HAWTHORN BANCSHARES, INC.
Data quality: 83%
HWBK
NASDAQ
Financial Services
Depository Institutions
$34.23
▼
$0.38
(-1.10%)
6 months return
—
Momentum
Neutral
1Y earnings growth
30.37%
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)30.37%
FCF Growth (3Y)21.35%
Quality
Return on Equity
14.79%
Above sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
9.91
Below sector avg (11.13)
P/B Ratio1.43
EV/EBITDAN/A
Dividend Yield2.37%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Earnings grew 30.37% over the past year
ROE of 14.79% — decent returns on equity
Generating 22.84 M in free cash flow
P/E of 9.91 — trading at a low valuation
Cash machine — converts 95.97% of earnings into free cash flow
Dividend yield of 2.37% — meaningful income
Price History
Financial Trends
Analyst Price Target
No analyst coverage available
Earnings Surprises
EPS
Reported
Estimate
| Q12011 | Q22011 | Q32011 | Q42011 | |
|---|---|---|---|---|
| Reported | $0.06 | $0.12 | $0.14 | -$0.21 |
| Estimate | -$0.05 | $0.02 | $0.12 | $0.15 |
| Surprise | +229.83% | +433.83% | +15.79% | -237.51% |
Growth
Rev 5Y: N/A · Earnings 1Y: 30.37%
Growth
Rev 5Y: N/A · Earnings 1Y: 30.37%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 30.37% | Earnings Growth (3Y) | 398.96% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 1.40% |
Profitability
ROE: 14.79% · Net Margin: N/A
Profitability
ROE: 14.79% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 23.80 M |
| ROE | 14.79% | ROA | 1.25% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 22.84 M |
| ROIC | N/A | FCF Growth (3Y) | 21.35% |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 164.94 M |
Dividends
Yield: 2.37% · Payout: 23.62%
Dividends
Yield: 2.37% · Payout: 23.62%| Dividend Yield | 2.37% | Payout Ratio | 23.62% |
| Dividend Growth (3Y) | 7.89% | Dividend Growth (5Y) | 11.76% |
| Consecutive Div Years | 20 yrs | ||
Valuation
P/E: 9.91 · EV/EBITDA: N/A
Valuation
P/E: 9.91 · EV/EBITDA: N/A| P/E Ratio | 9.91 | Forward P/E | N/A |
| P/B Ratio | 1.43 | P/S Ratio | N/A |
| PEG Ratio | 7.08 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9.68% | ||
| Market Cap | 235.90 M | Enterprise Value | 136.03 M |
Per Share
EPS: 3.43 · FCF/Share: 3.31
Per Share
EPS: 3.43 · FCF/Share: 3.31| EPS (Diluted TTM) | 3.43 | Revenue / Share | N/A |
| FCF / Share | 3.31 | OCF / Share | 3.90 |
| EPS CAGR (1Y) | 31.42% | EPS CAGR (5Y) | 0.22% |
| EPS CAGR (10Y) | 11.48% | ||
Efficiency
FCF Conv: 95.97% · CapEx/Rev: N/A
Efficiency
FCF Conv: 95.97% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 95.97% |
| SBC-Adj. FCF | 22.51 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 23.80 M | 18.26 M | 956,000.0 | 20.75 M | 22.52 M |
| EPS (Diluted) | 3.43 | 2.61 | 0.14 | 3.06 | 3.40 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2.33 M | 1.72 M | — | — | — |
| Interest Expense | 65.88 M | 58.59 M | 32.83 M | 10.49 M | 5.91 M |
| Income Tax | 5.30 M | 4.10 M | -524,000.0 | 4.34 M | 5.70 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.89 B | 1.83 B | 1.88 B | 1.92 B | 1.83 B |
| Total Liabilities | 1.72 B | 1.68 B | 1.74 B | 1.80 B | 1.68 B |
| Shareholders' Equity | 174.23 M | 149.55 M | 136.09 M | 127.41 M | 148.96 M |
| Total Debt | — | — | 0.0 | 5.19 M | 23.83 M |
| Cash & Equivalents | 104.31 M | 50.99 M | 93.45 M | 83.72 M | 159.91 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Peer Comparison
vs Financial Services sector median (6628 peers)
Compared with similar companies in Financial Services
Peer Comparison
vs Financial Services sector median (6628 peers) Compared with similar companies in Financial Services| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.9 | 11.1 |
| P/B | 1.4 | 1.2 |
| ROE % | 14.8 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
ETFs Holding This Stock
ETFs Holding This Stock
Dividend History
Dividend History
Yield
2.37%
Payout ratio
23.62%
Growth (3Y)
7.89%
Growth (5Y)
11.76%
Recent per-share payments (most recent first).
| Ex-dividend | Payment | Amount / share |
|---|---|---|
| Mar 13, 2026 | — | $0.21 |
| Dec 15, 2025 | — | $0.20 |
| Sep 15, 2025 | — | $0.20 |
| Jun 13, 2025 | — | $0.20 |
| Mar 14, 2025 | — | $0.19 |
| Dec 13, 2024 | — | $0.19 |
| Sep 13, 2024 | — | $0.19 |
| Jun 14, 2024 | — | $0.19 |
| Mar 14, 2024 | — | $0.17 |
| Dec 14, 2023 | — | $0.17 |
| Sep 14, 2023 | — | $0.17 |
| Jun 14, 2023 | — | $0.17 |
Strategy Scores
1 strategy matched
Strategy Scores
1 strategy matched
Dividend
Dividend Growth
#145 of 176
Recent Activity
Entered
Dividend Growth
Apr 12, 2026
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