رجوع
نطاق اليوم
KWD 67.49
KWD 68.77
نطاق 52 أسبوعًا
KWD 54.11
KWD 75.44
حجم التداول
280,798
متوسط 50 يوم / 200 يوم
KWD 69.66
/
KWD 68.59
الإغلاق السابق
KWD 67.84
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (855 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 10.2 | 10.4 |
| P/B | 1.3 | 1.1 |
| ROE % | 13.6 | 11.6 |
| Net Margin % | 39.1 | 16.8 |
| Rev Growth 5Y % | 14.2 | 11.6 |
| D/E | 0.2 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 85.00
+25.5%
مكرر الربحية المستقبلي
10.05
ربحية السهم المستقبلية
KWD 6.74
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
1.21B
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2030 |
KWD 7.17
KWD 7.17 – KWD 7.17
|
2.11B | 1 |
| FY2029 |
KWD 7.17
KWD 7.17 – KWD 7.17
|
1.84B | 1 |
| FY2028 |
KWD 7.38
KWD 7.38 – KWD 7.38
|
1.60B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | KWD 1.63 | KWD 1.71 | +4.9% |
| 2025-11-06 | N/A | KWD 1.74 | — |
| 2025-08-07 | N/A | KWD 1.61 | — |
| 2025-05-05 | N/A | KWD 1.56 | — |
| 2025-02-27 | N/A | KWD 1.85 | — |
| 2024-11-07 | N/A | KWD 1.60 | — |
| 2024-08-01 | N/A | KWD 1.56 | — |
| 2024-05-02 | N/A | KWD 1.56 | — |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.21%
Growth (3Y)
5.27%
Growth (5Y)
4.94%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Feb 27, 2026 | KWD 0.73 | 1.98% |
| Aug 15, 2025 | Aug 29, 2025 | KWD 0.70 | 2.05% |
| Feb 14, 2025 | Feb 28, 2025 | KWD 0.70 | 2.10% |
| Aug 14, 2024 | Aug 28, 2024 | KWD 0.66 | 2.28% |
| Feb 14, 2024 | Feb 28, 2024 | KWD 0.66 | 2.53% |
| Aug 10, 2023 | Aug 25, 2023 | KWD 0.63 | 2.73% |
| Feb 14, 2023 | Feb 28, 2023 | KWD 0.63 | 2.67% |
| Aug 15, 2022 | Aug 29, 2022 | KWD 0.60 | 2.64% |
| Feb 14, 2022 | Feb 28, 2022 | KWD 0.60 | 2.86% |
| Aug 19, 2021 | Sep 03, 2021 | KWD 0.60 | 2.80% |
| Feb 04, 2021 | Feb 17, 2021 | KWD 0.55 | 2.77% |
| Sep 18, 2020 | Oct 05, 2020 | KWD 0.55 | 3.84% |
| Mar 31, 2020 | Apr 03, 2020 | KWD 0.55 | 4.09% |
| Sep 27, 2019 | Oct 15, 2019 | KWD 0.55 | 2.71% |
| Mar 29, 2019 | Apr 15, 2019 | KWD 0.50 | 2.42% |
| Oct 05, 2018 | Oct 16, 2018 | KWD 0.42 | 1.71% |
| Mar 29, 2018 | Apr 16, 2018 | KWD 0.33 | 1.70% |
| Sep 28, 2017 | Oct 16, 2017 | KWD 0.33 | 1.63% |
| Mar 30, 2017 | Apr 17, 2017 | KWD 0.33 | 1.79% |
| Sep 28, 2016 | Oct 17, 2016 | KWD 0.31 | 2.02% |
النقاط الرئيسية
Revenue grew 14.16% annually over 5 years — strong growth
ROE of 13.63% — decent returns on equity
Net margin of 39.13% shows strong profitability
Debt/Equity of 0.22 — conservative balance sheet
Generating 494.83M in free cash flow
P/E of 10.21 — trading at a low valuation
النمو
Revenue Growth (5Y)
14.16%
Revenue (1Y)1.03%
Earnings (1Y)0.76%
FCF Growth (3Y)5.22%
الجودة
Return on Equity
13.63%
ROIC9.86%
Net Margin39.13%
Op. Margin49.39%
الأمان
Debt / Equity
0.22
Current Ratio1.04
Interest Coverage2.43
التقييم
P/E Ratio
10.21
Forward P/E10.05
P/B Ratio1.29
EV/EBITDA8.41
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.03% | Revenue Growth (3Y) | 4.22% |
| Earnings Growth (1Y) | 0.76% | Earnings Growth (3Y) | 0.06% |
| Revenue Growth (5Y) | 14.16% | Earnings Growth (5Y) | 12.88% |
| Profitability | |||
| Revenue (TTM) | 1.05B | Net Income (TTM) | 412.29M |
| ROE | 13.63% | ROA | 2.47% |
| Gross Margin | 78.27% | Operating Margin | 49.39% |
| Net Margin | 39.13% | Free Cash Flow (TTM) | 494.83M |
| ROIC | 9.86% | FCF Growth (3Y) | 5.22% |
| Safety | |||
| Debt / Equity | 0.22 | Current Ratio | 1.04 |
| Interest Coverage | 2.43 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.21% |
| Dividend Growth (3Y) | 5.27% | Dividend Growth (5Y) | 4.94% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.21 | Forward P/E | 10.05 |
| P/B Ratio | 1.29 | P/S Ratio | 4.00 |
| PEG Ratio | 13.21 | Forward PEG | N/A |
| EV/EBITDA | 8.41 | Fwd EV/EBITDA | 6.66 |
| Forward P/S | 3.48 | Fwd Earnings Yield | 9.95% |
| FCF Yield | 11.75% | ||
| Market Cap | 4.21B | Enterprise Value | 4.38B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.05B | 1.04B | 970.10M | 712.92M | 620.43M |
| Net Income | 412.29M | 409.17M | 411.77M | 300.23M | 253.92M |
| EPS (Diluted) | 6.62 | 6.57 | 6.62 | 4.78 | 4.00 |
| Gross Profit | 824.69M | 801.84M | 798.87M | 653.11M | 585.64M |
| Operating Income | 520.36M | 508.72M | 523.51M | 382.64M | 322.33M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16.68B | 15.74B | 15.07B | 15.50B | 16.05B |
| Total Liabilities | 13.43B | 12.94B | 12.62B | 13.46B | 13.74B |
| Shareholders' Equity | 3.25B | 2.80B | 2.45B | 2.04B | 2.31B |
| Total Debt | 704.74M | 654.73M | 650.03M | 576.78M | 1.01B |
| Cash & Equivalents | 536.49M | 352.65M | 651.06M | 2.09B | 3.21B |
| Current Assets | 608.92M | 5.41B | 5.54B | 6.55B | 7.45B |
| Current Liabilities | 585.54M | 12.65B | 12.35B | 13.09B | 13.06B |