Net Income (TTM) 7.49 M
ROE 3.74% ROA 0.32%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 12.18 M
ROIC N/A FCF Growth (3Y) 80.04%
Safety
Debt / Equity 0.50 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 182.67 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 21.67 Forward P/E N/A
P/B Ratio 0.80 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 7.51%
Market Cap 162.24 M Enterprise Value 95.40 M
Per Share
EPS (Diluted TTM) 1.00 Revenue / Share N/A
FCF / Share 1.69 OCF / Share 1.81
EPS CAGR (1Y) -39.76% EPS CAGR (5Y) -18.62%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 162.69%
SBC-Adj. FCF 10.56 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 7.49 M 12.35 M 3.76 M 23.56 M 10.85 M
EPS (Diluted) 1.00 1.66 0.51 3.68 2.28
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 1.80 M 1.80 M 1.80 M 1.70 M 1.40 M
Interest Expense 60.48 M 53.09 M 18.50 M 7.18 M 6.97 M
Income Tax 2.47 M 4.03 M 1.28 M 6.94 M 3.20 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.38 B 2.31 B 2.27 B 1.84 B 1.48 B
Total Liabilities 2.18 B 2.12 B 2.09 B 1.67 B 1.36 B
Shareholders' Equity 200.27 M 196.64 M 184.83 M 172.58 M 122.53 M
Total Debt 100.73 M 107.81 M 128.95 M 101.75 M 159.64 M
Cash & Equivalents 208.90 M 162.86 M 177.21 M 149.95 M 166.54 M
Current Assets — — — — —
Current Liabilities — — — — —