Back
14
Also listed as
ISNPY
OTC
Day Range
$5.86
$6.00
52-Week Range
$4.25
$7.42
Volume
9,633
50D / 200D Avg
$6.74
/
$6.44
Prev Close
$5.79
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.3 | 10.3 |
| P/B | 1.6 | 1.1 |
| ROE % | 15.1 | 11.7 |
| Net Margin % | 36.4 | 16.9 |
| Rev Growth 5Y % | 5.5 | 11.6 |
| D/E | 0.9 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$0.72
$0.67 – $0.74
|
30.54B | 1 |
| FY2028 |
$0.67
$0.63 – $0.69
|
29.98B | 1 |
| FY2027 |
$0.62
$0.58 – $0.64
|
29.00B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-02 | $0.09 | $0.13 | +38.3% |
| 2025-10-29 | $0.16 | $0.13 | -14.6% |
| 2025-06-30 | $0.16 | $0.17 | +11.0% |
| 2025-05-06 | $0.15 | $0.16 | +12.2% |
| 2025-02-04 | $0.09 | $0.09 | -5.9% |
| 2024-10-31 | $0.14 | $0.15 | +3.9% |
| 2024-07-30 | $0.14 | $0.15 | +7.3% |
| 2024-05-03 | $0.13 | $0.14 | +5.8% |
Dividend History
Yield
0.06%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 19, 2026 | May 20, 2026 | $0.22 | 7.21% |
| Nov 25, 2025 | Nov 26, 2025 | $0.21 | 6.30% |
| May 20, 2025 | May 21, 2025 | $0.19 | 6.65% |
| Nov 19, 2024 | Nov 20, 2024 | $0.18 | 8.64% |
| May 20, 2024 | May 22, 2024 | $0.17 | 8.24% |
| Nov 20, 2023 | Nov 22, 2023 | $0.16 | 9.05% |
| May 22, 2023 | May 24, 2023 | $0.10 | 6.84% |
| Nov 21, 2022 | Nov 23, 2022 | $0.08 | 7.24% |
| May 23, 2022 | May 25, 2022 | $0.08 | 12.95% |
| Nov 22, 2021 | Nov 24, 2021 | $0.08 | 9.18% |
| Oct 18, 2021 | Oct 20, 2021 | $0.12 | 5.29% |
| May 24, 2021 | May 26, 2021 | $0.04 | 1.48% |
| May 20, 2019 | May 22, 2019 | $0.22 | 10.04% |
| May 21, 2018 | May 23, 2018 | $0.24 | 7.37% |
| May 22, 2017 | May 24, 2017 | $0.20 | 6.63% |
| May 23, 2016 | May 25, 2016 | $0.16 | 6.48% |
| May 18, 2015 | May 20, 2015 | $0.08 | 2.15% |
| May 19, 2014 | May 22, 2014 | $0.07 | 2.23% |
| May 20, 2013 | May 23, 2013 | $0.06 | 2.67% |
| Jun 18, 2012 | Jun 21, 2012 | $0.06 | 4.99% |
Key Takeaways
Revenue grew 5.47% annually over 5 years — modest growth
ROE of 15.12% — decent returns on equity
Net margin of 36.38% shows strong profitability
Negative free cash flow of -41.86B
P/E of 10.33 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 44.99%
Growth
Revenue Growth (5Y)
5.47%
Revenue (1Y)-39.52%
Earnings (1Y)13.77%
FCF Growth (3Y)N/A
Quality
Return on Equity
15.12%
ROIC8.24%
Net Margin36.38%
Op. Margin50.29%
Safety
Debt / Equity
0.90
Current Ratio0.91
Interest Coverage0.00
Valuation
P/E Ratio
10.33
Forward P/EN/A
P/B Ratio1.56
EV/EBITDA9.01
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -39.52% | Revenue Growth (3Y) | -18.70% |
| Earnings Growth (1Y) | 13.77% | Earnings Growth (3Y) | 12.98% |
| Revenue Growth (5Y) | 5.47% | Earnings Growth (5Y) | 23.89% |
| Profitability | |||
| Revenue (TTM) | 27.10B | Net Income (TTM) | 9.86B |
| ROE | 15.12% | ROA | 1.03% |
| Gross Margin | 93.56% | Operating Margin | 50.29% |
| Net Margin | 36.38% | Free Cash Flow (TTM) | -41.86B |
| ROIC | 8.24% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.90 | Current Ratio | 0.91 |
| Interest Coverage | 0.00 | ||
| Dividends | |||
| Dividend Yield | 0.06% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10.33 | Forward P/E | N/A |
| P/B Ratio | 1.56 | P/S Ratio | 3.76 |
| PEG Ratio | 1.02 | Forward PEG | N/A |
| EV/EBITDA | 9.01 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | -41.08% | ||
| Market Cap | 101.89B | Enterprise Value | 122.84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 27.10B | 44.81B | 41.01B | 21.57B | 21.90B |
| Net Income | 9.86B | 8.67B | 7.72B | 4.38B | 4.19B |
| EPS (Diluted) | 0.54 | 0.48 | 0.42 | 0.23 | 0.22 |
| Gross Profit | 25.36B | 28.29B | 25.42B | 21.57B | 21.90B |
| Operating Income | 13.63B | 12.06B | 10.75B | 8.75B | 7.84B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 959.53B | 933.29B | 963.57B | 974.59B | 1.07T |
| Total Liabilities | 894.17B | 867.96B | 899.44B | 913.32B | 1.00T |
| Shareholders' Equity | 65.20B | 65.18B | 63.96B | 61.10B | 63.78B |
| Total Debt | 58.80B | 146.57B | 142.13B | 98.45B | 101.22B |
| Cash & Equivalents | 37.85B | 51.38B | 98.83B | 122.09B | 145.84B |
| Current Assets | 38.92B | 100.40B | 99.35B | 124.31B | 145.92B |
| Current Liabilities | 42.56B | 427.12B | 427.51B | 1.88B | 478.10B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#492 of 670
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026