Terug
22
Dagbereik
€ 12,14
€ 12,34
52-Weeksbereik
€ 8,09
€ 13,83
Volume
623.212
50D / 200D Gem.
€ 12,78
/
€ 10,98
Vorige Slotkoers
€ 12,39
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (856 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 15,7 | 10,2 |
| P/B | 1,1 | 1,1 |
| ROE % | 6,8 | 11,7 |
| Net Margin % | 18,0 | 16,8 |
| Rev Growth 5Y % | 13,1 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Hold
€ 12,50
+2.7%
Low: € 11,00
High: € 14,50
Forward K/W
12,57
Forward WPA
€ 0,98
WPA Groei (sch.)
+0,0%
Omzet Sch.
212,48M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 1,05
€ 1,00 – € 1,11
|
224,29M | 3 |
| FY2026 |
€ 0,98
€ 0,94 – € 1,02
|
212,48M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-09 | N/A | € 0,25 | — |
| 2025-10-23 | € 0,21 | € 0,24 | +14,3% |
| 2025-07-24 | € 0,19 | € 0,21 | +10,5% |
| 2025-04-24 | € 0,18 | € 0,19 | +5,6% |
| 2025-03-07 | N/A | € 0,17 | — |
| 2024-10-24 | € 0,17 | € 0,17 | 0,0% |
| 2024-07-25 | € 0,18 | € 0,15 | -16,7% |
| 2024-04-25 | € 0,19 | € 0,17 | -10,5% |
Insider Trading Activity
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 5, 2026 |
Sutton Marina Park
|
grant | 4.022 | — | — |
| Mar 5, 2026 |
BIAGINI KOMAS JULIANNE M
|
grant | 6.838 | — | — |
| Mar 5, 2026 |
Heitel Stephen G.
|
grant | 4.022 | — | — |
| Mar 5, 2026 |
Fonti Seth
EVP/Chief Financial Officer
|
grant | 19.463 | — | — |
| Mar 5, 2026 |
SA THOMAS A
Executive Vice President / COO
|
grant | 21.753 | — | — |
| Mar 5, 2026 |
Tam Jeannie
SVP/Chief Accounting Officer
|
grant | 9.209 | — | — |
| Mar 5, 2026 |
Edmonds-Waters Christopher
EVP/People & Culture Officer
|
grant | 13.997 | — | — |
| Mar 5, 2026 |
Conner Jack W
|
grant | 4.022 | — | — |
| Mar 5, 2026 |
Sabnani Janisha
EVP/General Counsel/Corp Sec
|
grant | 14.613 | — | — |
| Mar 5, 2026 |
Just Susan Svensson
EVP/Chief Credit Officer
|
grant | 14.069 | — | — |
| Mar 5, 2026 |
Abate Christopher J
|
grant | 4.022 | — | — |
| Mar 5, 2026 |
Husain Kamran F
|
grant | 4.022 | — | — |
| Feb 27, 2026 |
Sabnani Janisha
EVP/General Counsel/Corp Sec
|
other | 11.580 | — | — |
| Feb 27, 2026 |
Sabnani Janisha
EVP/General Counsel/Corp Sec
|
grant | 238 | — | — |
| Dec 23, 2025 |
SA THOMAS A
Executive Vice President / COO
|
other | 8.690 | — | — |
| Dec 23, 2025 |
SA THOMAS A
Executive Vice President / COO
|
grant | 174 | — | — |
| Nov 18, 2025 |
SA THOMAS A
Executive Vice President / COO
|
grant | 503 | — | — |
| Nov 18, 2025 |
SA THOMAS A
Executive Vice President / COO
|
other | 25.108 | — | — |
| Sep 9, 2025 |
CABRAL BRUCE H
|
sell | 5.889 | € 10,22 | € 60.186,17 |
| Sep 8, 2025 |
Just Susan Svensson
EVP/Chief Credit Officer
|
sell | 960 | € 10,23 | € 9.820,80 |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,67%
Growth (3Y)
0,00%
Growth (5Y)
0,00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 25, 2026 | Apr 08, 2026 | € 0,13 | 4,20% |
| Feb 05, 2026 | Feb 19, 2026 | € 0,13 | 3,88% |
| Nov 06, 2025 | Nov 20, 2025 | € 0,13 | 4,97% |
| Aug 07, 2025 | Aug 21, 2025 | € 0,13 | 5,58% |
| May 08, 2025 | May 22, 2025 | € 0,13 | 5,59% |
| Feb 06, 2025 | Feb 20, 2025 | € 0,13 | 5,09% |
| Nov 07, 2024 | Nov 21, 2024 | € 0,13 | 5,00% |
| Aug 08, 2024 | Aug 22, 2024 | € 0,13 | 5,48% |
| May 08, 2024 | May 23, 2024 | € 0,13 | 6,23% |
| Feb 07, 2024 | Feb 22, 2024 | € 0,13 | 6,39% |
| Nov 06, 2023 | Nov 21, 2023 | € 0,13 | 6,02% |
| Aug 09, 2023 | Aug 24, 2023 | € 0,13 | 5,60% |
| May 10, 2023 | May 25, 2023 | € 0,13 | 7,36% |
| Feb 08, 2023 | Feb 23, 2023 | € 0,13 | 4,24% |
| Nov 07, 2022 | Nov 22, 2022 | € 0,13 | 3,67% |
| Aug 10, 2022 | Aug 25, 2022 | € 0,13 | 4,43% |
| May 11, 2022 | May 26, 2022 | € 0,13 | 4,67% |
| Feb 09, 2022 | Feb 24, 2022 | € 0,13 | 4,29% |
| Nov 08, 2021 | Nov 23, 2021 | € 0,13 | 4,27% |
| Aug 11, 2021 | Aug 26, 2021 | € 0,13 | 4,49% |
Belangrijkste Punten
Revenue grew 13,05% annually over 5 years — strong growth
Earnings grew 18,02% over the past year
Net margin of 17,97% shows strong profitability
Debt/Equity of 0,06 — conservative balance sheet
Generating 60,77M in free cash flow
PEG of 0,85 suggests growth is underpriced
Groei
Revenue Growth (5Y)
13,05%
Revenue (1Y)5,84%
Earnings (1Y)18,02%
FCF Growth (3Y)-7,71%
Kwaliteit
Return on Equity
6,84%
ROIC6,78%
Net Margin17,97%
Op. Margin25,44%
Veiligheid
Debt / Equity
0,06
Current Ratio0,27
Interest Coverage0,95
Waardering
P/E Ratio
15,67
Forward P/E12,57
P/B Ratio1,06
EV/EBITDA11,34
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,84% | Revenue Growth (3Y) | 4,59% |
| Earnings Growth (1Y) | 18,02% | Earnings Growth (3Y) | -13,85% |
| Revenue Growth (5Y) | 13,05% | Earnings Growth (5Y) | 0,07% |
| Profitability | |||
| Revenue (TTM) | 266,14M | Net Income (TTM) | 47,83M |
| ROE | 6,84% | ROA | 0,83% |
| Gross Margin | 72,63% | Operating Margin | 25,44% |
| Net Margin | 17,97% | Free Cash Flow (TTM) | 60,77M |
| ROIC | 6,78% | FCF Growth (3Y) | -7,71% |
| Safety | |||
| Debt / Equity | 0,06 | Current Ratio | 0,27 |
| Interest Coverage | 0,95 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,67% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 15,67 | Forward P/E | 12,57 |
| P/B Ratio | 1,06 | P/S Ratio | 2,82 |
| PEG Ratio | 0,85 | Forward PEG | N/A |
| EV/EBITDA | 11,34 | Fwd EV/EBITDA | 9,95 |
| Forward P/S | 3,53 | Fwd Earnings Yield | 7,96% |
| FCF Yield | 8,11% | ||
| Market Cap | 749,59M | Enterprise Value | 767,71M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 266,14M | 251,45M | 243,30M | 198,94M | 162,94M |
| Net Income | 47,83M | 40,53M | 64,44M | 66,56M | 47,70M |
| EPS (Diluted) | 0,78 | 0,66 | 1,05 | 1,09 | 0,79 |
| Gross Profit | 193,31M | 170,26M | 191,47M | 189,23M | 158,95M |
| Operating Income | 67,70M | 56,67M | 90,42M | 94,37M | 65,87M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,76B | 5,65B | 5,19B | 5,15B | 5,50B |
| Total Liabilities | 5,06B | 4,96B | 4,52B | 4,52B | 4,90B |
| Shareholders' Equity | 708,57M | 689,73M | 672,90M | 632,46M | 598,03M |
| Total Debt | 39,81M | 39,65M | 39,50M | 39,35M | 39,93M |
| Cash & Equivalents | 21,68M | 968,12M | 408,13M | 306,60M | 1,31B |
| Current Assets | 614,64M | 1,22B | 850,77M | 889,66M | 1,49B |
| Current Liabilities | 2,27B | 4,82B | 4,38B | 4,49B | 4,86B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
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