Back
78
47
Day Range
$26.21
$26.94
52-Week Range
$13.28
$31.98
Volume
114,177
50D / 200D Avg
$26.36
/
$25.15
Prev Close
$26.78
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 4.2 | 10.3 |
| P/B | 1.6 | 1.1 |
| ROE % | 49.1 | 11.6 |
| Net Margin % | 23.1 | 16.8 |
| Rev Growth 5Y % | 7.6 | 11.6 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$39.00
+46.3%
Forward P/E
5.9
Forward EPS
$4.57
EPS Growth (est.)
+0.0%
Est. Revenue
890 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.85
$4.34 – $5.35
|
950 M | 2 |
| FY2026 |
$4.57
$4.28 – $4.86
|
890 M | 2 |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 19, 2026 |
Moura Timothy
See Remarks
|
sell | 29,133 | $26.60 | $775,761 |
| Mar 17, 2026 |
Binnun Sharon
Chief Accounting Officer
|
sell | 7,893 | $28.35 | $223,751 |
| Mar 12, 2026 |
Lusk Kirk
Chief Financial Officer
|
other | 72,549 | $28.14 | $2,041,529 |
| Mar 5, 2026 |
Garateix Ernie J
Chief Executive Officer
|
grant | 107,085 | — | — |
| Mar 5, 2026 |
Moura Timothy
See Remarks
|
grant | 20,599 | — | — |
| Mar 5, 2026 |
Binnun Sharon
Chief Accounting Officer
|
grant | 15,184 | — | — |
| Jan 20, 2026 |
Garateix Ernie J
Chief Executive Officer
|
sell | 8,334 | $26.02 | $216,916 |
| Dec 22, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 8,334 | $29.48 | $245,669 |
| Dec 15, 2025 |
Binnun Sharon
Chief Accounting Officer
|
other | 4,635 | $29.57 | $137,057 |
| Dec 15, 2025 |
Lusk Kirk
Chief Financial Officer
|
other | 18,112 | $29.57 | $535,572 |
| Dec 15, 2025 |
Garateix Ernie J
Chief Executive Officer
|
other | 40,634 | $29.57 | $1,201,547 |
| Dec 15, 2025 |
JOHNS TIMOTHY E
See Remarks
|
other | 2,112 | $29.57 | $62,452 |
| Dec 15, 2025 |
Moura Timothy
See Remarks
|
other | 9,516 | $29.57 | $281,388 |
| Dec 12, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 1,709 | $28.85 | $49,298 |
| Dec 11, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 6,291 | $28.42 | $178,814 |
| Dec 9, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 7,000 | $28.36 | $198,538 |
| Nov 18, 2025 |
WIDDICOMBE RICHARD A
Director
|
sell | 50,000 | $29.40 | $1,470,085 |
| Nov 12, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 5,000 | $30.39 | $151,950 |
| Nov 11, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 10,000 | $29.10 | $290,976 |
| Oct 20, 2025 |
Garateix Ernie J
Chief Executive Officer
|
sell | 8,334 | $23.01 | $191,774 |
Key Takeaways
Revenue grew 7.62% annually over 5 years — modest growth
Earnings grew 217.84% over the past year
ROE of 49.14% indicates high profitability
Net margin of 23.08% shows strong profitability
Debt/Equity of 0.20 — conservative balance sheet
Generating 174.16M in free cash flow
Growth
Revenue Growth (5Y)
7.62%
Revenue (1Y)3.71%
Earnings (1Y)217.84%
FCF Growth (3Y)69.63%
Quality
Return on Equity
49.14%
ROIC33.11%
Net Margin23.08%
Op. Margin31.53%
Safety
Debt / Equity
0.20
Current Ratio152.87
Interest Coverage33.87
Valuation
P/E Ratio
4.21
P/B Ratio1.63
EV/EBITDA1.36
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.71% | Revenue Growth (3Y) | 7.33% |
| Earnings Growth (1Y) | 217.84% | Earnings Growth (3Y) | 107.78% |
| Revenue Growth (5Y) | 7.62% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 847.33M | Net Income (TTM) | 195.59M |
| ROE | 49.14% | ROA | 8.91% |
| Gross Margin | 63.03% | Operating Margin | 31.53% |
| Net Margin | 23.08% | Free Cash Flow (TTM) | 174.16M |
| ROIC | 33.11% | FCF Growth (3Y) | 69.63% |
| Safety | |||
| Debt / Equity | 0.20 | Current Ratio | 152.87 |
| Interest Coverage | 33.87 | Dividend Yield | 0.00% |
| Valuation | |||
| P/E Ratio | 4.21 | P/B Ratio | 1.63 |
| P/S Ratio | 0.97 | PEG Ratio | 0.02 |
| EV/EBITDA | 1.36 | Dividend Yield | 0.00% |
| Market Cap | 823.79M | Enterprise Value | 364.33M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 847.33M | 816.99M | 735.50M | 662.46M | 631.56M |
| Net Income | 195.59M | 61.54M | 45.31M | -154.36M | -74.73M |
| EPS (Diluted) | 6.32 | 2.01 | 1.73 | -5.86 | -2.69 |
| Gross Profit | 534.08M | 178.75M | 141.76M | 4.99M | 58.22M |
| Operating Income | 267.15M | 82.68M | 52.01M | -166.17M | -76.03M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.20B | 2.47B | 2.12B | 2.39B | 1.98B |
| Total Liabilities | 1.69B | 2.18B | 1.90B | 2.26B | 1.64B |
| Shareholders' Equity | 505.25M | 290.80M | 220.28M | 131.04M | 343.05M |
| Total Debt | 99.82M | 141.34M | 148.19M | 160.19M | 151.93M |
| Cash & Equivalents | 559.27M | 452.67M | 463.64M | 280.88M | 359.34M |
| Current Assets | 654.61M | 0.0 | 0.0 | 0.0 | 0.0 |
| Current Liabilities | 4.28M | 0.0 | 0.0 | 0.0 | 0.0 |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#31 of 670
#71 of 203
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026