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Fourchette du Jour
16,54 €
16,58 €
Fourchette 52 Semaines
12,38 €
17,02 €
Volume
315
Moyenne 50J / 200J
16,29 €
/
15,72 €
Clôture Précédente
16,38 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,8 | 10,3 |
| P/B | 0,1 | 1,1 |
| ROE % | 9,5 | 11,6 |
| Net Margin % | 55,4 | 16,8 |
| Rev Growth 5Y % | -7,0 | 11,6 |
| D/E | 0,5 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
20,93 €
19,60 € – 22,28 €
|
860 B | 1 |
| FY2026 |
20,15 €
18,86 € – 21,45 €
|
830 B | 1 |
Points Clés
Revenue declined -6,96% annually over 5 years
Net margin of 55,40% shows strong profitability
Generating 462,55B in free cash flow
P/E of 0,81 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 14,24%
Cash machine — converts 126,43% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
-6,96%
Revenue (1Y)-21,20%
Earnings (1Y)0,51%
FCF Growth (3Y)-22,94%
Qualité
Return on Equity
9,47%
ROIC6,10%
Net Margin55,40%
Op. Margin73,98%
Sécurité
Debt / Equity
0,51
Current Ratio0,28
Interest Coverage0,62
Valorisation
P/E Ratio
0,81
P/B Ratio0,07
EV/EBITDA-4,94
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -21,20% | Revenue Growth (3Y) | -14,98% |
| Earnings Growth (1Y) | 0,51% | Earnings Growth (3Y) | 0,65% |
| Revenue Growth (5Y) | -6,96% | Earnings Growth (5Y) | 3,74% |
| Profitability | |||
| Revenue (TTM) | 660,39B | Net Income (TTM) | 365,86B |
| ROE | 9,47% | ROA | 0,75% |
| Gross Margin | 123,76% | Operating Margin | 73,98% |
| Net Margin | 55,40% | Free Cash Flow (TTM) | 462,55B |
| ROIC | 6,10% | FCF Growth (3Y) | -22,94% |
| Safety | |||
| Debt / Equity | 0,51 | Current Ratio | 0,28 |
| Interest Coverage | 0,62 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 0,81 | P/B Ratio | 0,07 |
| P/S Ratio | 0,45 | PEG Ratio | -2,47 |
| EV/EBITDA | -4,94 | Dividend Yield | 0,07% |
| Market Cap | 294,75B | Enterprise Value | -2,42T |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 660,39B | 838,05B | 913,56B | 939,89B | 881,36B |
| Net Income | 365,86B | 363,99B | 361,13B | 348,34B | 315,91B |
| EPS (Diluted) | 19,60 | 20,00 | 19,40 | 19,00 | 17,20 |
| Gross Profit | 817,28B | 838,05B | 913,56B | 939,89B | 881,36B |
| Operating Income | 488,56B | 415,74B | 1,01T | 423,02B | 390,35B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 48,82T | 44,70T | 39,61T | 35,17T | 33,35T |
| Total Liabilities | 44,83T | 40,92T | 1,43T | 1,28T | 1,27T |
| Shareholders' Equity | 3,97T | 3,76T | 3,50T | 3,26T | 2,89T |
| Total Debt | 2,04T | 1,90T | 5,04T | 4,64T | 4,38T |
| Cash & Equivalents | 4,75T | 5,30T | 4,74T | 4,19T | 4,90T |
| Current Assets | 4,75T | 1,62T | 4,74T | 4,19T | 4,90T |
| Current Liabilities | 17,14T | 14,87T | 18,70T | 17,41T | 16,91T |