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Huize Holding Ltd

Data quality: 100%
HUIZ
Nasdaq Financial Services Insurance Agents & Brokers
$1.56
▲ $0.09 (6.12%)
Mkt Cap: 15.74 M
Price
$1.56
Mkt Cap
15.74 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Revenue declined -2.20% annually over 5 years
Earnings declined -100.90% over the past year
Debt/Equity of 0.12 — conservative balance sheet
Negative free cash flow of -3.18 M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 3.81%
Capital efficient — spends only 0.34% of revenue on capex

Growth

Revenue Growth (5Y)
-2.20%
Below sector avg (5.83%)
Revenue (1Y)1.61%
Earnings (1Y)-100.90%
FCF Growth (3Y)N/A

Quality

Return on Equity
-0.16%
Below sector avg (9.24%)
ROIC-2.96%
Net Margin-0.05%
Op. Margin-1.68%

Safety

Debt / Equity
0.12
Below sector avg (0.49)
Current Ratio1.44
Interest Coverage-5.06

Valuation

PE (TTM|NTM|2027)
-176.83 | 0.35 | 0.35
Below sector avg (11.14)
P/B Ratio0.28
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2180 peers)
Metric Stock Sector Median
P/E -176.8 11.1
P/B 0.3 1.2
ROE % -0.2 9.2
Net Margin % -0.1 9.4
Rev Growth 5Y % -2.2 5.8
D/E 0.1 0.5

Analyst Price Target

1 analyst
Buy
Current
$1.56
+81.7%
Target
$2.83
$2.83
$2.83
$2.83
Forecast
Forward P/E 0.35
Forward EPS $4.40
EPS Growth (est.) +29.4%
Est. Revenue 1.80 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $4.40
$4.40 – $4.40
1.80 B 1
FY2026 $3.40
$3.40 – $3.40
1.68 B 1

All Fundamental Metrics

Growth
Revenue Growth (1Y) 1.61% Revenue Growth (3Y) 0.95%
Earnings Growth (1Y) -100.90% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -2.20% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 171.10 M Net Income (TTM) -89,000.0
ROE -0.16% ROA -0.07%
Gross Margin N/A Operating Margin -1.68%
Net Margin -0.05% Free Cash Flow (TTM) -3.18 M
ROIC -2.96% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.12 Current Ratio 1.44
Interest Coverage -5.06 Asset Turnover 1.34
Working Capital 25.16 M Tangible Book Value 44.58 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -176.83 Forward P/E 0.35
P/B Ratio 0.28 P/S Ratio 0.09
PEG Ratio N/A Forward PEG 0.01
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.01 Fwd Earnings Yield 285.71%
FCF Yield -20.21%
Market Cap 15.74 M Enterprise Value -9.36 M
Per Share
EPS (Diluted TTM) 0.00 Revenue / Share 16.96
FCF / Share -0.32 OCF / Share -0.26
EPS CAGR (1Y) -100.00% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0.34% FCF Conversion 3573.03%
SBC-Adj. FCF -4.42 M Growth Momentum 3.81

Income Statement

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Revenue 171.10 M 168.39 M 167.88 M 352.29 M 187.01 M
Net Income -89,000.0 9.89 M -4.52 M -16.90 M -2.80 M
EPS (Diluted) 0.00 0.01 0.00
Gross Profit
Operating Income -2.87 M 7.19 M -6.33 M -17.95 M -3.97 M
EBITDA
R&D Expenses 8.55 M 10.12 M 11.73 M 18.91 M 7.53 M
SG&A Expenses
D&A 1.57 M 1.92 M 2.67 M 1.17 M 783,000.0
Interest Expense 567,000.0 393,000.0 -734,000.0 -503,000.0 -177,000.0
Income Tax 18,000.0 0.0 0.0 0.0 271,000.0

Balance Sheet

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Total Assets 121.14 M 133.38 M 157.98 M 291.48 M 204.75 M
Total Liabilities 62.33 M 75.58 M 108.39 M 234.84 M 132.92 M
Shareholders' Equity 56.00 M 57.07 M 49.42 M 56.50 M 71.83 M
Total Debt 6.85 M 4.23 M 21.75 M 37.15 M 13.09 M
Cash & Equivalents 31.95 M 35.11 M 40.19 M 59.81 M 62.01 M
Current Assets 82.06 M 85.42 M 108.85 M 222.94 M 154.54 M
Current Liabilities 56.90 M 55.64 M 81.06 M 191.80 M 85.30 M