Terug
50
Dagbereik
€ 153,58
€ 158,04
52-Weeksbereik
€ 143,17
€ 189,35
Volume
3.295.015
50D / 200D Gem.
€ 164,09
/
€ 167,72
Vorige Slotkoers
€ 155,82
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 27,1 | 10,3 |
| P/B | 3,1 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 26,1 | 16,8 |
| Rev Growth 5Y % | 8,4 | 11,7 |
| D/E | 0,7 | 0,5 |
Koersdoel Analisten
Hold
€ 192,86
+23.0%
Low: € 180,00
High: € 211,00
Forward K/W
20,35
Forward WPA
€ 7,71
WPA Groei (sch.)
+0,0%
Omzet Sch.
10,69B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 12,10
€ 11,69 – € 12,67
|
13,70B | 2 |
| FY2029 |
€ 10,55
€ 10,20 – € 11,06
|
12,64B | 2 |
| FY2028 |
€ 9,50
€ 8,73 – € 10,14
|
12,00B | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-05 | € 1,68 | € 1,71 | +1,8% |
| 2025-10-30 | € 1,60 | € 1,71 | +6,9% |
| 2025-07-31 | € 1,77 | € 1,81 | +2,3% |
| 2025-05-01 | € 1,70 | € 1,72 | +1,2% |
| 2025-02-06 | € 1,53 | € 1,52 | -0,7% |
| 2024-10-31 | € 1,55 | € 1,55 | 0,0% |
| 2024-08-01 | € 1,49 | € 1,52 | +2,0% |
| 2024-05-02 | € 1,48 | € 1,48 | 0,0% |
Dividend History
7 yr streakYield
0,01%
Payout Ratio
0,33%
Growth (3Y)
8,10%
Growth (5Y)
9,86%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Dec 16, 2026 | Dec 31, 2026 | € 0,52 | 1,33% |
| Sep 16, 2026 | Sep 30, 2026 | € 0,52 | 1,30% |
| Jun 15, 2026 | Jun 30, 2026 | € 0,52 | 1,28% |
| Mar 17, 2026 | Mar 31, 2026 | € 0,52 | 1,22% |
| Dec 16, 2025 | Dec 31, 2025 | € 0,48 | 1,20% |
| Sep 16, 2025 | Sep 30, 2025 | € 0,48 | 1,10% |
| Jun 13, 2025 | Jun 30, 2025 | € 0,48 | 1,04% |
| Mar 17, 2025 | Mar 31, 2025 | € 0,48 | 1,06% |
| Dec 16, 2024 | Dec 31, 2024 | € 0,45 | 1,16% |
| Sep 16, 2024 | Sep 30, 2024 | € 0,45 | 1,09% |
| Jun 13, 2024 | Jun 28, 2024 | € 0,45 | 1,29% |
| Mar 14, 2024 | Mar 29, 2024 | € 0,45 | 1,26% |
| Dec 13, 2023 | Dec 29, 2023 | € 0,42 | 1,38% |
| Sep 14, 2023 | Sep 29, 2023 | € 0,42 | 1,40% |
| Jun 14, 2023 | Jun 30, 2023 | € 0,42 | 1,45% |
| Mar 16, 2023 | Mar 31, 2023 | € 0,42 | 1,57% |
| Dec 14, 2022 | Dec 30, 2022 | € 0,38 | 1,46% |
| Sep 15, 2022 | Sep 30, 2022 | € 0,38 | 1,49% |
| Jun 14, 2022 | Jun 30, 2022 | € 0,38 | 1,51% |
| Mar 16, 2022 | Mar 31, 2022 | € 0,38 | 1,04% |
Belangrijkste Punten
Revenue grew 8,36% annually over 5 years — modest growth
Earnings grew 19,97% over the past year
ROE of 11,68% — decent returns on equity
Net margin of 26,14% shows strong profitability
Generating 4,29B in free cash flow
Cash machine — converts 129,81% of earnings into free cash flow
Groei
Revenue Growth (5Y)
8,36%
Revenue (1Y)7,46%
Earnings (1Y)19,97%
FCF Growth (3Y)18,53%
Kwaliteit
Return on Equity
11,68%
ROIC7,46%
Net Margin26,14%
Op. Margin38,74%
Veiligheid
Debt / Equity
0,70
Current Ratio1,02
Interest Coverage6,27
Waardering
P/E Ratio
27,06
Forward P/E20,35
P/B Ratio3,09
EV/EBITDA22,24
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,46% | Revenue Growth (3Y) | 12,97% |
| Earnings Growth (1Y) | 19,97% | Earnings Growth (3Y) | 18,12% |
| Revenue Growth (5Y) | 8,36% | Earnings Growth (5Y) | -5,01% |
| Profitability | |||
| Revenue (TTM) | 12,64B | Net Income (TTM) | 3,30B |
| ROE | 11,68% | ROA | 2,41% |
| Gross Margin | 61,88% | Operating Margin | 38,74% |
| Net Margin | 26,14% | Free Cash Flow (TTM) | 4,29B |
| ROIC | 7,46% | FCF Growth (3Y) | 18,53% |
| Safety | |||
| Debt / Equity | 0,70 | Current Ratio | 1,02 |
| Interest Coverage | 6,27 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | 0,33% |
| Dividend Growth (3Y) | 8,10% | Dividend Growth (5Y) | 9,86% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 27,06 | Forward P/E | 20,35 |
| P/B Ratio | 3,09 | P/S Ratio | 7,08 |
| PEG Ratio | 1,34 | Forward PEG | N/A |
| EV/EBITDA | 22,24 | Fwd EV/EBITDA | 19,04 |
| Forward P/S | 8,37 | Fwd Earnings Yield | 4,91% |
| FCF Yield | 4,80% | ||
| Market Cap | 89,42B | Enterprise Value | 108,86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 12,64B | 11,76B | 9,90B | 9,64B | 9,17B |
| Net Income | 3,30B | 2,75B | 2,37B | 1,45B | 4,06B |
| EPS (Diluted) | 5,77 | 4,78 | 4,19 | 2,58 | 7,18 |
| Gross Profit | 7,82B | 6,52B | 5,66B | 5,20B | 5,02B |
| Operating Income | 4,90B | 4,31B | 3,69B | 3,64B | 3,45B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 136,89B | 139,43B | 136,08B | 194,34B | 193,50B |
| Total Liabilities | 107,90B | 111,71B | 110,30B | 171,58B | 170,75B |
| Shareholders' Equity | 28,92B | 27,65B | 25,72B | 22,71B | 22,71B |
| Total Debt | 20,28B | 20,70B | 22,91B | 18,38B | 14,17B |
| Cash & Equivalents | 837,00M | 844,00M | 899,00M | 1,80B | 607,00M |
| Current Assets | 85,78B | 89,10B | 84,97B | 156,95B | 154,30B |
| Current Liabilities | 84,12B | 89,55B | 84,63B | 149,17B | 153,41B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
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