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Day Range
$0.81
$0.81
52-Week Range
$0.60
$0.88
Volume
1,000
50D / 200D Avg
$0.82
/
$0.79
Prev Close
$0.81
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 0.8 | 10.3 |
| P/B | 0.1 | 1.1 |
| ROE % | 9.5 | 11.7 |
| Net Margin % | 55.4 | 16.8 |
| Rev Growth 5Y % | 2.4 | 11.7 |
| D/E | 0.5 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$1.06
$0.99 – $1.13
|
880 B | 1 |
| FY2026 |
$1.02
$0.96 – $1.09
|
840 B | 1 |
Key Takeaways
Revenue grew 2.37% annually over 5 years — modest growth
Net margin of 55.40% shows strong profitability
Generating 543.61B in free cash flow
P/E of 0.79 — trading at a low valuation
Cash machine — converts 148.58% of earnings into free cash flow
Capital efficient — spends only 5.39% of revenue on capex
Growth
Revenue Growth (5Y)
2.37%
Revenue (1Y)0.52%
Earnings (1Y)0.51%
FCF Growth (3Y)-37.48%
Quality
Return on Equity
9.47%
ROIC6.10%
Net Margin55.40%
Op. Margin73.98%
Safety
Debt / Equity
0.51
Current Ratio0.12
Interest Coverage0.62
Valuation
P/E Ratio
0.79
P/B Ratio0.07
EV/EBITDA-4.96
Dividend Yield0.10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.52% | Revenue Growth (3Y) | -0.21% |
| Earnings Growth (1Y) | 0.51% | Earnings Growth (3Y) | 0.65% |
| Revenue Growth (5Y) | 2.37% | Earnings Growth (5Y) | 3.74% |
| Profitability | |||
| Revenue (TTM) | 660.39B | Net Income (TTM) | 365.86B |
| ROE | 9.47% | ROA | 0.75% |
| Gross Margin | 100.00% | Operating Margin | 73.98% |
| Net Margin | 55.40% | Free Cash Flow (TTM) | 543.61B |
| ROIC | 6.10% | FCF Growth (3Y) | -37.48% |
| Safety | |||
| Debt / Equity | 0.51 | Current Ratio | 0.12 |
| Interest Coverage | 0.62 | Dividend Yield | 0.10% |
| Valuation | |||
| P/E Ratio | 0.79 | P/B Ratio | 0.07 |
| P/S Ratio | 0.44 | PEG Ratio | 1.09 |
| EV/EBITDA | -4.96 | Dividend Yield | 0.10% |
| Market Cap | 288.69B | Enterprise Value | -2.42T |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 660.39B | 656.94B | 663.15B | 658.26B | 601.22B |
| Net Income | 365.86B | 363.99B | 361.13B | 348.34B | 315.91B |
| EPS (Diluted) | 0.98 | 0.98 | 0.97 | 0.95 | 0.86 |
| Gross Profit | 660.39B | 838.05B | 871.34B | 658.26B | 601.22B |
| Operating Income | 488.56B | 487.00B | 491.70B | 490.07B | 446.69B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 48.82T | 44.70T | 39.61T | 35.17T | 33.35T |
| Total Liabilities | 44.83T | 40.92T | 36.09T | 31.90T | 30.44T |
| Shareholders' Equity | 3.97T | 3.76T | 3.50T | 3.26T | 2.89T |
| Total Debt | 2.04T | 1.90T | 912.97B | 1.28T | 812.89B |
| Cash & Equivalents | 4.75T | 5.30T | 4.74T | 4.19T | 4.90T |
| Current Assets | 4.75T | 5.30T | 4.74T | 4.19T | 4.90T |
| Current Liabilities | 38.93T | 19.22T | 18.70T | 17.41T | 16.91T |