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Heritage Insurance Holdings, Inc.

جودة البيانات: 100%
HRTG
NYSE Financial Services Insurance - Property & Casualty
KWD 26.65
▼ KWD 0.13 (-0.49%)
القيمة السوقية: 823.79M
نطاق اليوم
KWD 26.21 KWD 26.94
نطاق 52 أسبوعًا
KWD 13.28 KWD 31.98
حجم التداول
114,177
متوسط 50 يوم / 200 يوم
KWD 26.36 / KWD 25.15
الإغلاق السابق
KWD 26.78

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 4.2 10.3
P/B 1.6 1.1
ROE % 49.1 11.6
Net Margin % 23.1 16.8
Rev Growth 5Y % 7.6 11.6
D/E 0.2 0.5

السعر المستهدف للمحللين

Hold
KWD 39.000 +46.3%
مكرر الربحية المستقبلي
5.9
ربحية السهم المستقبلية
KWD 4.567
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
890 M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 4.850
KWD 4.339 – KWD 5.351
 950 M 2
FY2026 KWD 4.567
KWD 4.275 – KWD 4.858
 890 M 2

Insider Trading Activity

Buy ratio (90d) 0.0%
20 transactions
Date Insider Type Shares Price Value
Mar 19, 2026
Moura Timothy
See Remarks
 sell 29,133 KWD 26.603 KWD 775,761
Mar 17, 2026
Binnun Sharon
Chief Accounting Officer
 sell 7,893 KWD 28.348 KWD 223,751
Mar 12, 2026
Lusk Kirk
Chief Financial Officer
 other 72,549 KWD 28.140 KWD 2,041,529
Mar 5, 2026
Garateix Ernie J
Chief Executive Officer
 grant 107,085 — —
Mar 5, 2026
Moura Timothy
See Remarks
 grant 20,599 — —
Mar 5, 2026
Binnun Sharon
Chief Accounting Officer
 grant 15,184 — —
Jan 20, 2026
Garateix Ernie J
Chief Executive Officer
 sell 8,334 KWD 26.020 KWD 216,916
Dec 22, 2025
Garateix Ernie J
Chief Executive Officer
 sell 8,334 KWD 29.478 KWD 245,669
Dec 15, 2025
Binnun Sharon
Chief Accounting Officer
 other 4,635 KWD 29.570 KWD 137,057
Dec 15, 2025
Lusk Kirk
Chief Financial Officer
 other 18,112 KWD 29.570 KWD 535,572
Dec 15, 2025
Garateix Ernie J
Chief Executive Officer
 other 40,634 KWD 29.570 KWD 1,201,547
Dec 15, 2025
JOHNS TIMOTHY E
See Remarks
 other 2,112 KWD 29.570 KWD 62,452
Dec 15, 2025
Moura Timothy
See Remarks
 other 9,516 KWD 29.570 KWD 281,388
Dec 12, 2025
Garateix Ernie J
Chief Executive Officer
 sell 1,709 KWD 28.846 KWD 49,298
Dec 11, 2025
Garateix Ernie J
Chief Executive Officer
 sell 6,291 KWD 28.424 KWD 178,814
Dec 9, 2025
Garateix Ernie J
Chief Executive Officer
 sell 7,000 KWD 28.363 KWD 198,538
Nov 18, 2025
WIDDICOMBE RICHARD A
Director
 sell 50,000 KWD 29.402 KWD 1,470,085
Nov 12, 2025
Garateix Ernie J
Chief Executive Officer
 sell 5,000 KWD 30.390 KWD 151,950
Nov 11, 2025
Garateix Ernie J
Chief Executive Officer
 sell 10,000 KWD 29.098 KWD 290,976
Oct 20, 2025
Garateix Ernie J
Chief Executive Officer
 sell 8,334 KWD 23.010 KWD 191,774

النقاط الرئيسية

Revenue grew 7.62% annually over 5 years — modest growth
Earnings grew 217.84% over the past year
ROE of 49.14% indicates high profitability
Net margin of 23.08% shows strong profitability
Debt/Equity of 0.20 — conservative balance sheet
Generating 174.16M in free cash flow

النمو

Revenue Growth (5Y)
7.62%
Revenue (1Y)3.71%
Earnings (1Y)217.84%
FCF Growth (3Y)69.63%

الجودة

Return on Equity
49.14%
ROIC33.11%
Net Margin23.08%
Op. Margin31.53%

الأمان

Debt / Equity
0.20
Current Ratio152.87
Interest Coverage33.87

التقييم

P/E Ratio
4.21
P/B Ratio1.63
EV/EBITDA1.36
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.71% Revenue Growth (3Y) 7.33%
Earnings Growth (1Y) 217.84% Earnings Growth (3Y) 107.78%
Revenue Growth (5Y) 7.62% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 847.33M Net Income (TTM) 195.59M
ROE 49.14% ROA 8.91%
Gross Margin 63.03% Operating Margin 31.53%
Net Margin 23.08% Free Cash Flow (TTM) 174.16M
ROIC 33.11% FCF Growth (3Y) 69.63%
Safety
Debt / Equity 0.20 Current Ratio 152.87
Interest Coverage 33.87 Dividend Yield 0.00%
Valuation
P/E Ratio 4.21 P/B Ratio 1.63
P/S Ratio 0.97 PEG Ratio 0.02
EV/EBITDA 1.36 Dividend Yield 0.00%
Market Cap 823.79M Enterprise Value 364.33M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 847.33M 816.99M 735.50M 662.46M 631.56M
Net Income 195.59M 61.54M 45.31M -154.36M -74.73M
EPS (Diluted) 6.32 2.01 1.73 -5.86 -2.69
Gross Profit 534.08M 178.75M 141.76M 4.99M 58.22M
Operating Income 267.15M 82.68M 52.01M -166.17M -76.03M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.20B 2.47B 2.12B 2.39B 1.98B
Total Liabilities 1.69B 2.18B 1.90B 2.26B 1.64B
Shareholders' Equity 505.25M 290.80M 220.28M 131.04M 343.05M
Total Debt 99.82M 141.34M 148.19M 160.19M 151.93M
Cash & Equivalents 559.27M 452.67M 463.64M 280.88M 359.34M
Current Assets 654.61M 0.0 0.0 0.0 0.0
Current Liabilities 4.28M 0.0 0.0 0.0 0.0

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Contrarian Investing (David Dreman)
#31 of 670
78
Value Value Investing (Warren Buffett)
#72 of 203
47

النشاط الأخير

دخل Contrarian Investing (David Dreman)
Mar 24, 2026
دخل Value Investing (Warren Buffett)
Mar 24, 2026