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Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,2 | 10,3 |
| P/B | 2,4 | 1,1 |
| ROE % | 18,8 | 11,7 |
| Net Margin % | 45,6 | 16,9 |
| Rev Growth 5Y % | 10,2 | 11,6 |
| D/E | 2,5 | 0,5 |
Belangrijkste Punten
Revenue grew 10,17% annually over 5 years — strong growth
ROE of 18,83% — decent returns on equity
Net margin of 45,56% shows strong profitability
Debt/Equity of 2,45 — high leverage
Generating 129,50M in free cash flow
P/E of 13,22 — trading at a low valuation
Groei
Revenue Growth (5Y)
10,17%
Revenue (1Y)6,97%
Earnings (1Y)-4,69%
FCF Growth (3Y)-32,04%
Kwaliteit
Return on Equity
18,83%
ROIC4,63%
Net Margin45,56%
Op. Margin53,56%
Veiligheid
Debt / Equity
2,45
Current Ratio1,94
Interest Coverage13,60
Waardering
P/E Ratio
13,22
P/B Ratio2,40
EV/EBITDA21,62
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,97% | Revenue Growth (3Y) | 9,35% |
| Earnings Growth (1Y) | -4,69% | Earnings Growth (3Y) | 14,18% |
| Revenue Growth (5Y) | 10,17% | Earnings Growth (5Y) | -0,32% |
| Profitability | |||
| Revenue (TTM) | 990,40M | Net Income (TTM) | 451,20M |
| ROE | 18,83% | ROA | 4,83% |
| Gross Margin | 96,06% | Operating Margin | 53,56% |
| Net Margin | 45,56% | Free Cash Flow (TTM) | 129,50M |
| ROIC | 4,63% | FCF Growth (3Y) | -32,04% |
| Safety | |||
| Debt / Equity | 2,45 | Current Ratio | 1,94 |
| Interest Coverage | 13,60 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 13,22 | P/B Ratio | 2,40 |
| P/S Ratio | 6,02 | PEG Ratio | -6,82 |
| EV/EBITDA | 21,62 | Dividend Yield | 0,04% |
| Market Cap | 5,97B | Enterprise Value | 11,47B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 990,40M | 925,90M | 828,28M | 764,50M | 672,40M |
| Net Income | 451,20M | 473,40M | 346,06M | 526,80M | 457,10M |
| EPS (Diluted) | 1,54 | 1,62 | 1,20 | 1,81 | 1,58 |
| Gross Profit | 951,40M | 925,90M | 805,84M | 746,40M | 656,80M |
| Operating Income | 530,50M | 532,00M | 383,80M | 557,90M | 505,60M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,34B | 9,12B | 9,05B | 8,87B | 7,46B |
| Total Liabilities | 6,85B | 6,82B | 7,01B | 6,87B | 5,84B |
| Shareholders' Equity | 2,49B | 2,30B | 2,02B | 1,97B | 1,62B |
| Total Debt | 6,11B | 6,13B | 6,11B | 6,02B | 5,20B |
| Cash & Equivalents | 604,80M | 627,40M | 550,00M | 761,50M | 296,90M |
| Current Assets | 1,08B | 990,00M | 809,10M | 1,13B | 566,30M |
| Current Liabilities | 554,50M | 3,30M | 471,40M | 434,40M | 427,30M |