Hanover Bancorp, Inc. /MD
جودة البيانات: 83%
HNVR
Nasdaq
Financial Services
Depository Institutions
KWD 22.47
▼
KWD 0.08
(-0.35%)
القيمة السوقية: 162.24 M
السعر
KWD 22.56
القيمة السوقية
162.24 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Earnings declined -39.35% over the past year
ROE of 3.74% is below average
Debt/Equity of 0.50 — conservative balance sheet
Generating 12.18 M in free cash flow
Cash machine — converts 162.69% of earnings into free cash flow
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-39.35%
FCF Growth (3Y)80.04%
الجودة
Return on Equity
3.74%
أقل من متوسط القطاع (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
0.50
أعلى من متوسط القطاع (0.49)
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
21.67
أعلى من متوسط القطاع (11.15)
P/B Ratio0.80
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2180 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2180 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 21.7 | 11.1 |
| P/B | 0.8 | 1.2 |
| ROE % | 3.7 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | 0.5 | 0.5 |
السعر المستهدف للمحللين
2 محللين
Hold
الحالي
KWD 22.47
المستهدف
KWD 23.50
KWD 23.00
KWD 23.50
KWD 24.00
التوقعات
مكرر الربحية المستقبلي
7.95
ربحية السهم المستقبلية
KWD 2.83
نمو ربحية السهم (تقدير)
+13.5%
الإيرادات المقدّرة
90.35 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2026 |
KWD 2.49
KWD 2.46 – KWD 2.52
|
83.10 M | 2 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q1 |
KWD 0.53
KWD 0.51 – KWD 0.55
|
19.50 M | 2 |
مفاجآت الأرباح
آخر 5 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.52 | KWD 0.00 | -100.0% |
| Q32025 | KWD 0.47 | KWD 0.47 | -0.7% |
| Q22025 | KWD 0.54 | KWD 0.33 | -38.9% |
| Q12025 | KWD 0.48 | KWD 0.55 | +15.8% |
| 2024-Q3 | KWD 0.62 | KWD 0.48 | -22.6% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -39.35% | Earnings Growth (3Y) | 41.06% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -8.86% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 7.49 M |
| ROE | 3.74% | ROA | 0.32% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 12.18 M |
| ROIC | N/A | FCF Growth (3Y) | 80.04% |
| Safety | |||
| Debt / Equity | 0.50 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 182.67 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 21.67 | Forward P/E | N/A |
| P/B Ratio | 0.80 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 7.51% | ||
| Market Cap | 162.24 M | Enterprise Value | 95.40 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.00 | Revenue / Share | N/A |
| FCF / Share | 1.69 | OCF / Share | 1.81 |
| EPS CAGR (1Y) | -39.76% | EPS CAGR (5Y) | -18.62% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 162.69% |
| SBC-Adj. FCF | 10.56 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 7.49 M | 12.35 M | 3.76 M | 23.56 M | 10.85 M |
| EPS (Diluted) | 1.00 | 1.66 | 0.51 | 3.68 | 2.28 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1.80 M | 1.80 M | 1.80 M | 1.70 M | 1.40 M |
| Interest Expense | 60.48 M | 53.09 M | 18.50 M | 7.18 M | 6.97 M |
| Income Tax | 2.47 M | 4.03 M | 1.28 M | 6.94 M | 3.20 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.38 B | 2.31 B | 2.27 B | 1.84 B | 1.48 B |
| Total Liabilities | 2.18 B | 2.12 B | 2.09 B | 1.67 B | 1.36 B |
| Shareholders' Equity | 200.27 M | 196.64 M | 184.83 M | 172.58 M | 122.53 M |
| Total Debt | 100.73 M | 107.81 M | 128.95 M | 101.75 M | 159.64 M |
| Cash & Equivalents | 208.90 M | 162.86 M | 177.21 M | 149.95 M | 166.54 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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